Census tract · Montgomery County
Census Tract 2031.04, Montgomery County, Pennsylvania
Census Tract 2031.04, GEOID 42091203104, in Montgomery County, Pennsylvania, entirely within Whitemarsh Township. 4,422 residents in the ACS 2020-2024 5-year estimates (±464); the 2020 Census counted 4,484.
Residents, 2020-2024
4,422
±464 (90% margin)
2020 Census count: 4,484
Median household income
$120,694
±$25,565 (90% margin)
Montgomery County: $113,915
Median home value
$522,100
±$65,017 (90% margin)
Montgomery County: $436,700
Median gross rent
$1,943
±$530 (90% margin)
Montgomery County: $1,683
Where is Census Tract 2031.04?
Census Tract 2031.04 is one of 219 census tracts in Montgomery County, Pennsylvania. It covers 1.64 square miles of land, 2,729 residents per square mile in 2020. Its GEOID, 42091203104, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Whitemarsh Township | 100% |
3 census tracts border Census Tract 2031.04: Tract 2031.03 ($197,292), Tract 2031.05 ($176,595) and Tract 2103 ($133,163). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2031.04?
The 2020-2024 American Community Survey puts Census Tract 2031.04's population at 4,422 (±464) in 1,847 households; the 2020 Census counted 4,484 residents and 1,871 housing units.
| Measure | Tract 2031.04 | Whitemarsh Township |
|---|---|---|
| Total population | 4,422 ±464 | 19,966 |
| Households | 1,847 ±271 | 7,903 |
| Average household size | 2.31 ±0.23 | 2.47 |
| Housing units | 1,955 ±271 | 8,236 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2031.04?
The median resident of Census Tract 2031.04 is 54.0 years old; 17.7% are under 18 and 32.9% are 65 or older. The largest group is non-Hispanic white residents at 85.8%, then non-Hispanic Black residents at 5.5%.
| Measure | Tract 2031.04 | Whitemarsh Township |
|---|---|---|
| Median age | 54.0 ±5.8 | 41.8 |
| Under 18 years | 17.7% ±4.7 pts | 22.4% |
| 65 years and over | 32.9% ±5.5 pts | 19.9% |
| Hispanic or Latino (any race) | 0.2% ±0.4 pts | 3.4% |
| White alone, not Hispanic | 85.8% ±6.6 pts | 80.5% |
| Black or African American alone, not Hispanic | 5.5% ±5.0 pts | 2.9% |
| Asian alone, not Hispanic | 4.7% ±4.6 pts | 7.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 3.8% ±2.9 pts | 4.6% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 1.3% |
| Born outside the United States | 3.2% ±2.5 pts | 8.5% |
| Speak a language other than English at home (age 5+) | 3.4% ±2.5 pts | 10.7% |
| Civilian veterans (age 18+) | 5.4% ±2.0 pts | 4.3% |
| With a disability | 11.6% ±3.8 pts | 7.4% |
| No health insurance coverage | 2.7% ±3.7 pts | 3.0% |
| High school graduate or higher (age 25+) | 96.7% ±2.4 pts | 97.1% |
| Bachelor's degree or higher (age 25+) | 55.3% ±7.3 pts | 66.5% |
| Graduate or professional degree (age 25+) | 26.2% ±4.8 pts | 35.2% |
| Lived in the same house a year earlier | 94.3% ±3.4 pts | 86.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2031.04 earn?
Half of the 1,847 households in Census Tract 2031.04 earn less than $120,694 a year (±$25,565), against $113,915 across Montgomery County: 98th highest of the county's 213 tracts with a reliable estimate.
| Measure | Tract 2031.04 | Whitemarsh Township |
|---|---|---|
| Median household income | $120,694 ±$25,565 | $148,970 |
| Mean household income | $169,344 ±$31,457 | $197,465 |
| Per capita income | $71,090 ±$12,406 | $78,922 |
| People below the poverty line | 2.1% ±1.7 pts | 3.8% |
| Children under 18 below the poverty line | 1.2% ±1.9 pts | 3.2% |
| Households receiving SNAP | 1.4% ±2.2 pts | 2.0% |
| Households with a computer | 97.2% ±2.0 pts | 98.7% |
| Households with a broadband subscription | 93.6% ±2.9 pts | 94.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2031.04?
Owners occupy 77.5% of Census Tract 2031.04's occupied homes and renters 22.5%. The median owner-occupied home is valued at $522,100 by its owner (±$65,017). The median renter pays $1,943 a month including utilities, and 56.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 2031.04 | Whitemarsh Township |
|---|---|---|
| Median home value (owner-occupied) | $522,100 ±$65,017 | $570,100 |
| Median gross rent | $1,943 ±$530 | $2,322 |
| Renters paying 35% or more of income on rent | 56.0% ±18.5 pts | 35.8% |
| Median monthly owner costs, with a mortgage | $2,417 ±$204 | $2,739 |
| Owner-occupied homes | 77.5% ±5.8 pts | 74.0% |
| Renter-occupied homes | 22.5% ±5.8 pts | 26.0% |
| Housing units | 1,955 ±271 | 8,236 |
| Single-family detached homes | 68.6% ±6.9 pts | 58.7% |
| Mobile homes | 0.0% ±1.6 pts | 0.2% |
| Built 2020 or later | 0.0% ±1.6 pts | 0.8% |
| Built 2010 to 2019 | 4.5% ±2.3 pts | 13.2% |
| Built 1939 or earlier | 4.7% ±3.1 pts | 9.1% |
| Households with no vehicle | 7.9% ±4.6 pts | 3.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2031.04 get to work?
62.6% of Census Tract 2031.04's workers drive alone and 28.5% work from home. The average trip to work takes 24.9 minutes.
| Measure | Tract 2031.04 | Whitemarsh Township |
|---|---|---|
| In the labor force (age 16+) | 61.0% ±6.0 pts | 70.3% |
| Unemployment rate | 9.7% ±9.1 pts | 5.0% |
| Drove alone to work | 62.6% ±8.3 pts | 63.3% |
| Carpooled | 5.6% ±3.6 pts | 4.6% |
| Public transportation | 1.0% ±1.2 pts | 3.6% |
| Walked | 1.1% ±1.2 pts | 1.6% |
| Worked from home | 28.5% ±7.0 pts | 25.7% |
| Mean travel time to work | 24.9 min ±3.9 | 27.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2031.04 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 2031.04 ranks as shown below (1 = highest).
| Measure | In Montgomery County |
|---|---|
| Population | 78th of 216 |
| Residents per square mile | 108th of 219 |
| Median household income | 98th of 213 |
| Per capita income | 58th of 216 |
| Median home value | 57th of 213 |
| Median gross rent | 54th of 198 |
| Bachelor's degree or higher | 100th of 216 |
| Median age | 10th of 216 |
| Owner-occupied share | 94th of 214 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2041.04 | 95th | $121,406±$24,651 · within the margin of this tract |
| Tract 2070.03 | 96th | $120,889±$24,999 · within the margin of this tract |
| Tract 2026.03 | 97th | $120,750±$40,409 · within the margin of this tract |
| Tract 2031.04 | 98th | $120,694±$25,565 |
| Tract 2070.04 | 99th | $120,667±$18,630 · within the margin of this tract |
| Tract 2034.02 | 100th | $120,273±$22,126 · within the margin of this tract |
| Tract 2058.06 | 101st | $118,958±$20,700 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2031.04?
4 of the 18 figures for Census Tract 2031.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections