Census tract · Branch County
Census Tract 9515, Branch County, Michigan
Census Tract 9515, GEOID 26023951500, in Branch County, Michigan, entirely within Coldwater. 3,405 residents in the ACS 2020-2024 5-year estimates (±500); the 2020 Census counted 3,247.
Residents, 2020-2024
3,405
±500 (90% margin)
2020 Census count: 3,247
Median household income
$60,719
±$8,407 (90% margin)
Branch County: $63,724
Median home value
$157,300
±$16,743 (90% margin)
Branch County: $162,500
Median gross rent
$984
±$62 (90% margin)
Branch County: $959
Where is Census Tract 9515?
Census Tract 9515 is one of 13 census tracts in Branch County, Michigan. It covers 0.91 square miles of land, 3,576 residents per square mile in 2020. Its GEOID, 26023951500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Coldwater | 100% |
4 census tracts border Census Tract 9515: Tract 9513.01 ($72,895), Tract 9513.02 ($73,438), Tract 9514 ($39,300) and Tract 9516 ($51,125). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9515?
The 2020-2024 American Community Survey puts Census Tract 9515's population at 3,405 (±500) in 1,083 households; the 2020 Census counted 3,247 residents and 1,290 housing units.
| Measure | Tract 9515 | Coldwater |
|---|---|---|
| Total population | 3,405 ±500 | 13,671 |
| Households | 1,083 ±131 | 4,458 |
| Average household size | 3.13 ±0.35 | 2.70 |
| Housing units | 1,272 ±122 | 4,934 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9515?
The median resident of Census Tract 9515 is 35.0 years old; 31.8% are under 18 and 12.8% are 65 or older. The largest group is non-Hispanic white residents at 95.4%, then non-Hispanic residents of two or more races at 1.9%.
| Measure | Tract 9515 | Coldwater |
|---|---|---|
| Median age | 35.0 ±8.2 | 39.5 |
| Under 18 years | 31.8% ±3.8 pts | 22.6% |
| 65 years and over | 12.8% ±2.9 pts | 18.0% |
| Hispanic or Latino (any race) | 1.4% ±1.5 pts | 7.6% |
| White alone, not Hispanic | 95.4% ±3.4 pts | 82.6% |
| Black or African American alone, not Hispanic | 0.4% ±0.8 pts | 4.5% |
| Asian alone, not Hispanic | 0.9% ±0.8 pts | 0.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.9% ±2.0 pts | 4.2% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.7% |
| Born outside the United States | 9.2% ±7.3 pts | 6.2% |
| Speak a language other than English at home (age 5+) | 21.2% ±9.4 pts | 15.0% |
| Civilian veterans (age 18+) | 8.9% ±4.3 pts | 6.4% |
| With a disability | 14.9% ±5.1 pts | 18.5% |
| No health insurance coverage | 3.4% ±2.6 pts | 4.9% |
| High school graduate or higher (age 25+) | 81.5% ±9.8 pts | 88.9% |
| Bachelor's degree or higher (age 25+) | 20.1% ±5.3 pts | 13.9% |
| Graduate or professional degree (age 25+) | 6.0% ±3.9 pts | 3.1% |
| Lived in the same house a year earlier | 90.5% ±4.0 pts | 85.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9515 earn?
Half of the 1,083 households in Census Tract 9515 earn less than $60,719 a year (±$8,407), against $63,724 across Branch County: 9th highest of the county's 13 tracts with a reliable estimate.
| Measure | Tract 9515 | Coldwater |
|---|---|---|
| Median household income | $60,719 ±$8,407 | $50,781 |
| Mean household income | $89,948 ±$13,528 | $68,998 |
| Per capita income | $31,621 ±$5,065 | $24,891 |
| People below the poverty line | 9.8% ±10.4 pts | 21.3% |
| Children under 18 below the poverty line | 14.5% ±20.0 pts | 33.5% |
| Households receiving SNAP | 15.5% ±8.4 pts | 21.6% |
| Households with a computer | 99.2% ±1.3 pts | 93.8% |
| Households with a broadband subscription | 92.9% ±5.4 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9515?
Owners occupy 76.7% of Census Tract 9515's occupied homes and renters 23.3%. The median owner-occupied home is valued at $157,300 by its owner (±$16,743). The median renter pays $984 a month including utilities.
| Measure | Tract 9515 | Coldwater |
|---|---|---|
| Median home value (owner-occupied) | $157,300 ±$16,743 | $137,500 |
| Median gross rent | $984 ±$62 | $943 |
| Renters paying 35% or more of income on rent | 34.1% ±23.7 pts | 45.7% |
| Median monthly owner costs, with a mortgage | $1,280 ±$203 | $1,159 |
| Owner-occupied homes | 76.7% ±9.2 pts | 64.3% |
| Renter-occupied homes | 23.3% ±9.2 pts | 35.7% |
| Housing units | 1,272 ±122 | 4,934 |
| Single-family detached homes | 72.3% ±8.3 pts | 55.9% |
| Mobile homes | 0.9% ±1.6 pts | 9.3% |
| Built 2020 or later | 0.8% ±1.3 pts | 0.5% |
| Built 2010 to 2019 | 3.5% ±5.2 pts | 4.5% |
| Built 1939 or earlier | 45.0% ±9.1 pts | 29.0% |
| Households with no vehicle | 3.0% ±3.0 pts | 10.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9515 get to work?
83.8% of Census Tract 9515's workers drive alone. The average trip to work takes 13.9 minutes. The unemployment rate in 2020-2024 averaged 8.5%.
| Measure | Tract 9515 | Coldwater |
|---|---|---|
| In the labor force (age 16+) | 67.3% ±5.4 pts | 53.3% |
| Unemployment rate | 8.5% ±4.9 pts | 8.3% |
| Drove alone to work | 83.8% ±7.1 pts | 76.3% |
| Carpooled | 2.0% ±2.0 pts | 9.9% |
| Public transportation | 0.0% ±2.0 pts | 0.5% |
| Walked | 5.0% ±4.0 pts | 5.2% |
| Worked from home | 8.6% ±5.7 pts | 6.4% |
| Mean travel time to work | 13.9 min ±2.5 | 16.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9515 compare with the other tracts in Branch County?
Among Branch County's tracts with a reliable estimate, Census Tract 9515 ranks as shown below (1 = highest).
| Measure | In Branch County | In Coldwater |
|---|---|---|
| Population | 8th of 13 | 4th of 6 |
| Residents per square mile | 1st of 13 | 1st of 6 |
| Median household income | 9th of 13 | 4th of 6 |
| Per capita income | 7th of 13 | 3rd of 6 |
| Median home value | 7th of 13 | 4th of 6 |
| Median gross rent | 4th of 12 | 4th of 5 |
| Bachelor's degree or higher | 5th of 13 | 2nd of 6 |
| Median age | 11th of 13 | 5th of 6 |
| Owner-occupied share | 7th of 13 | 2nd of 6 |
The tracts next to it on Branch County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9511 | 6th | $72,866±$7,309 |
| Tract 9503 | 7th | $71,307±$9,378 · within the margin of this tract |
| Tract 9508 | 8th | $64,805±$6,177 · within the margin of this tract |
| Tract 9515 | 9th | $60,719±$8,407 |
| Tract 9502 | 10th | $59,941±$5,191 · within the margin of this tract |
| Tract 9512 | 11th | $58,688±$7,880 · within the margin of this tract |
| Tract 9516 | 12th | $51,125±$4,616 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9515?
5 of the 18 figures for Census Tract 9515 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections