Census tract · Ocean County
Census Tract 7320.04, Ocean County, New Jersey
Census Tract 7320.04, GEOID 34029732004, in Ocean County, New Jersey, entirely within Lacey Township. 4,797 residents in the ACS 2020-2024 5-year estimates (±433); the 2020 Census counted 4,846.
Residents, 2020-2024
4,797
±433 (90% margin)
2020 Census count: 4,846
Median household income
$91,134
±$11,506 (90% margin)
Ocean County: $89,863
Median home value
$372,300
±$23,088 (90% margin)
Ocean County: $398,400
Median gross rent
$2,067
±$354 (90% margin)
Ocean County: $1,755
Where is Census Tract 7320.04?
Census Tract 7320.04 is one of 145 census tracts in Ocean County, New Jersey. It covers 3.94 square miles of land, 1,231 residents per square mile in 2020. Its GEOID, 34029732004, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lacey Township | 100% |
| Forked River | 1% |
4 census tracts border Census Tract 7320.04: Tract 7320.01 ($133,790), Tract 7320.03 ($97,545), Tract 7321.04 ($88,778) and Tract 7330.02 ($97,034). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 7320.04?
The 2020-2024 American Community Survey puts Census Tract 7320.04's population at 4,797 (±433) in 1,747 households; the 2020 Census counted 4,846 residents and 2,023 housing units.
| Measure | Tract 7320.04 | Lacey Township |
|---|---|---|
| Total population | 4,797 ±433 | 29,508 |
| Households | 1,747 ±122 | 11,338 |
| Average household size | 2.74 ±0.25 | 2.60 |
| Housing units | 1,844 ±104 | 12,711 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 7320.04?
The median resident of Census Tract 7320.04 is 39.9 years old; 22.2% are under 18 and 21.3% are 65 or older. The largest group is non-Hispanic white residents at 83.1%, then Hispanic or Latino residents (of any race) at 12.3%. 3.6% of residents were born outside the United States.
| Measure | Tract 7320.04 | Lacey Township |
|---|---|---|
| Median age | 39.9 ±3.8 | 46.5 |
| Under 18 years | 22.2% ±3.0 pts | 16.5% |
| 65 years and over | 21.3% ±2.8 pts | 23.1% |
| Hispanic or Latino (any race) | 12.3% ±6.5 pts | 12.6% |
| White alone, not Hispanic | 83.1% ±6.3 pts | 84.0% |
| Black or African American alone, not Hispanic | 0.7% ±1.0 pts | 0.7% |
| Asian alone, not Hispanic | 0.7% ±1.1 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 3.1% ±2.6 pts | 1.9% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.4% |
| Born outside the United States | 3.6% ±1.9 pts | 4.0% |
| Speak a language other than English at home (age 5+) | 4.1% ±2.3 pts | 5.2% |
| Civilian veterans (age 18+) | 3.1% ±1.8 pts | 6.1% |
| With a disability | 11.7% ±4.7 pts | 13.2% |
| No health insurance coverage | 1.8% ±1.5 pts | 2.1% |
| High school graduate or higher (age 25+) | 87.3% ±5.8 pts | 93.9% |
| Bachelor's degree or higher (age 25+) | 30.0% ±6.0 pts | 33.5% |
| Graduate or professional degree (age 25+) | 6.7% ±3.1 pts | 9.8% |
| Lived in the same house a year earlier | 94.9% ±2.7 pts | 94.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 7320.04 earn?
Half of the 1,747 households in Census Tract 7320.04 earn less than $91,134 a year (±$11,506), against $89,863 across Ocean County: 81st highest of the county's 141 tracts with a reliable estimate. 8.1% of residents live below the poverty line.
| Measure | Tract 7320.04 | Lacey Township |
|---|---|---|
| Median household income | $91,134 ±$11,506 | $102,624 |
| Mean household income | $122,861 ±$24,153 | $123,179 |
| Per capita income | $45,460 ±$9,479 | $47,869 |
| People below the poverty line | 8.1% ±4.5 pts | 5.1% |
| Children under 18 below the poverty line | 9.8% ±8.6 pts | 5.7% |
| Households receiving SNAP | 6.4% ±5.0 pts | 3.6% |
| Households with a computer | 95.5% ±4.4 pts | 98.2% |
| Households with a broadband subscription | 93.4% ±4.8 pts | 95.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 7320.04?
Owners occupy 90.5% of Census Tract 7320.04's occupied homes and renters 9.5%. The median owner-occupied home is valued at $372,300 by its owner (±$23,088). The median renter pays $2,067 a month including utilities.
| Measure | Tract 7320.04 | Lacey Township |
|---|---|---|
| Median home value (owner-occupied) | $372,300 ±$23,088 | $409,400 |
| Median gross rent | $2,067 ±$354 | $1,971 |
| Renters paying 35% or more of income on rent | 40.8% ±30.4 pts | 47.0% |
| Median monthly owner costs, with a mortgage | $1,922 ±$206 | $2,218 |
| Owner-occupied homes | 90.5% ±4.2 pts | 88.1% |
| Renter-occupied homes | 9.5% ±4.2 pts | 11.9% |
| Housing units | 1,844 ±104 | 12,711 |
| Single-family detached homes | 97.8% ±2.4 pts | 95.5% |
| Mobile homes | 0.0% ±2.4 pts | 0.0% |
| Built 2020 or later | 0.3% ±0.5 pts | 0.7% |
| Built 2010 to 2019 | 6.0% ±4.3 pts | 7.7% |
| Built 1939 or earlier | 2.6% ±2.4 pts | 1.4% |
| Households with no vehicle | 4.3% ±4.4 pts | 2.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 7320.04 get to work?
80.1% of Census Tract 7320.04's workers drive alone and 6.1% work from home. The average trip to work takes 27.0 minutes. The unemployment rate in 2020-2024 averaged 6.6%.
| Measure | Tract 7320.04 | Lacey Township |
|---|---|---|
| In the labor force (age 16+) | 63.8% ±4.9 pts | 61.8% |
| Unemployment rate | 6.6% ±4.2 pts | 5.5% |
| Drove alone to work | 80.1% ±6.5 pts | 76.0% |
| Carpooled | 12.2% ±6.1 pts | 7.4% |
| Public transportation | 0.3% ±0.4 pts | 0.4% |
| Walked | 0.0% ±2.0 pts | 0.7% |
| Worked from home | 6.1% ±3.6 pts | 14.8% |
| Mean travel time to work | 27.0 min ±4.1 | 31.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 7320.04 compare with the other tracts in Ocean County?
Among Ocean County's tracts with a reliable estimate, Census Tract 7320.04 ranks as shown below (1 = highest).
| Measure | In Ocean County |
|---|---|
| Population | 53rd of 142 |
| Residents per square mile | 111th of 144 |
| Median household income | 81st of 141 |
| Per capita income | 80th of 141 |
| Median home value | 87th of 138 |
| Median gross rent | 31st of 117 |
| Poverty rate | 48th of 99 |
| Bachelor's degree or higher | 94th of 142 |
| Median age | 100th of 142 |
| Owner-occupied share | 47th of 140 |
The tracts next to it on Ocean County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 7229 | 78th | $92,071±$20,729 · within the margin of this tract |
| Tract 7135 | 79th | $92,024±$26,395 · within the margin of this tract |
| Tract 7236 | 80th | $91,771±$37,173 · within the margin of this tract |
| Tract 7320.04 | 81st | $91,134±$11,506 |
| Tract 7150.02 | 82nd | $90,708±$20,722 · within the margin of this tract |
| Tract 7202.04 | 83rd | $90,585±$11,107 · within the margin of this tract |
| Tract 7370 | 84th | $88,892±$15,094 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 7320.04?
2 of the 18 figures for Census Tract 7320.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections