Census tract · St. Clair County
Census Tract 6470, St. Clair County, Michigan
Census Tract 6470, GEOID 26147647000, in St. Clair County, Michigan, entirely within Clay Township. 2,899 residents in the ACS 2020-2024 5-year estimates (±293); the 2020 Census counted 2,977.
Residents, 2020-2024
2,899
±293 (90% margin)
2020 Census count: 2,977
Median household income
$88,327
±$7,626 (90% margin)
St. Clair County: $71,270
Median home value
$365,100
±$16,906 (90% margin)
St. Clair County: $224,600
Median gross rent
$1,086
±$110 (90% margin)
St. Clair County: $1,029
Where is Census Tract 6470?
Census Tract 6470 is one of 51 census tracts in St. Clair County, Michigan. It covers 2.18 square miles of land, 1,363 residents per square mile in 2020. Its GEOID, 26147647000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Clay Township | 100% |
| Pearl Beach | 60% |
4 census tracts border Census Tract 6470: Tract 6460 ($70,179), Tract 6480 ($108,885), Tract 6501 ($65,992) and Tract 6502 ($96,042). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 6470?
The 2020-2024 American Community Survey puts Census Tract 6470's population at 2,899 (±293) in 1,521 households; the 2020 Census counted 2,977 residents and 1,792 housing units.
| Measure | Tract 6470 | Clay Township |
|---|---|---|
| Total population | 2,899 ±293 | 8,357 |
| Households | 1,521 ±135 | 3,968 |
| Average household size | 1.91 ±0.12 | 2.11 |
| Housing units | 1,629 ±135 | 5,177 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 6470?
The median resident of Census Tract 6470 is 59.6 years old; 8.8% are under 18 and 33.6% are 65 or older. The largest group is non-Hispanic white residents at 96.3%, then non-Hispanic residents of two or more races at 2.7%. 2.9% of residents were born outside the United States.
| Measure | Tract 6470 | Clay Township |
|---|---|---|
| Median age | 59.6 ±2.0 | 55.3 |
| Under 18 years | 8.8% ±3.3 pts | 13.5% |
| 65 years and over | 33.6% ±4.0 pts | 29.0% |
| Hispanic or Latino (any race) | 0.2% ±0.4 pts | 1.1% |
| White alone, not Hispanic | 96.3% ±2.8 pts | 95.3% |
| Black or African American alone, not Hispanic | 0.5% ±0.8 pts | 0.2% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.3% ±0.4 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 2.7% ±2.7 pts | 2.8% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Born outside the United States | 2.9% ±1.9 pts | 2.9% |
| Speak a language other than English at home (age 5+) | 1.5% ±1.8 pts | 2.0% |
| Civilian veterans (age 18+) | 7.6% ±2.9 pts | 7.6% |
| With a disability | 11.8% ±4.4 pts | 14.1% |
| No health insurance coverage | 9.2% ±5.1 pts | 6.5% |
| High school graduate or higher (age 25+) | 96.3% ±2.0 pts | 94.5% |
| Bachelor's degree or higher (age 25+) | 24.5% ±6.0 pts | 20.4% |
| Graduate or professional degree (age 25+) | 10.1% ±3.5 pts | 8.0% |
| Lived in the same house a year earlier | 90.2% ±4.6 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 6470 earn?
Half of the 1,521 households in Census Tract 6470 earn less than $88,327 a year (±$7,626), against $71,270 across St. Clair County: 12th highest of the county's 49 tracts with a reliable estimate. 7.7% of residents live below the poverty line.
| Measure | Tract 6470 | Clay Township |
|---|---|---|
| Median household income | $88,327 ±$7,626 | $87,292 |
| Mean household income | $110,178 ±$16,960 | $105,222 |
| Per capita income | $58,548 ±$9,190 | $49,753 |
| People below the poverty line | 7.7% ±4.1 pts | 8.6% |
| Children under 18 below the poverty line | 0.0% ±11.1 pts | 7.0% |
| Households receiving SNAP | 5.4% ±4.9 pts | 8.1% |
| Households with a computer | 94.4% ±3.5 pts | 96.0% |
| Households with a broadband subscription | 94.2% ±3.4 pts | 93.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 6470?
Owners occupy 90.9% of Census Tract 6470's occupied homes and renters 9.1%. The median owner-occupied home is valued at $365,100 by its owner (±$16,906). The median renter pays $1,086 a month including utilities.
| Measure | Tract 6470 | Clay Township |
|---|---|---|
| Median home value (owner-occupied) | $365,100 ±$16,906 | $307,600 |
| Median gross rent | $1,086 ±$110 | $1,005 |
| Renters paying 35% or more of income on rent | 23.9% ±41.3 pts | 36.0% |
| Median monthly owner costs, with a mortgage | $1,866 ±$229 | $1,661 |
| Owner-occupied homes | 90.9% ±7.3 pts | 93.8% |
| Renter-occupied homes | 9.1% ±7.3 pts | 6.3% |
| Housing units | 1,629 ±135 | 5,177 |
| Single-family detached homes | 92.9% ±6.7 pts | 90.7% |
| Mobile homes | 1.4% ±2.1 pts | 5.7% |
| Built 2020 or later | 0.0% ±1.8 pts | 1.1% |
| Built 2010 to 2019 | 7.4% ±4.9 pts | 6.3% |
| Built 1939 or earlier | 8.2% ±5.5 pts | 13.3% |
| Households with no vehicle | 1.6% ±1.9 pts | 3.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 6470 get to work?
77.0% of Census Tract 6470's workers drive alone and 15.9% work from home. The average trip to work takes 39.3 minutes.
| Measure | Tract 6470 | Clay Township |
|---|---|---|
| In the labor force (age 16+) | 49.9% ±5.8 pts | 55.3% |
| Unemployment rate | 1.9% ±1.8 pts | 4.6% |
| Drove alone to work | 77.0% ±7.7 pts | 80.0% |
| Carpooled | 3.7% ±3.4 pts | 5.7% |
| Public transportation | 0.0% ±2.3 pts | 0.9% |
| Walked | 0.7% ±1.1 pts | 0.7% |
| Worked from home | 15.9% ±7.8 pts | 10.5% |
| Mean travel time to work | 39.3 min ±6.0 | 38.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 6470 compare with the other tracts in St. Clair County?
Among St. Clair County's tracts with a reliable estimate, Census Tract 6470 ranks as shown below (1 = highest).
| Measure | In St. Clair County |
|---|---|
| Population | 27th of 49 |
| Residents per square mile | 18th of 50 |
| Median household income | 12th of 49 |
| Per capita income | 2nd of 49 |
| Median home value | 3rd of 49 |
| Median gross rent | 16th of 41 |
| Poverty rate | 24th of 40 |
| Bachelor's degree or higher | 15th of 48 |
| Median age | 3rd of 49 |
| Owner-occupied share | 17th of 49 |
The tracts next to it on St. Clair County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 6450 | 9th | $91,121±$10,921 · within the margin of this tract |
| Tract 6526 | 10th | $90,417±$18,332 · within the margin of this tract |
| Tract 6371 | 11th | $89,000±$32,227 · within the margin of this tract |
| Tract 6470 | 12th | $88,327±$7,626 |
| Tract 6572 | 13th | $88,098±$17,811 · within the margin of this tract |
| Tract 6332 | 14th | $87,500±$36,339 · within the margin of this tract |
| Tract 6585 | 15th | $87,386±$30,018 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 6470?
3 of the 18 figures for Census Tract 6470 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections