Census tract · Monmouth County
Census Tract 8123, Monmouth County, New Jersey
Census Tract 8123, GEOID 34025812300, in Monmouth County, New Jersey, mostly within Shrewsbury (91% of its census blocks). 5,335 residents in the ACS 2020-2024 5-year estimates (±442); the 2020 Census counted 5,260.
Residents, 2020-2024
5,335
±442 (90% margin)
2020 Census count: 5,260
Median household income
$132,717
±$29,995 (90% margin)
Monmouth County: $124,845
Median home value
$731,700
±$57,217 (90% margin)
Monmouth County: $606,100
Median gross rent
$2,261
±$274 (90% margin)
Monmouth County: $1,827
Where is Census Tract 8123?
Census Tract 8123 is one of 155 census tracts in Monmouth County, New Jersey. It covers 2.26 square miles of land, 2,327 residents per square mile in 2020. Its GEOID, 34025812300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Shrewsbury | 91% |
| Shrewsbury Township | 9% |
4 census tracts border Census Tract 8123: Tract 8034 ($104,375), Tract 8042 ($240,853), Tract 8122 ($71,058) and Tract 8126 ($117,421). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8123?
The 2020-2024 American Community Survey puts Census Tract 8123's population at 5,335 (±442) in 1,968 households; the 2020 Census counted 5,260 residents and 2,053 housing units.
| Measure | Tract 8123 | Shrewsbury |
|---|---|---|
| Total population | 5,335 ±442 | 4,179 |
| Households | 1,968 ±136 | 1,512 |
| Average household size | 2.62 ±0.15 | 2.65 |
| Housing units | 2,039 ±154 | 1,546 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8123?
The median resident of Census Tract 8123 is 42.5 years old; 21.5% are under 18 and 21.9% are 65 or older. The largest group is non-Hispanic white residents at 76.2%, then Hispanic or Latino residents (of any race) at 6.7%. 9.2% of residents were born outside the United States.
| Measure | Tract 8123 | Shrewsbury |
|---|---|---|
| Median age | 42.5 ±2.9 | 43.4 |
| Under 18 years | 21.5% ±2.5 pts | 24.1% |
| 65 years and over | 21.9% ±3.1 pts | 24.5% |
| Hispanic or Latino (any race) | 6.7% ±2.4 pts | 3.9% |
| White alone, not Hispanic | 76.2% ±6.4 pts | 85.1% |
| Black or African American alone, not Hispanic | 5.1% ±3.5 pts | 3.6% |
| Asian alone, not Hispanic | 4.6% ±2.2 pts | 3.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 5.9% ±4.2 pts | 2.1% |
| Some other race alone, not Hispanic | 1.2% ±1.4 pts | 1.4% |
| Born outside the United States | 9.2% ±2.1 pts | 6.7% |
| Speak a language other than English at home (age 5+) | 11.6% ±2.8 pts | 8.8% |
| Civilian veterans (age 18+) | 3.7% ±1.4 pts | 4.2% |
| With a disability | 9.5% ±2.2 pts | 8.1% |
| No health insurance coverage | 2.0% ±1.0 pts | 0.8% |
| High school graduate or higher (age 25+) | 96.4% ±2.0 pts | 97.3% |
| Bachelor's degree or higher (age 25+) | 55.0% ±6.9 pts | 65.9% |
| Graduate or professional degree (age 25+) | 19.7% ±3.9 pts | 24.2% |
| Lived in the same house a year earlier | 91.8% ±3.2 pts | 93.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8123 earn?
Half of the 1,968 households in Census Tract 8123 earn less than $132,717 a year (±$29,995), against $124,845 across Monmouth County: 65th highest of the county's 154 tracts with a reliable estimate. 5.2% of residents live below the poverty line.
| Measure | Tract 8123 | Shrewsbury |
|---|---|---|
| Median household income | $132,717 ±$29,995 | $178,958 |
| Mean household income | $193,054 ±$24,729 | $222,037 |
| Per capita income | $73,259 ±$9,705 | $81,362 |
| People below the poverty line | 5.2% ±2.6 pts | 3.6% |
| Children under 18 below the poverty line | 8.5% ±6.4 pts | 5.3% |
| Households receiving SNAP | 4.1% ±3.4 pts | 3.1% |
| Households with a computer | 95.0% ±2.2 pts | 95.1% |
| Households with a broadband subscription | 88.0% ±3.7 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8123?
Owners occupy 82.0% of Census Tract 8123's occupied homes and renters 18.0%. The median owner-occupied home is valued at $731,700 by its owner (±$57,217). The median renter pays $2,261 a month including utilities, and 60.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 8123 | Shrewsbury |
|---|---|---|
| Median home value (owner-occupied) | $731,700 ±$57,217 | $811,400 |
| Median gross rent | $2,261 ±$274 | $3,472 |
| Renters paying 35% or more of income on rent | 60.2% ±15.6 pts | 78.5% |
| Median monthly owner costs, with a mortgage | $3,521 ±$335 | $3,782 |
| Owner-occupied homes | 82.0% ±4.3 pts | 85.8% |
| Renter-occupied homes | 18.0% ±4.3 pts | 14.2% |
| Housing units | 2,039 ±154 | 1,546 |
| Single-family detached homes | 65.4% ±5.3 pts | 84.9% |
| Mobile homes | 0.3% ±0.5 pts | 0.0% |
| Built 2020 or later | 0.9% ±1.0 pts | 0.7% |
| Built 2010 to 2019 | 14.5% ±4.7 pts | 18.8% |
| Built 1939 or earlier | 10.1% ±4.0 pts | 10.4% |
| Households with no vehicle | 8.9% ±2.9 pts | 9.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8123 get to work?
64.8% of Census Tract 8123's workers drive alone and 20.8% work from home. The average trip to work takes 30.0 minutes. The unemployment rate in 2020-2024 averaged 3.9%.
| Measure | Tract 8123 | Shrewsbury |
|---|---|---|
| In the labor force (age 16+) | 62.2% ±4.0 pts | 57.0% |
| Unemployment rate | 3.9% ±1.9 pts | 4.6% |
| Drove alone to work | 64.8% ±7.8 pts | 58.2% |
| Carpooled | 3.4% ±2.6 pts | 1.5% |
| Public transportation | 9.3% ±4.3 pts | 12.8% |
| Walked | 1.5% ±1.0 pts | 1.1% |
| Worked from home | 20.8% ±6.0 pts | 26.4% |
| Mean travel time to work | 30.0 min ±4.3 | 35.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8123 compare with the other tracts in Monmouth County?
Among Monmouth County's tracts with a reliable estimate, Census Tract 8123 ranks as shown below (1 = highest).
| Measure | In Monmouth County |
|---|---|
| Population | 42nd of 154 |
| Residents per square mile | 93rd of 154 |
| Median household income | 65th of 154 |
| Per capita income | 52nd of 154 |
| Median home value | 42nd of 151 |
| Median gross rent | 34th of 123 |
| Poverty rate | 41st of 61 |
| Bachelor's degree or higher | 67th of 153 |
| Median age | 86th of 154 |
| Owner-occupied share | 74th of 152 |
The tracts next to it on Monmouth County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8113.03 | 62nd | $138,231±$13,855 · within the margin of this tract |
| Tract 8088 | 63rd | $136,250±$39,806 · within the margin of this tract |
| Tract 8009 | 64th | $134,307±$15,098 · within the margin of this tract |
| Tract 8123 | 65th | $132,717±$29,995 |
| Tract 8007.01 | 66th | $131,436±$13,380 · within the margin of this tract |
| Tract 8048.01 | 67th | $131,384±$27,579 · within the margin of this tract |
| Tract 8113.04 | 68th | $131,250±$28,528 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8123?
1 of the 18 figures for Census Tract 8123 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections