Census tract · Montgomery County
Census Tract 2045, Montgomery County, Pennsylvania
Census Tract 2045, GEOID 42091204500, in Montgomery County, Pennsylvania, entirely within Lower Merion Township. 5,023 residents in the ACS 2020-2024 5-year estimates (±420); the 2020 Census counted 4,988.
Residents, 2020-2024
5,023
±420 (90% margin)
2020 Census count: 4,988
Median household income
$233,906
±$45,925 (90% margin)
Montgomery County: $113,915
Median home value
$852,800
±$40,058 (90% margin)
Montgomery County: $436,700
Median gross rent
$2,004
±$368 (90% margin)
Montgomery County: $1,683
Where is Census Tract 2045?
Census Tract 2045 is one of 219 census tracts in Montgomery County, Pennsylvania. It covers 1.06 square miles of land, 4,723 residents per square mile in 2020. Its GEOID, 42091204500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lower Merion Township | 100% |
| Merion Station | 83% |
| Bala Cynwyd | 9% |
7 census tracts border Census Tract 2045: Tract 2043 ($118,634), Tract 2044 ($193,750), Tract 2046 ($250,000 or more), Tract 2054.01 ($193,977), Tract 2056 ($123,977), Tract 117 in Philadelphia County ($107,431) and Tract 375 in Philadelphia County ($80,463). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2045?
The 2020-2024 American Community Survey puts Census Tract 2045's population at 5,023 (±420) in 1,545 households; the 2020 Census counted 4,988 residents and 1,548 housing units.
| Measure | Tract 2045 | Lower Merion Township |
|---|---|---|
| Total population | 5,023 ±420 | 64,174 |
| Households | 1,545 ±151 | 24,077 |
| Average household size | 2.82 ±0.22 | 2.52 |
| Housing units | 1,594 ±146 | 25,357 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2045?
The median resident of Census Tract 2045 is 41.4 years old; 24.6% are under 18 and 19.3% are 65 or older. The largest group is non-Hispanic white residents at 77.4%, then non-Hispanic Asian residents at 10.9%. 14.4% of residents were born outside the United States.
| Measure | Tract 2045 | Lower Merion Township |
|---|---|---|
| Median age | 41.4 ±3.3 | 41.2 |
| Under 18 years | 24.6% ±3.3 pts | 24.2% |
| 65 years and over | 19.3% ±3.5 pts | 21.0% |
| Hispanic or Latino (any race) | 3.8% ±2.3 pts | 4.1% |
| White alone, not Hispanic | 77.4% ±5.8 pts | 75.2% |
| Black or African American alone, not Hispanic | 3.8% ±3.0 pts | 7.0% |
| Asian alone, not Hispanic | 10.9% ±4.8 pts | 8.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.1% |
| Two or more races, not Hispanic | 3.4% ±1.9 pts | 5.1% |
| Some other race alone, not Hispanic | 0.6% ±0.6 pts | 0.6% |
| Born outside the United States | 14.4% ±4.7 pts | 12.2% |
| Speak a language other than English at home (age 5+) | 15.3% ±5.6 pts | 14.3% |
| Civilian veterans (age 18+) | 3.0% ±1.3 pts | 3.6% |
| With a disability | 7.5% ±2.9 pts | 8.6% |
| No health insurance coverage | 2.1% ±1.2 pts | 1.5% |
| High school graduate or higher (age 25+) | 96.0% ±3.9 pts | 98.2% |
| Bachelor's degree or higher (age 25+) | 83.7% ±6.3 pts | 78.7% |
| Graduate or professional degree (age 25+) | 57.7% ±9.2 pts | 48.3% |
| Lived in the same house a year earlier | 93.0% ±3.4 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2045 earn?
Half of the 1,545 households in Census Tract 2045 earn less than $233,906 a year (±$45,925), against $113,915 across Montgomery County: 4th highest of the county's 213 tracts with a reliable estimate. 4.3% of residents live below the poverty line.
| Measure | Tract 2045 | Lower Merion Township |
|---|---|---|
| Median household income | $233,906 ±$45,925 | $176,512 |
| Mean household income | $281,015 ±$39,853 | $281,732 |
| Per capita income | $88,676 ±$13,009 | $107,615 |
| People below the poverty line | 4.3% ±2.8 pts | 6.3% |
| Children under 18 below the poverty line | 1.2% ±2.0 pts | 6.1% |
| Households receiving SNAP | 0.6% ±1.3 pts | 4.1% |
| Households with a computer | 97.3% ±3.7 pts | 96.9% |
| Households with a broadband subscription | 96.5% ±3.8 pts | 95.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2045?
Owners occupy 86.7% of Census Tract 2045's occupied homes and renters 13.3%. The median owner-occupied home is valued at $852,800 by its owner (±$40,058). The median renter pays $2,004 a month including utilities, and 49.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 2045 | Lower Merion Township |
|---|---|---|
| Median home value (owner-occupied) | $852,800 ±$40,058 | $810,400 |
| Median gross rent | $2,004 ±$368 | $1,893 |
| Renters paying 35% or more of income on rent | 49.8% ±26.2 pts | 41.0% |
| Median monthly owner costs, with a mortgage | $3,498 ±$460 | $3,811 |
| Owner-occupied homes | 86.7% ±6.7 pts | 74.7% |
| Renter-occupied homes | 13.3% ±6.7 pts | 25.3% |
| Housing units | 1,594 ±146 | 25,357 |
| Single-family detached homes | 71.0% ±6.4 pts | 55.4% |
| Mobile homes | 0.0% ±2.0 pts | 0.0% |
| Built 2020 or later | 0.0% ±2.0 pts | 1.5% |
| Built 2010 to 2019 | 0.9% ±1.4 pts | 5.4% |
| Built 1939 or earlier | 61.8% ±8.2 pts | 30.5% |
| Households with no vehicle | 2.1% ±2.4 pts | 7.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2045 get to work?
33.4% of Census Tract 2045's workers drive alone and 46.8% work from home. The average trip to work takes 25.2 minutes. The unemployment rate in 2020-2024 averaged 3.2%.
| Measure | Tract 2045 | Lower Merion Township |
|---|---|---|
| In the labor force (age 16+) | 67.0% ±6.3 pts | 63.9% |
| Unemployment rate | 3.2% ±2.1 pts | 4.9% |
| Drove alone to work | 33.4% ±7.5 pts | 50.0% |
| Carpooled | 4.5% ±3.4 pts | 4.9% |
| Public transportation | 5.2% ±2.2 pts | 6.8% |
| Walked | 9.0% ±3.2 pts | 5.5% |
| Worked from home | 46.8% ±8.2 pts | 31.6% |
| Mean travel time to work | 25.2 min ±4.5 | 29.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2045 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 2045 ranks as shown below (1 = highest).
| Measure | In Montgomery County |
|---|---|
| Population | 49th of 216 |
| Residents per square mile | 59th of 219 |
| Median household income | 4th of 213 |
| Per capita income | 27th of 216 |
| Median home value | 8th of 213 |
| Median gross rent | 49th of 198 |
| Poverty rate | 86th of 102 |
| Bachelor's degree or higher | 9th of 216 |
| Median age | 111th of 216 |
| Owner-occupied share | 56th of 214 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2046 | 1st | $250,000 or more |
| Tract 2048 | 1st | $250,000 or more |
| Tract 2049 | 1st | $250,000 or more |
| Tract 2045 | 4th | $233,906±$45,925 |
| Tract 2055.02 | 5th | $228,837±$19,910 · within the margin of this tract |
| Tract 2032.05 | 6th | $213,333±$65,711 · within the margin of this tract |
| Tract 2014.09 | 7th | $208,750±$23,404 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2045?
1 of the 18 figures for Census Tract 2045 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections