Census tract · Seneca County
Census Tract 9505, Seneca County, New York
Census Tract 9505, GEOID 36099950500, in Seneca County, New York, entirely within Waterloo (town). 3,547 residents in the ACS 2020-2024 5-year estimates (±315); the 2020 Census counted 3,683.
Residents, 2020-2024
3,547
±315 (90% margin)
2020 Census count: 3,683
Median household income
$49,527
±$7,633 (90% margin)
Seneca County: $68,089
Median home value
$110,100
±$8,815 (90% margin)
Seneca County: $155,400
Median gross rent
$945
±$21 (90% margin)
Seneca County: $957
Where is Census Tract 9505?
Census Tract 9505 is one of 11 census tracts in Seneca County, New York. It covers 9.02 square miles of land, 409 residents per square mile in 2020. Its GEOID, 36099950500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waterloo (town) | 100% |
| Waterloo | 62% |
4 census tracts border Census Tract 9505: Tract 9501 ($70,769), Tract 9504 ($59,268), Tract 9506 ($69,279) and Tract 9507 ($77,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9505?
The 2020-2024 American Community Survey puts Census Tract 9505's population at 3,547 (±315) in 1,673 households; the 2020 Census counted 3,683 residents and 1,592 housing units.
| Measure | Tract 9505 | Waterloo (town) |
|---|---|---|
| Total population | 3,547 ±315 | 7,324 |
| Households | 1,673 ±181 | 3,394 |
| Average household size | 1.96 ±0.14 | 2.08 |
| Housing units | 1,847 ±171 | 3,701 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9505?
The median resident of Census Tract 9505 is 48.8 years old; 16.9% are under 18 and 27.4% are 65 or older. The largest group is non-Hispanic white residents at 80.8%, then Hispanic or Latino residents (of any race) at 9.9%.
| Measure | Tract 9505 | Waterloo (town) |
|---|---|---|
| Median age | 48.8 ±4.4 | 45.4 |
| Under 18 years | 16.9% ±3.2 pts | 17.8% |
| 65 years and over | 27.4% ±5.0 pts | 25.9% |
| Hispanic or Latino (any race) | 9.9% ±4.4 pts | 7.5% |
| White alone, not Hispanic | 80.8% ±5.0 pts | 86.1% |
| Black or African American alone, not Hispanic | 2.7% ±1.4 pts | 1.3% |
| Asian alone, not Hispanic | 0.2% ±0.3 pts | 0.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 5.8% ±3.5 pts | 4.4% |
| Some other race alone, not Hispanic | 0.6% ±1.0 pts | 0.5% |
| Born outside the United States | 3.7% ±2.6 pts | 4.6% |
| Speak a language other than English at home (age 5+) | 11.2% ±5.7 pts | 9.5% |
| Civilian veterans (age 18+) | 13.9% ±4.8 pts | 11.8% |
| With a disability | 25.3% ±6.1 pts | 22.2% |
| No health insurance coverage | 6.0% ±3.6 pts | 3.5% |
| High school graduate or higher (age 25+) | 94.0% ±2.5 pts | 93.0% |
| Bachelor's degree or higher (age 25+) | 21.1% ±5.2 pts | 21.8% |
| Graduate or professional degree (age 25+) | 10.8% ±4.4 pts | 8.5% |
| Lived in the same house a year earlier | 80.7% ±5.8 pts | 87.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9505 earn?
Half of the 1,673 households in Census Tract 9505 earn less than $49,527 a year (±$7,633), against $68,089 across Seneca County: 10th highest of the county's 10 tracts with a reliable estimate. 16.9% of residents live below the poverty line.
| Measure | Tract 9505 | Waterloo (town) |
|---|---|---|
| Median household income | $49,527 ±$7,633 | $63,226 |
| Mean household income | $61,355 ±$7,545 | $77,409 |
| Per capita income | $30,342 ±$3,703 | $36,717 |
| People below the poverty line | 16.9% ±6.6 pts | 10.6% |
| Children under 18 below the poverty line | 23.4% ±18.1 pts | 12.8% |
| Households receiving SNAP | 21.3% ±8.0 pts | 14.4% |
| Households with a computer | 95.0% ±4.8 pts | 90.2% |
| Households with a broadband subscription | 91.4% ±5.2 pts | 87.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9505?
Owners occupy 61.1% of Census Tract 9505's occupied homes and renters 38.9%. The median owner-occupied home is valued at $110,100 by its owner (±$8,815). The median renter pays $945 a month including utilities, and 44.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 9505 | Waterloo (town) |
|---|---|---|
| Median home value (owner-occupied) | $110,100 ±$8,815 | $117,500 |
| Median gross rent | $945 ±$21 | $922 |
| Renters paying 35% or more of income on rent | 44.1% ±14.0 pts | 35.2% |
| Median monthly owner costs, with a mortgage | $1,280 ±$159 | $1,293 |
| Owner-occupied homes | 61.1% ±7.8 pts | 65.7% |
| Renter-occupied homes | 38.9% ±7.8 pts | 34.3% |
| Housing units | 1,847 ±171 | 3,701 |
| Single-family detached homes | 62.3% ±8.7 pts | 61.6% |
| Mobile homes | 6.3% ±3.9 pts | 12.1% |
| Built 2020 or later | 0.9% ±1.3 pts | 0.4% |
| Built 2010 to 2019 | 0.9% ±1.0 pts | 1.9% |
| Built 1939 or earlier | 40.7% ±8.2 pts | 38.2% |
| Households with no vehicle | 6.6% ±4.8 pts | 8.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9505 get to work?
75.3% of Census Tract 9505's workers drive alone. The average trip to work takes 17.9 minutes. The unemployment rate in 2020-2024 averaged 9.1%.
| Measure | Tract 9505 | Waterloo (town) |
|---|---|---|
| In the labor force (age 16+) | 53.7% ±5.9 pts | 58.5% |
| Unemployment rate | 9.1% ±5.5 pts | 7.5% |
| Drove alone to work | 75.3% ±9.2 pts | 76.0% |
| Carpooled | 6.7% ±4.5 pts | 8.8% |
| Public transportation | 0.0% ±3.0 pts | 0.0% |
| Walked | 3.7% ±3.0 pts | 1.6% |
| Worked from home | 12.1% ±9.1 pts | 10.4% |
| Mean travel time to work | 17.9 min ±3.0 | 21.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9505 compare with the other tracts in Seneca County?
Among Seneca County's tracts with a reliable estimate, Census Tract 9505 ranks as shown below (1 = highest).
| Measure | In Seneca County |
|---|---|
| Population | 6th of 11 |
| Residents per square mile | 3rd of 11 |
| Median household income | 10th of 10 |
| Per capita income | 10th of 10 |
| Median home value | 10th of 10 |
| Median gross rent | 6th of 10 |
| Poverty rate | 3rd of 9 |
| Bachelor's degree or higher | 9th of 10 |
| Median age | 3rd of 11 |
| Owner-occupied share | 8th of 10 |
The tracts next to it on Seneca County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9506 | 7th | $69,279±$2,994 |
| Tract 9502 | 8th | $61,071±$10,486 · within the margin of this tract |
| Tract 9504 | 9th | $59,268±$12,246 · within the margin of this tract |
| Tract 9505 | 10th | $49,527±$7,633 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9505?
2 of the 18 figures for Census Tract 9505 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections