Census tract · Otsego County
Census Tract 9503, Otsego County, Michigan
Census Tract 9503, GEOID 26137950300, in Otsego County, Michigan, mostly within Gaylord (71% of its census blocks). 6,126 residents in the ACS 2020-2024 5-year estimates (±316); the 2020 Census counted 5,936.
Residents, 2020-2024
6,126
±316 (90% margin)
2020 Census count: 5,936
Median household income
$52,569
±$16,124 (90% margin)
Otsego County: $68,183
Median home value
$181,300
±$16,767 (90% margin)
Otsego County: $219,700
Median gross rent
$991
±$105 (90% margin)
Otsego County: $1,008
Where is Census Tract 9503?
Census Tract 9503 is one of 6 census tracts in Otsego County, Michigan. It covers 10.70 square miles of land, 555 residents per square mile in 2020. Its GEOID, 26137950300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Gaylord | 71% |
| Bagley Township | 15% |
| Livingston Township | 14% |
3 census tracts border Census Tract 9503: Tract 9502 ($86,204), Tract 9505 ($76,425) and Tract 9506 ($79,646). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9503?
The 2020-2024 American Community Survey puts Census Tract 9503's population at 6,126 (±316) in 3,108 households; the 2020 Census counted 5,936 residents and 2,750 housing units.
| Measure | Tract 9503 | Gaylord |
|---|---|---|
| Total population | 6,126 ±316 | 4,357 |
| Households | 3,108 ±233 | 2,306 |
| Average household size | 1.88 ±0.10 | 1.81 |
| Housing units | 3,187 ±238 | 2,401 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9503?
The median resident of Census Tract 9503 is 40.3 years old; 19.1% are under 18 and 22.9% are 65 or older. The largest group is non-Hispanic white residents at 91.5%, then non-Hispanic residents of two or more races at 5.6%.
| Measure | Tract 9503 | Gaylord |
|---|---|---|
| Median age | 40.3 ±4.3 | 40.0 |
| Under 18 years | 19.1% ±2.8 pts | 18.2% |
| 65 years and over | 22.9% ±3.3 pts | 20.8% |
| Hispanic or Latino (any race) | 0.4% ±0.4 pts | 0.8% |
| White alone, not Hispanic | 91.5% ±2.6 pts | 93.8% |
| Black or African American alone, not Hispanic | 0.8% ±1.0 pts | 0.8% |
| Asian alone, not Hispanic | 1.6% ±1.0 pts | 1.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 5.6% ±2.2 pts | 3.3% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Born outside the United States | 1.7% ±1.5 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 1.9% ±1.7 pts | 2.1% |
| Civilian veterans (age 18+) | 12.2% ±4.8 pts | 11.8% |
| With a disability | 16.9% ±3.3 pts | 19.1% |
| No health insurance coverage | 8.9% ±5.1 pts | 7.2% |
| High school graduate or higher (age 25+) | 91.3% ±4.2 pts | 91.2% |
| Bachelor's degree or higher (age 25+) | 23.2% ±6.2 pts | 24.7% |
| Graduate or professional degree (age 25+) | 4.7% ±2.4 pts | 6.8% |
| Lived in the same house a year earlier | 86.4% ±4.2 pts | 82.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9503 earn?
Half of the 3,108 households in Census Tract 9503 earn less than $52,569 a year (±$16,124), against $68,183 across Otsego County: 6th highest of the county's 6 tracts with a reliable estimate. 7.4% of residents live below the poverty line.
| Measure | Tract 9503 | Gaylord |
|---|---|---|
| Median household income | $52,569 ±$16,124 | $44,701 |
| Mean household income | $62,182 ±$7,929 | $58,309 |
| Per capita income | $31,906 ±$4,019 | $30,636 |
| People below the poverty line | 7.4% ±3.1 pts | 8.0% |
| Children under 18 below the poverty line | 3.4% ±3.9 pts | 3.4% |
| Households receiving SNAP | 20.6% ±6.5 pts | 21.9% |
| Households with a computer | 94.1% ±3.9 pts | 96.2% |
| Households with a broadband subscription | 88.3% ±5.8 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9503?
Owners occupy 45.1% of Census Tract 9503's occupied homes and renters 54.9%. The median owner-occupied home is valued at $181,300 by its owner (±$16,767). The median renter pays $991 a month including utilities, and 39.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 9503 | Gaylord |
|---|---|---|
| Median home value (owner-occupied) | $181,300 ±$16,767 | $192,800 |
| Median gross rent | $991 ±$105 | $977 |
| Renters paying 35% or more of income on rent | 39.4% ±11.0 pts | 39.0% |
| Median monthly owner costs, with a mortgage | $1,206 ±$66 | $1,218 |
| Owner-occupied homes | 45.1% ±6.0 pts | 30.9% |
| Renter-occupied homes | 54.9% ±6.0 pts | 69.1% |
| Housing units | 3,187 ±238 | 2,401 |
| Single-family detached homes | 46.8% ±7.1 pts | 41.1% |
| Mobile homes | 8.9% ±4.1 pts | 4.0% |
| Built 2020 or later | 2.4% ±3.0 pts | 3.2% |
| Built 2010 to 2019 | 12.2% ±6.1 pts | 15.0% |
| Built 1939 or earlier | 5.7% ±3.9 pts | 6.2% |
| Households with no vehicle | 9.9% ±5.1 pts | 10.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9503 get to work?
68.6% of Census Tract 9503's workers drive alone and 12.3% work from home. The average trip to work takes 17.5 minutes.
| Measure | Tract 9503 | Gaylord |
|---|---|---|
| In the labor force (age 16+) | 62.5% ±4.7 pts | 66.8% |
| Unemployment rate | 3.0% ±2.2 pts | 3.1% |
| Drove alone to work | 68.6% ±7.9 pts | 67.9% |
| Carpooled | 13.0% ±6.1 pts | 11.3% |
| Public transportation | 1.4% ±2.0 pts | 1.8% |
| Walked | 1.8% ±2.1 pts | 2.2% |
| Worked from home | 12.3% ±6.4 pts | 13.0% |
| Mean travel time to work | 17.5 min ±3.8 | 18.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9503 compare with the other tracts in Otsego County?
Among Otsego County's tracts with a reliable estimate, Census Tract 9503 ranks as shown below (1 = highest).
| Measure | In Otsego County | In Gaylord |
|---|---|---|
| Population | 1st of 6 | 1st of 3 |
| Residents per square mile | 1st of 6 | 1st of 3 |
| Median household income | 6th of 6 | 3rd of 3 |
| Per capita income | 6th of 6 | 3rd of 3 |
| Median home value | 5th of 6 | 3rd of 3 |
| Median gross rent | 3rd of 5 | 3rd of 3 |
| Poverty rate | 3rd of 6 | 2nd of 3 |
| Bachelor's degree or higher | 5th of 6 | 3rd of 3 |
| Median age | 6th of 6 | 3rd of 3 |
| Owner-occupied share | 6th of 6 | 3rd of 3 |
The tracts next to it on Otsego County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9505 | 3rd | $76,425±$12,524 |
| Tract 9504 | 4th | $70,000±$8,151 · within the margin of this tract |
| Tract 9501 | 5th | $64,702±$7,359 · within the margin of this tract |
| Tract 9503 | 6th | $52,569±$16,124 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9503?
2 of the 18 figures for Census Tract 9503 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections