Census tract · Pontotoc County

Census Tract 9504, Pontotoc County, Mississippi

Census Tract 9504, GEOID 28115950400, in Pontotoc County, Mississippi, partly within Algoma and Pontotoc. 4,749 residents in the ACS 2020-2024 5-year estimates (±710); the 2020 Census counted 4,954.

Residents, 2020-2024

4,749

±710 (90% margin)
2020 Census count: 4,954

Median household income

$48,771

±$5,492 (90% margin)
Pontotoc County: $51,484

Median home value

$148,200

±$25,102 (90% margin)
Pontotoc County: $157,100

Median gross rent

$977

±$295 (90% margin)
Pontotoc County: $864

Where is Census Tract 9504?

Census Tract 9504 is one of 6 census tracts in Pontotoc County, Mississippi. It covers 122.47 square miles of land, 40 residents per square mile in 2020. Its GEOID, 28115950400, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9504 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Algoma2%
Pontotoc2%
Census Tract 9504 (marked with a dot) in Pontotoc County, Mississippi. Boundaries: Census Bureau 2024.
950195029504.019510.019501.0195039505 9504 5 mi
Census Tract 9504 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Pontotoc County.

7 census tracts border Census Tract 9504: Tract 9501 in Chickasaw County ($30,286), Tract 9502 in Chickasaw County ($46,364), Tract 9504.01 in Lee County ($72,339), Tract 9510.01 in Lee County ($40,187), Tract 9501.01 ($50,049), Tract 9503 ($50,584) and Tract 9505 ($49,683). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9504?

The 2020-2024 American Community Survey puts Census Tract 9504's population at 4,749 (±710) in 1,792 households; the 2020 Census counted 4,954 residents and 2,224 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9504Pontotoc CountyMississippi
Total population 4,749 ±710 31,550 2,946,779
Households 1,792 ±227 11,819 1,145,431
Average household size 2.65 ±0.34 2.65 2.49
Housing units 2,286 ±207 14,221 1,341,114

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9504?

The median resident of Census Tract 9504 is 42.0 years old; 21.9% are under 18 and 14.0% are 65 or older. The largest group is non-Hispanic white residents at 80.9%, then non-Hispanic residents of two or more races at 7.5%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9504Pontotoc CountyMississippi
Median age 42.0 ±7.7 35.9 38.6
Under 18 years 21.9% ±5.6 pts 26.1% 23.3%
65 years and over 14.0% ±2.9 pts 15.5% 17.2%
Hispanic or Latino (any race) 6.6% ±5.5 pts 7.1% 3.7%
White alone, not Hispanic 80.9% ±7.3 pts 74.0% 55.2%
Black or African American alone, not Hispanic 5.0% ±3.0 pts 14.7% 36.3%
Asian alone, not Hispanic 0.0% ±0.9 pts 0.0% 1.0%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.9 pts 0.1% 0.4%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 0.0% 0.0%
Two or more races, not Hispanic 7.5% ±5.4 pts 3.6% 3.0%
Some other race alone, not Hispanic 0.0% ±0.9 pts 0.5% 0.3%
Born outside the United States 0.0% ±0.9 pts 2.5% 2.4%
Speak a language other than English at home (age 5+) 7.4% ±6.2 pts 6.6% 4.3%
Civilian veterans (age 18+) 4.2% ±2.3 pts 4.3% 6.8%
With a disability 18.7% ±4.8 pts 19.0% 17.8%
No health insurance coverage 17.2% ±6.9 pts 12.2% 11.0%
High school graduate or higher (age 25+) 80.3% ±9.1 pts 78.5% 87.1%
Bachelor's degree or higher (age 25+) 16.5% ±7.6 pts 18.5% 25.1%
Graduate or professional degree (age 25+) 7.0% ±3.7 pts 7.5% 9.9%
Lived in the same house a year earlier 92.1% ±6.5 pts 93.0% 89.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9504 earn?

Half of the 1,792 households in Census Tract 9504 earn less than $48,771 a year (±$5,492), against $51,484 across Pontotoc County: 6th highest of the county's 6 tracts with a reliable estimate. 10.2% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9504Pontotoc CountyMississippi
Median household income $48,771 ±$5,492 $51,484 $56,447
Mean household income $65,650 ±$11,731 $71,266 $78,922
Per capita income $27,543 ±$5,470 $27,826 $31,549
People below the poverty line 10.2% ±6.6 pts 16.7% 18.9%
Children under 18 below the poverty line 8.2% ±13.2 pts 24.1% 26.0%
Households receiving SNAP 6.2% ±4.5 pts 9.7% 13.5%
Households with a computer 91.1% ±5.4 pts 89.5% 92.7%
Households with a broadband subscription 72.5% ±10.3 pts 77.5% 84.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9504?

Owners occupy 77.2% of Census Tract 9504's occupied homes and renters 22.8%. The median owner-occupied home is valued at $148,200 by its owner (±$25,102). The median renter pays $977 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9504Pontotoc CountyMississippi
Median home value (owner-occupied) $148,200 ±$25,102 $157,100 $169,800
Median gross rent $977 ±$295 $864 $954
Renters paying 35% or more of income on rent 24.5% ±26.6 pts 32.9% 42.1%
Median monthly owner costs, with a mortgage $1,316 ±$237 $1,240 $1,394
Owner-occupied homes 77.2% ±9.2 pts 69.8% 70.0%
Renter-occupied homes 22.8% ±9.2 pts 30.2% 30.0%
Housing units 2,286 ±207 14,221 1,341,114
Single-family detached homes 66.8% ±8.2 pts 65.1% 69.3%
Mobile homes 30.4% ±9.1 pts 28.8% 14.4%
Built 2020 or later 0.8% ±1.3 pts 1.6% 1.7%
Built 2010 to 2019 18.2% ±7.1 pts 15.0% 11.0%
Built 1939 or earlier 5.4% ±4.7 pts 5.7% 4.0%
Households with no vehicle 0.9% ±1.5 pts 2.2% 6.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9504 get to work?

84.4% of Census Tract 9504's workers drive alone. The average trip to work takes 27.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9504Pontotoc CountyMississippi
In the labor force (age 16+) 54.9% ±6.6 pts 58.8% 57.4%
Unemployment rate 3.0% ±3.6 pts 3.1% 5.8%
Drove alone to work 84.4% ±12.0 pts 87.4% 81.8%
Carpooled 15.5% ±12.0 pts 9.0% 9.2%
Public transportation 0.0% ±2.2 pts 0.1% 0.3%
Walked 0.0% ±2.2 pts 0.0% 1.3%
Worked from home 0.1% ±0.2 pts 2.5% 5.9%
Mean travel time to work 27.1 min ±2.6 26.2 min 25.6 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9504 compare with the other tracts in Pontotoc County?

Among Pontotoc County's tracts with a reliable estimate, Census Tract 9504 ranks as shown below (1 = highest).

Census Tract 9504's rank among the tracts of Pontotoc County
MeasureIn Pontotoc County
Population5th of 6
Residents per square mile5th of 6
Median household income6th of 6
Per capita income4th of 6
Median home value4th of 6
Median gross rent1st of 6
Poverty rate6th of 6
Bachelor's degree or higher4th of 6
Median age1st of 6
Owner-occupied share2nd of 6

The tracts next to it on Pontotoc County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 95033rd$50,584±$10,915 · within the margin of this tract5,592
Tract 9501.014th$50,049±$14,733 · within the margin of this tract4,101
Tract 95055th$49,683±$3,727 · within the margin of this tract5,190
Tract 95046th$48,771±$5,4924,749

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9504?

3 of the 18 figures for Census Tract 9504 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections