Census tract · Monmouth County
Census Tract 8038, Monmouth County, New Jersey
Census Tract 8038, GEOID 34025803800, in Monmouth County, New Jersey, entirely within Rumson. 3,406 residents in the ACS 2020-2024 5-year estimates (±392); the 2020 Census counted 3,512.
Residents, 2020-2024
3,406
±392 (90% margin)
2020 Census count: 3,512
Median household income
$250,000 or more
The survey's top or bottom value; no margin is published
Monmouth County: $124,845
Median home value
$2,000,000 or more
The survey's top or bottom value; no margin is published
Monmouth County: $606,100
Median gross rent
not published
Monmouth County: $1,827
Where is Census Tract 8038?
Census Tract 8038 is one of 155 census tracts in Monmouth County, New Jersey. It covers 3.52 square miles of land, 999 residents per square mile in 2020. Its GEOID, 34025803800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Rumson | 100% |
6 census tracts border Census Tract 8038: Tract 8009 ($134,307), Tract 8037 ($250,000 or more), Tract 8039 ($250,000 or more), Tract 8041 ($150,188), Tract 8042 ($240,853) and Tract 8121 ($143,056). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8038?
The 2020-2024 American Community Survey puts Census Tract 8038's population at 3,406 (±392) in 1,115 households; the 2020 Census counted 3,512 residents and 1,189 housing units.
| Measure | Tract 8038 | Rumson |
|---|---|---|
| Total population | 3,406±392 | 7,241 |
| Households | 1,115±96 | 2,451 |
| Average household size | 3.05±0.29 | 2.95 |
| Housing units | 1,144±109 | 2,513 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8038?
The median resident of Census Tract 8038 is 45.2 years old; 22.8% are under 18 and 23.5% are 65 or older. The largest group is non-Hispanic white residents at 86.6%, then non-Hispanic residents of two or more races at 5.9%.
| Measure | Tract 8038 | Rumson |
|---|---|---|
| Median age | 45.2±5.2 | 44.4 |
| Under 18 years | 22.8%±6.2 pts | 25.1% |
| 65 years and over | 23.5%±4.7 pts | 17.7% |
| Hispanic or Latino (any race) | 5.0%±3.2 pts | 4.3% |
| White alone, not Hispanic | 86.6%±7.4 pts | 89.4% |
| Black or African American alone, not Hispanic | 0.0%±0.1 pts | 0.0% |
| Asian alone, not Hispanic | 0.8%±0.7 pts | 0.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 5.9%±6.7 pts | 4.6% |
| Some other race alone, not Hispanic | 1.7%±2.0 pts | 1.0% |
| Born outside the United States | 3.3%±2.2 pts | 5.6% |
| Speak a language other than English at home (age 5+) | 4.2%±2.8 pts | 7.6% |
| Civilian veterans (age 18+) | 3.4%±2.4 pts | 3.0% |
| With a disability | 7.2%±3.0 pts | 5.3% |
| No health insurance coverage | 0.3%±0.5 pts | 0.9% |
| High school graduate or higher (age 25+) | 99.2%±1.2 pts | 99.1% |
| Bachelor's degree or higher (age 25+) | 78.4%±7.7 pts | 82.1% |
| Graduate or professional degree (age 25+) | 29.8%±8.0 pts | 32.3% |
| Lived in the same house a year earlier | 92.3%±5.3 pts | 88.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8038 earn?
Half of the 1,115 households in Census Tract 8038 earn less than $250,000 or more a year (), against $124,845 across Monmouth County: 1st highest of the county's 154 tracts with a reliable estimate.
| Measure | Tract 8038 | Rumson |
|---|---|---|
| Median household income | $250,000 or more | $250,000 or more |
| Mean household income | $404,385±$69,677 | $395,830 |
| Per capita income | $132,903±$18,184 | $135,860 |
| People below the poverty line | 3.3%±3.9 pts | 3.2% |
| Children under 18 below the poverty line | 1.3%±1.9 pts | 0.6% |
| Households receiving SNAP | 0.0%±4.0 pts | 0.0% |
| Households with a computer | 98.6%±2.1 pts | 98.2% |
| Households with a broadband subscription | 98.6%±2.1 pts | 98.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8038?
Owners occupy 98.4% of Census Tract 8038's occupied homes and renters 1.6%. The median owner-occupied home is valued at $2,000,000 or more by its owner ().
| Measure | Tract 8038 | Rumson |
|---|---|---|
| Median home value (owner-occupied) | $2,000,000 or more | $1,679,300 |
| Renters paying 35% or more of income on rent | 0.0%±82.3 pts | 35.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 98.4%±1.7 pts | 92.9% |
| Renter-occupied homes | 1.6%±1.7 pts | 7.1% |
| Housing units | 1,144±109 | 2,513 |
| Single-family detached homes | 98.3%±2.5 pts | 96.6% |
| Mobile homes | 0.0%±3.9 pts | 0.0% |
| Built 2020 or later | 1.9%±2.8 pts | 2.3% |
| Built 2010 to 2019 | 5.2%±3.9 pts | 10.8% |
| Built 1939 or earlier | 19.0%±9.1 pts | 20.6% |
| Households with no vehicle | 2.3%±2.5 pts | 1.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8038 get to work?
44.7% of Census Tract 8038's workers drive alone and 33.7% work from home. The average trip to work takes 49.0 minutes.
| Measure | Tract 8038 | Rumson |
|---|---|---|
| In the labor force (age 16+) | 54.4%±9.3 pts | 63.8% |
| Unemployment rate | 2.9%±2.7 pts | 4.5% |
| Drove alone to work | 44.7%±11.6 pts | 44.5% |
| Carpooled | 1.8%±2.2 pts | 0.7% |
| Public transportation | 12.5%±6.1 pts | 13.7% |
| Walked | 4.2%±4.2 pts | 5.2% |
| Worked from home | 33.7%±10.7 pts | 33.6% |
| Mean travel time to work | 49.0 min±14.0 | 45.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8038 compare with the other tracts in Monmouth County?
Among Monmouth County's tracts with a reliable estimate, Census Tract 8038 ranks as shown below (1 = highest).
| Measure | In Monmouth County |
|---|---|
| Population | 111th of 154 |
| Residents per square mile | 134th of 154 |
| Median household income | 1st of 154 |
| Per capita income | 3rd of 154 |
| Median home value | 1st of 151 |
| Bachelor's degree or higher | 5th of 153 |
| Median age | 59th of 154 |
| Owner-occupied share | 8th of 152 |
The tracts next to it on Monmouth County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8037 | 1st | $250,000 or more |
| Tract 8038 | 1st | $250,000 or more |
| Tract 8039 | 1st | $250,000 or more |
| Tract 8042 | 4th | $240,853±$34,724 |
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8038?
3 of the 17 figures for Census Tract 8038 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections