Census tract · Santa Cruz County
Census Tract 1012, Santa Cruz County, California
Census Tract 1012, GEOID 06087101200, in Santa Cruz County, California, mostly within Santa Cruz (97% of its census blocks). 3,078 residents in the ACS 2020-2024 5-year estimates (±419); the 2020 Census counted 3,461.
Residents, 2020-2024
3,078
±419 (90% margin)
2020 Census count: 3,461
Median household income
$105,375
±$42,513 (90% margin)
Santa Cruz County: $111,093
Median home value
$1,205,500
±$418,709 (90% margin)
Santa Cruz County: $1,027,500
Median gross rent
$3,227
±$318 (90% margin)
Santa Cruz County: $2,264
Where is Census Tract 1012?
Census Tract 1012 is one of 70 census tracts in Santa Cruz County, California. It covers 1.66 square miles of land, 2,080 residents per square mile in 2020. Its GEOID, 06087101200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Santa Cruz | 97% |
4 census tracts border Census Tract 1012: Tract 1005 ($117,253), Tract 1006 ($126,065), Tract 1011 ($125,880) and Tract 1202 ($133,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1012?
The 2020-2024 American Community Survey puts Census Tract 1012's population at 3,078 (±419) in 1,254 households; the 2020 Census counted 3,461 residents and 1,385 housing units.
| Measure | Tract 1012 | Santa Cruz |
|---|---|---|
| Total population | 3,078 ±419 | 61,607 |
| Households | 1,254 ±189 | 21,713 |
| Average household size | 2.32 ±0.26 | 2.33 |
| Housing units | 1,390 ±183 | 23,888 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1012?
The median resident of Census Tract 1012 is 49.2 years old; 12.9% are under 18 and 25.7% are 65 or older. The largest group is non-Hispanic white residents at 64.5%, then Hispanic or Latino residents (of any race) at 20.0%. 11.1% of residents were born outside the United States.
| Measure | Tract 1012 | Santa Cruz |
|---|---|---|
| Median age | 49.2 ±8.5 | 31.1 |
| Under 18 years | 12.9% ±3.1 pts | 11.2% |
| 65 years and over | 25.7% ±5.0 pts | 15.1% |
| Hispanic or Latino (any race) | 20.0% ±7.6 pts | 22.4% |
| White alone, not Hispanic | 64.5% ±7.4 pts | 59.6% |
| Black or African American alone, not Hispanic | 4.7% ±3.6 pts | 1.5% |
| Asian alone, not Hispanic | 2.2% ±1.7 pts | 9.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.1% |
| Two or more races, not Hispanic | 8.2% ±4.1 pts | 5.5% |
| Some other race alone, not Hispanic | 0.5% ±1.2 pts | 1.0% |
| Born outside the United States | 11.1% ±3.6 pts | 13.1% |
| Speak a language other than English at home (age 5+) | 16.7% ±6.4 pts | 27.7% |
| Civilian veterans (age 18+) | 4.7% ±2.7 pts | 2.4% |
| With a disability | 13.2% ±4.7 pts | 11.3% |
| No health insurance coverage | 3.3% ±2.0 pts | 3.8% |
| High school graduate or higher (age 25+) | 95.6% ±2.9 pts | 95.2% |
| Bachelor's degree or higher (age 25+) | 63.2% ±8.8 pts | 57.6% |
| Graduate or professional degree (age 25+) | 31.9% ±8.1 pts | 29.1% |
| Lived in the same house a year earlier | 76.1% ±8.6 pts | 72.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1012 earn?
Half of the 1,254 households in Census Tract 1012 earn less than $105,375 a year (±$42,513), against $111,093 across Santa Cruz County: 40th highest of the county's 68 tracts with a reliable estimate. 16.1% of residents live below the poverty line.
| Measure | Tract 1012 | Santa Cruz |
|---|---|---|
| Median household income | $105,375 ±$42,513 | $115,475 |
| Mean household income | $189,206 ±$40,588 | $158,668 |
| Per capita income | $81,474 ±$14,915 | $55,676 |
| People below the poverty line | 16.1% ±5.7 pts | 17.0% |
| Children under 18 below the poverty line | 0.0% ±10.1 pts | 9.5% |
| Households receiving SNAP | 6.0% ±5.1 pts | 11.2% |
| Households with a computer | 92.7% ±9.2 pts | 98.0% |
| Households with a broadband subscription | 87.6% ±9.5 pts | 95.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1012?
Owners occupy 54.8% of Census Tract 1012's occupied homes and renters 45.2%. The median owner-occupied home is valued at $1,205,500 by its owner (±$418,709). The median renter pays $3,227 a month including utilities, and 37.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 1012 | Santa Cruz |
|---|---|---|
| Median home value (owner-occupied) | $1,205,500 ±$418,709 | $1,209,000 |
| Median gross rent | $3,227 ±$318 | $2,452 |
| Renters paying 35% or more of income on rent | 37.5% ±19.1 pts | 46.0% |
| Median monthly owner costs, with a mortgage | $3,319 ±$655 | $3,888 |
| Owner-occupied homes | 54.8% ±9.6 pts | 48.4% |
| Renter-occupied homes | 45.2% ±9.6 pts | 51.6% |
| Housing units | 1,390 ±183 | 23,888 |
| Single-family detached homes | 62.7% ±10.3 pts | 55.9% |
| Mobile homes | 12.9% ±8.3 pts | 1.7% |
| Built 2020 or later | 0.7% ±1.1 pts | 0.4% |
| Built 2010 to 2019 | 8.1% ±5.3 pts | 4.2% |
| Built 1939 or earlier | 6.8% ±4.2 pts | 19.4% |
| Households with no vehicle | 10.4% ±9.4 pts | 8.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1012 get to work?
59.1% of Census Tract 1012's workers drive alone and 29.5% work from home. The average trip to work takes 29.0 minutes.
| Measure | Tract 1012 | Santa Cruz |
|---|---|---|
| In the labor force (age 16+) | 53.1% ±6.6 pts | 62.0% |
| Unemployment rate | 3.1% ±3.1 pts | 7.2% |
| Drove alone to work | 59.1% ±8.9 pts | 51.3% |
| Carpooled | 2.5% ±2.9 pts | 6.2% |
| Public transportation | 2.8% ±3.5 pts | 4.7% |
| Walked | 0.7% ±0.5 pts | 9.0% |
| Worked from home | 29.5% ±7.6 pts | 22.2% |
| Mean travel time to work | 29.0 min ±7.2 | 22.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1012 compare with the other tracts in Santa Cruz County?
Among Santa Cruz County's tracts with a reliable estimate, Census Tract 1012 ranks as shown below (1 = highest).
| Measure | In Santa Cruz County | In Santa Cruz |
|---|---|---|
| Population | 48th of 69 | 10th of 14 |
| Residents per square mile | 45th of 69 | 12th of 14 |
| Median household income | 40th of 68 | 9th of 13 |
| Per capita income | 11th of 69 | 3rd of 14 |
| Median home value | 21st of 69 | 9th of 14 |
| Median gross rent | 7th of 64 | 2nd of 14 |
| Poverty rate | 12th of 45 | 7th of 14 |
| Bachelor's degree or higher | 9th of 67 | 6th of 14 |
| Median age | 12th of 69 | 2nd of 14 |
| Owner-occupied share | 43rd of 69 | 6th of 14 |
The tracts next to it on Santa Cruz County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1101.01 | 37th | $109,493±$8,542 · within the margin of this tract |
| Tract 1231 | 38th | $108,833±$24,953 · within the margin of this tract |
| Tract 1215.01 | 39th | $108,158±$33,754 · within the margin of this tract |
| Tract 1012 | 40th | $105,375±$42,513 |
| Tract 1203.01 | 41st | $104,205±$12,497 · within the margin of this tract |
| Tract 1223 | 42nd | $103,929±$42,730 · within the margin of this tract |
| Tract 1105.06 | 43rd | $100,388±$23,341 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1012?
2 of the 18 figures for Census Tract 1012 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections