Census tract · Lorain County
Census Tract 972.02, Lorain County, Ohio
Census Tract 972.02, GEOID 39093097202, in Lorain County, Ohio, entirely within Lorain. 5,952 residents in the ACS 2020-2024 5-year estimates (±597); the 2020 Census counted 5,871.
Residents, 2020-2024
5,952
±597 (90% margin)
2020 Census count: 5,871
Median household income
$84,944
±$26,121 (90% margin)
Lorain County: $73,347
Median home value
$250,100
±$30,353 (90% margin)
Lorain County: $223,200
Median gross rent
$1,185
±$203 (90% margin)
Lorain County: $966
Where is Census Tract 972.02?
Census Tract 972.02 is one of 80 census tracts in Lorain County, Ohio. It covers 2.06 square miles of land, 2,850 residents per square mile in 2020. Its GEOID, 39093097202, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lorain | 100% |
5 census tracts border Census Tract 972.02: Tract 226.01 ($47,836), Tract 234 ($65,769), Tract 242 ($53,179), Tract 502 ($89,803) and Tract 972.01 ($76,731). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 972.02?
The 2020-2024 American Community Survey puts Census Tract 972.02's population at 5,952 (±597) in 2,371 households; the 2020 Census counted 5,871 residents and 2,613 housing units.
| Measure | Tract 972.02 | Lorain |
|---|---|---|
| Total population | 5,952 ±597 | 65,395 |
| Households | 2,371 ±240 | 27,460 |
| Average household size | 2.48 ±0.19 | 2.36 |
| Housing units | 2,673 ±234 | 30,624 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 972.02?
The median resident of Census Tract 972.02 is 45.1 years old; 22.4% are under 18 and 23.3% are 65 or older. The largest group is non-Hispanic white residents at 67.0%, then Hispanic or Latino residents (of any race) at 14.7%.
| Measure | Tract 972.02 | Lorain |
|---|---|---|
| Median age | 45.1 ±5.1 | 39.8 |
| Under 18 years | 22.4% ±3.6 pts | 23.5% |
| 65 years and over | 23.3% ±3.7 pts | 17.6% |
| Hispanic or Latino (any race) | 14.7% ±3.8 pts | 28.3% |
| White alone, not Hispanic | 67.0% ±7.6 pts | 49.1% |
| Black or African American alone, not Hispanic | 9.5% ±4.6 pts | 16.5% |
| Asian alone, not Hispanic | 1.2% ±1.0 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 7.6% ±5.6 pts | 5.1% |
| Some other race alone, not Hispanic | 0.0% ±0.6 pts | 0.4% |
| Born outside the United States | 2.8% ±1.9 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 10.8% ±5.7 pts | 16.3% |
| Civilian veterans (age 18+) | 10.6% ±4.6 pts | 7.4% |
| With a disability | 17.5% ±6.0 pts | 21.1% |
| No health insurance coverage | 3.4% ±2.6 pts | 8.2% |
| High school graduate or higher (age 25+) | 91.7% ±4.0 pts | 84.9% |
| Bachelor's degree or higher (age 25+) | 23.6% ±6.0 pts | 14.8% |
| Graduate or professional degree (age 25+) | 9.9% ±5.2 pts | 4.5% |
| Lived in the same house a year earlier | 92.4% ±5.6 pts | 90.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 972.02 earn?
Half of the 2,371 households in Census Tract 972.02 earn less than $84,944 a year (±$26,121), against $73,347 across Lorain County: 24th highest of the county's 79 tracts with a reliable estimate. 15.9% of residents live below the poverty line.
| Measure | Tract 972.02 | Lorain |
|---|---|---|
| Median household income | $84,944 ±$26,121 | $48,685 |
| Mean household income | $100,172 ±$12,065 | $64,081 |
| Per capita income | $40,590 ±$5,631 | $27,589 |
| People below the poverty line | 15.9% ±7.8 pts | 25.2% |
| Children under 18 below the poverty line | 28.4% ±21.2 pts | 38.7% |
| Households receiving SNAP | 10.5% ±6.4 pts | 24.5% |
| Households with a computer | 94.4% ±4.3 pts | 93.0% |
| Households with a broadband subscription | 82.8% ±7.8 pts | 83.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 972.02?
Owners occupy 77.5% of Census Tract 972.02's occupied homes and renters 22.5%. The median owner-occupied home is valued at $250,100 by its owner (±$30,353). The median renter pays $1,185 a month including utilities, and 37.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 972.02 | Lorain |
|---|---|---|
| Median home value (owner-occupied) | $250,100 ±$30,353 | $139,200 |
| Median gross rent | $1,185 ±$203 | $887 |
| Renters paying 35% or more of income on rent | 37.2% ±20.9 pts | 45.4% |
| Median monthly owner costs, with a mortgage | $1,586 ±$163 | $1,218 |
| Owner-occupied homes | 77.5% ±7.0 pts | 57.1% |
| Renter-occupied homes | 22.5% ±7.0 pts | 42.9% |
| Housing units | 2,673 ±234 | 30,624 |
| Single-family detached homes | 74.7% ±7.2 pts | 68.9% |
| Mobile homes | 0.0% ±1.4 pts | 0.6% |
| Built 2020 or later | 5.0% ±3.0 pts | 0.6% |
| Built 2010 to 2019 | 36.1% ±8.5 pts | 4.0% |
| Built 1939 or earlier | 0.0% ±1.4 pts | 20.4% |
| Households with no vehicle | 4.0% ±3.1 pts | 9.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 972.02 get to work?
75.0% of Census Tract 972.02's workers drive alone and 12.0% work from home. The average trip to work takes 24.6 minutes.
| Measure | Tract 972.02 | Lorain |
|---|---|---|
| In the labor force (age 16+) | 67.7% ±5.3 pts | 58.6% |
| Unemployment rate | 2.1% ±2.2 pts | 6.3% |
| Drove alone to work | 75.0% ±9.5 pts | 79.6% |
| Carpooled | 10.8% ±6.8 pts | 10.5% |
| Public transportation | 0.0% ±1.2 pts | 0.2% |
| Walked | 0.0% ±1.2 pts | 0.6% |
| Worked from home | 12.0% ±5.9 pts | 6.7% |
| Mean travel time to work | 24.6 min ±3.7 | 24.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 972.02 compare with the other tracts in Lorain County?
Among Lorain County's tracts with a reliable estimate, Census Tract 972.02 ranks as shown below (1 = highest).
| Measure | In Lorain County | In Lorain |
|---|---|---|
| Population | 7th of 79 | 2nd of 21 |
| Residents per square mile | 27th of 79 | 14th of 21 |
| Median household income | 24th of 79 | 1st of 21 |
| Per capita income | 27th of 79 | 2nd of 21 |
| Median home value | 24th of 79 | 2nd of 21 |
| Median gross rent | 18th of 73 | 1st of 21 |
| Poverty rate | 23rd of 56 | 14th of 19 |
| Bachelor's degree or higher | 38th of 76 | 5th of 20 |
| Median age | 31st of 79 | 7th of 21 |
| Owner-occupied share | 39th of 79 | 2nd of 21 |
The tracts next to it on Lorain County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 503.02 | 21st | $90,455±$21,912 · within the margin of this tract |
| Tract 502 | 22nd | $89,803±$14,024 · within the margin of this tract |
| Tract 801.04 | 23rd | $85,380±$21,817 · within the margin of this tract |
| Tract 972.02 | 24th | $84,944±$26,121 |
| Tract 941.01 | 25th | $84,531±$21,159 · within the margin of this tract |
| Tract 921 | 26th | $84,023±$16,071 · within the margin of this tract |
| Tract 712.02 | 27th | $83,370±$11,901 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 972.02?
1 of the 18 figures for Census Tract 972.02 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections