Census tract · Santa Cruz County
Census Tract 1003, Santa Cruz County, California
Census Tract 1003, GEOID 06087100300, in Santa Cruz County, California, mostly within Santa Cruz (83% of its census blocks). 4,035 residents in the ACS 2020-2024 5-year estimates (±659); the 2020 Census counted 4,020.
Residents, 2020-2024
4,035
±659 (90% margin)
2020 Census count: 4,020
Median household income
$144,146
±$30,689 (90% margin)
Santa Cruz County: $111,093
Median home value
$1,424,100
±$188,794 (90% margin)
Santa Cruz County: $1,027,500
Median gross rent
$3,065
±$1,149 (90% margin)
Santa Cruz County: $2,264
Where is Census Tract 1003?
Census Tract 1003 is one of 70 census tracts in Santa Cruz County, California. It covers 2.24 square miles of land, 1,794 residents per square mile in 2020. Its GEOID, 06087100300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Santa Cruz | 83% |
| Paradise Park | 17% |
7 census tracts border Census Tract 1003: Tract 1002 ($125,481), Tract 1004, Tract 1005 ($117,253), Tract 1006 ($126,065), Tract 1007 ($48,365), Tract 1207 ($127,650) and Tract 1208 ($160,592). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1003?
The 2020-2024 American Community Survey puts Census Tract 1003's population at 4,035 (±659) in 1,362 households; the 2020 Census counted 4,020 residents and 1,491 housing units.
| Measure | Tract 1003 | Santa Cruz |
|---|---|---|
| Total population | 4,035 ±659 | 61,607 |
| Households | 1,362 ±175 | 21,713 |
| Average household size | 2.55 ±0.40 | 2.33 |
| Housing units | 1,537 ±208 | 23,888 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1003?
The median resident of Census Tract 1003 is 41.7 years old; 10.7% are under 18 and 21.9% are 65 or older. The largest group is non-Hispanic white residents at 71.0%, then Hispanic or Latino residents (of any race) at 11.5%. 13.9% of residents were born outside the United States.
| Measure | Tract 1003 | Santa Cruz |
|---|---|---|
| Median age | 41.7 ±10.3 | 31.1 |
| Under 18 years | 10.7% ±2.8 pts | 11.2% |
| 65 years and over | 21.9% ±6.1 pts | 15.1% |
| Hispanic or Latino (any race) | 11.5% ±4.6 pts | 22.4% |
| White alone, not Hispanic | 71.0% ±6.5 pts | 59.6% |
| Black or African American alone, not Hispanic | 2.5% ±2.9 pts | 1.5% |
| Asian alone, not Hispanic | 6.8% ±3.4 pts | 9.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 7.5% ±3.9 pts | 5.5% |
| Some other race alone, not Hispanic | 0.8% ±1.0 pts | 1.0% |
| Born outside the United States | 13.9% ±5.3 pts | 13.1% |
| Speak a language other than English at home (age 5+) | 24.6% ±7.0 pts | 27.7% |
| Civilian veterans (age 18+) | 4.7% ±2.3 pts | 2.4% |
| With a disability | 12.6% ±4.9 pts | 11.3% |
| No health insurance coverage | 1.8% ±2.3 pts | 3.8% |
| High school graduate or higher (age 25+) | 93.2% ±5.0 pts | 95.2% |
| Bachelor's degree or higher (age 25+) | 63.2% ±7.2 pts | 57.6% |
| Graduate or professional degree (age 25+) | 33.7% ±6.2 pts | 29.1% |
| Lived in the same house a year earlier | 73.5% ±11.0 pts | 72.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1003 earn?
Half of the 1,362 households in Census Tract 1003 earn less than $144,146 a year (±$30,689), against $111,093 across Santa Cruz County: 11th highest of the county's 68 tracts with a reliable estimate. 13.3% of residents live below the poverty line.
| Measure | Tract 1003 | Santa Cruz |
|---|---|---|
| Median household income | $144,146 ±$30,689 | $115,475 |
| Mean household income | $198,507 ±$31,865 | $158,668 |
| Per capita income | $69,603 ±$12,171 | $55,676 |
| People below the poverty line | 13.3% ±5.8 pts | 17.0% |
| Children under 18 below the poverty line | 2.2% ±3.4 pts | 9.5% |
| Households receiving SNAP | 4.3% ±3.1 pts | 11.2% |
| Households with a computer | 97.2% ±2.9 pts | 98.0% |
| Households with a broadband subscription | 96.6% ±3.2 pts | 95.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1003?
Owners occupy 70.0% of Census Tract 1003's occupied homes and renters 30.0%. The median owner-occupied home is valued at $1,424,100 by its owner (±$188,794). The median renter pays $3,065 a month including utilities, and 67.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 1003 | Santa Cruz |
|---|---|---|
| Median home value (owner-occupied) | $1,424,100 ±$188,794 | $1,209,000 |
| Median gross rent | $3,065 ±$1,149 | $2,452 |
| Renters paying 35% or more of income on rent | 67.4% ±15.8 pts | 46.0% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $3,888 |
| Owner-occupied homes | 70.0% ±8.3 pts | 48.4% |
| Renter-occupied homes | 30.0% ±8.3 pts | 51.6% |
| Housing units | 1,537 ±208 | 23,888 |
| Single-family detached homes | 71.6% ±8.5 pts | 55.9% |
| Mobile homes | 0.0% ±2.7 pts | 1.7% |
| Built 2020 or later | 2.0% ±2.2 pts | 0.4% |
| Built 2010 to 2019 | 3.3% ±3.3 pts | 4.2% |
| Built 1939 or earlier | 6.4% ±4.7 pts | 19.4% |
| Households with no vehicle | 2.4% ±2.5 pts | 8.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1003 get to work?
49.3% of Census Tract 1003's workers drive alone and 31.6% work from home. The average trip to work takes 23.6 minutes. The unemployment rate in 2020-2024 averaged 5.4%.
| Measure | Tract 1003 | Santa Cruz |
|---|---|---|
| In the labor force (age 16+) | 60.2% ±6.8 pts | 62.0% |
| Unemployment rate | 5.4% ±2.7 pts | 7.2% |
| Drove alone to work | 49.3% ±7.8 pts | 51.3% |
| Carpooled | 5.3% ±3.2 pts | 6.2% |
| Public transportation | 1.8% ±1.6 pts | 4.7% |
| Walked | 6.9% ±4.4 pts | 9.0% |
| Worked from home | 31.6% ±6.9 pts | 22.2% |
| Mean travel time to work | 23.6 min ±3.2 | 22.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1003 compare with the other tracts in Santa Cruz County?
Among Santa Cruz County's tracts with a reliable estimate, Census Tract 1003 ranks as shown below (1 = highest).
| Measure | In Santa Cruz County | In Santa Cruz |
|---|---|---|
| Population | 26th of 69 | 6th of 14 |
| Residents per square mile | 49th of 69 | 14th of 14 |
| Median household income | 11th of 68 | 3rd of 13 |
| Per capita income | 28th of 69 | 5th of 14 |
| Median home value | 3rd of 69 | 1st of 14 |
| Median gross rent | 10th of 64 | 4th of 14 |
| Poverty rate | 23rd of 45 | 11th of 14 |
| Bachelor's degree or higher | 9th of 67 | 6th of 14 |
| Median age | 36th of 69 | 6th of 14 |
| Owner-occupied share | 19th of 69 | 2nd of 14 |
The tracts next to it on Santa Cruz County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1001 | 8th | $155,729±$16,465 · within the margin of this tract |
| Tract 1205 | 9th | $153,854±$38,262 · within the margin of this tract |
| Tract 1210 | 10th | $149,953±$51,568 · within the margin of this tract |
| Tract 1003 | 11th | $144,146±$30,689 |
| Tract 1213 | 12th | $143,068±$43,238 · within the margin of this tract |
| Tract 1206 | 13th | $142,167±$43,155 · within the margin of this tract |
| Tract 1233 | 14th | $140,250±$40,650 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1003?
1 of the 18 figures for Census Tract 1003 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections