Census tract · Putnam County

Census Tract 9509, Putnam County, Florida

Census Tract 9509, GEOID 12107950900, in Putnam County, Florida, mostly within Palatka (50% of its census blocks). 6,142 residents in the ACS 2020-2024 5-year estimates (±791); the 2020 Census counted 6,134.

Residents, 2020-2024

6,142

±791 (90% margin)
2020 Census count: 6,134

Median household income

$50,504

±$9,276 (90% margin)
Putnam County: $47,934

Median home value

$171,500

±$16,156 (90% margin)
Putnam County: $160,300

Median gross rent

$1,049

±$134 (90% margin)
Putnam County: $906

Where is Census Tract 9509?

Census Tract 9509 is one of 17 census tracts in Putnam County, Florida. It covers 13.06 square miles of land, 470 residents per square mile in 2020. Its GEOID, 12107950900, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9509 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Palatka50%
Census Tract 9509 (marked with a dot) in Putnam County, Florida. Boundaries: Census Bureau 2024.
95069507951095119512 9509 5 mi
Census Tract 9509 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

6 census tracts border Census Tract 9509: Tract 9506 ($50,608), Tract 9507 ($31,534), Tract 9508 ($19,308), Tract 9510 ($75,982), Tract 9511 ($46,349) and Tract 9512 ($37,043). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9509?

The 2020-2024 American Community Survey puts Census Tract 9509's population at 6,142 (±791) in 2,487 households; the 2020 Census counted 6,134 residents and 2,708 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9509PalatkaPutnam CountyFlorida
Total population 6,142 ±791 10,650 75,164 22,416,077
Households 2,487 ±351 4,246 31,360 8,752,810
Average household size 2.43 ±0.21 2.35 2.35 2.51
Housing units 2,660 ±356 4,574 37,065 10,256,470

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9509?

The median resident of Census Tract 9509 is 35.4 years old; 25.1% are under 18 and 17.1% are 65 or older. The largest group is non-Hispanic white residents at 55.6%, then non-Hispanic Black residents at 39.1%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9509PalatkaPutnam CountyFlorida
Median age 35.4 ±2.9 35.3 45.0 42.6
Under 18 years 25.1% ±3.5 pts 27.7% 21.2% 19.5%
65 years and over 17.1% ±3.3 pts 18.6% 23.8% 21.3%
Hispanic or Latino (any race) 2.7% ±3.0 pts 9.1% 11.2% 27.4%
White alone, not Hispanic 55.6% ±7.3 pts 38.6% 69.3% 50.4%
Black or African American alone, not Hispanic 39.1% ±6.5 pts 46.5% 14.7% 14.6%
Asian alone, not Hispanic 0.4% ±0.6 pts 0.3% 0.5% 2.9%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.8 pts 0.5% 0.2% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 2.3% ±1.9 pts 5.1% 3.6% 3.8%
Some other race alone, not Hispanic 0.0% ±0.8 pts 0.1% 0.4% 0.7%
Born outside the United States 1.1% ±1.4 pts 4.0% 4.7% 21.9%
Speak a language other than English at home (age 5+) 1.3% ±1.3 pts 8.8% 9.0% 30.6%
Civilian veterans (age 18+) 8.5% ±4.3 pts 8.0% 10.7% 7.4%
With a disability 17.8% ±5.1 pts 19.7% 19.8% 13.7%
No health insurance coverage 12.9% ±4.3 pts 13.5% 14.1% 11.5%
High school graduate or higher (age 25+) 85.2% ±6.2 pts 77.7% 82.3% 89.9%
Bachelor's degree or higher (age 25+) 14.5% ±5.3 pts 10.7% 14.5% 34.1%
Graduate or professional degree (age 25+) 6.4% ±3.5 pts 5.2% 4.3% 12.9%
Lived in the same house a year earlier 86.6% ±7.6 pts 84.7% 90.1% 86.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9509 earn?

Half of the 2,487 households in Census Tract 9509 earn less than $50,504 a year (±$9,276), against $47,934 across Putnam County: 7th highest of the county's 16 tracts with a reliable estimate. 21.0% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9509PalatkaPutnam CountyFlorida
Median household income $50,504 ±$9,276 $32,021 $47,934 $74,568
Mean household income $62,650 ±$9,932 $48,109 $68,007 $105,967
Per capita income $25,169 ±$3,814 $20,076 $28,621 $42,609
People below the poverty line 21.0% ±8.5 pts 37.3% 23.4% 12.6%
Children under 18 below the poverty line 16.6% ±10.7 pts 46.5% 33.5% 16.5%
Households receiving SNAP 39.7% ±10.2 pts 33.3% 22.7% 12.6%
Households with a computer 93.5% ±3.6 pts 87.0% 91.0% 96.6%
Households with a broadband subscription 92.8% ±3.9 pts 81.3% 85.7% 91.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9509?

Owners occupy 67.7% of Census Tract 9509's occupied homes and renters 32.3%. The median owner-occupied home is valued at $171,500 by its owner (±$16,156). The median renter pays $1,049 a month including utilities, and 65.0% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9509PalatkaPutnam CountyFlorida
Median home value (owner-occupied) $171,500 ±$16,156 $150,500 $160,300 $359,000
Median gross rent $1,049 ±$134 $901 $906 $1,669
Renters paying 35% or more of income on rent 65.0% ±16.3 pts 45.3% 42.1% 50.2%
Median monthly owner costs, with a mortgage $1,239 ±$182 $1,180 $1,306 $1,959
Owner-occupied homes 67.7% ±8.4 pts 50.8% 75.4% 67.6%
Renter-occupied homes 32.3% ±8.4 pts 49.2% 24.6% 32.4%
Housing units 2,660 ±356 4,574 37,065 10,256,470
Single-family detached homes 71.2% ±8.7 pts 63.3% 48.8% 54.7%
Mobile homes 12.6% ±6.2 pts 2.0% 43.7% 8.0%
Built 2020 or later 0.9% ±1.5 pts 0.8% 1.9% 3.2%
Built 2010 to 2019 5.4% ±4.3 pts 2.5% 5.9% 11.0%
Built 1939 or earlier 3.1% ±3.4 pts 14.8% 4.9% 1.9%
Households with no vehicle 6.7% ±4.1 pts 17.1% 6.8% 6.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9509 get to work?

79.6% of Census Tract 9509's workers drive alone and 9.9% work from home. The average trip to work takes 28.2 minutes. The unemployment rate in 2020-2024 averaged 10.9%.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9509PalatkaPutnam CountyFlorida
In the labor force (age 16+) 55.1% ±7.7 pts 46.3% 47.5% 59.8%
Unemployment rate 10.9% ±6.1 pts 9.3% 7.4% 4.8%
Drove alone to work 79.6% ±9.2 pts 73.4% 77.0% 70.2%
Carpooled 10.5% ±7.7 pts 14.1% 10.1% 9.2%
Public transportation 0.0% ±2.2 pts 2.3% 0.3% 1.2%
Walked 0.0% ±2.2 pts 2.0% 1.4% 1.4%
Worked from home 9.9% ±6.3 pts 7.9% 9.8% 15.7%
Mean travel time to work 28.2 min ±3.8 23.5 min 29.6 min 28.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9509 compare with the other tracts in Putnam County?

Among Putnam County's tracts with a reliable estimate, Census Tract 9509 ranks as shown below (1 = highest).

Census Tract 9509's rank among the tracts of Putnam County and of Palatka
MeasureIn Putnam CountyIn Palatka
Population4th of 162nd of 5
Residents per square mile3rd of 173rd of 5
Median household income7th of 162nd of 5
Per capita income11th of 163rd of 5
Median home value8th of 163rd of 5
Median gross rent2nd of 141st of 4
Poverty rate8th of 163rd of 5
Bachelor's degree or higher7th of 161st of 5
Median age15th of 164th of 5
Owner-occupied share12th of 162nd of 5

The tracts next to it on Putnam County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 95034th$63,811±$6,9637,226
Tract 95055th$54,732±$27,999 · within the margin of this tract6,523
Tract 95066th$50,608±$12,151 · within the margin of this tract6,172
Tract 95097th$50,504±$9,2766,142
Tract 9514.028th$49,731±$9,725 · within the margin of this tract4,294
Tract 95139th$47,986±$12,655 · within the margin of this tract3,849
Tract 951110th$46,349±$6,362 · within the margin of this tract4,157

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9509?

2 of the 18 figures for Census Tract 9509 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections