Census tract · Codington County
Census Tract 9545.02, Codington County, South Dakota
Census Tract 9545.02, GEOID 46029954502, in Codington County, South Dakota, mostly within Watertown (81% of its census blocks). 4,747 residents in the ACS 2020-2024 5-year estimates (±459); the 2020 Census counted 4,949.
Residents, 2020-2024
4,747
±459 (90% margin)
2020 Census count: 4,949
Median household income
$86,765
±$10,777 (90% margin)
Codington County: $72,727
Median home value
$255,400
±$39,649 (90% margin)
Codington County: $237,700
Median gross rent
$1,021
±$112 (90% margin)
Codington County: $938
Where is Census Tract 9545.02?
Census Tract 9545.02 is one of 8 census tracts in Codington County, South Dakota. It covers 12.12 square miles of land, 408 residents per square mile in 2020. Its GEOID, 46029954502, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Watertown | 81% |
| Lake Township, Codington County | 19% |
5 census tracts border Census Tract 9545.02: Tract 9541 ($90,347), Tract 9543.02 ($97,652), Tract 9544.02 ($43,449), Tract 9545.01 ($71,667) and Tract 9546 ($81,442). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9545.02?
The 2020-2024 American Community Survey puts Census Tract 9545.02's population at 4,747 (±459) in 2,255 households; the 2020 Census counted 4,949 residents and 2,419 housing units.
| Measure | Tract 9545.02 | Watertown |
|---|---|---|
| Total population | 4,747 ±459 | 23,044 |
| Households | 2,255 ±255 | 10,394 |
| Average household size | 2.10 ±0.16 | 2.17 |
| Housing units | 2,526 ±218 | 11,110 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9545.02?
The median resident of Census Tract 9545.02 is 43.3 years old; 17.5% are under 18 and 21.0% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then non-Hispanic American Indian and Alaska Native residents at 3.1%.
| Measure | Tract 9545.02 | Watertown |
|---|---|---|
| Median age | 43.3 ±3.8 | 39.5 |
| Under 18 years | 17.5% ±2.9 pts | 21.9% |
| 65 years and over | 21.0% ±4.3 pts | 19.8% |
| Hispanic or Latino (any race) | 0.2% ±0.4 pts | 2.9% |
| White alone, not Hispanic | 93.5% ±4.2 pts | 89.9% |
| Black or African American alone, not Hispanic | 0.0% ±0.5 pts | 0.8% |
| Asian alone, not Hispanic | 0.0% ±0.5 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 3.1% ±2.3 pts | 2.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 0.9% ±1.0 pts | 2.9% |
| Some other race alone, not Hispanic | 2.3% ±3.2 pts | 0.5% |
| Born outside the United States | 0.0% ±0.5 pts | 1.3% |
| Speak a language other than English at home (age 5+) | 0.2% ±0.5 pts | 2.6% |
| Civilian veterans (age 18+) | 6.6% ±3.7 pts | 7.3% |
| With a disability | 14.7% ±5.1 pts | 10.6% |
| No health insurance coverage | 5.5% ±3.0 pts | 7.0% |
| High school graduate or higher (age 25+) | 94.9% ±3.2 pts | 93.3% |
| Bachelor's degree or higher (age 25+) | 27.9% ±7.3 pts | 21.6% |
| Graduate or professional degree (age 25+) | 9.8% ±4.2 pts | 6.1% |
| Lived in the same house a year earlier | 89.5% ±4.4 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9545.02 earn?
Half of the 2,255 households in Census Tract 9545.02 earn less than $86,765 a year (±$10,777), against $72,727 across Codington County: 3rd highest of the county's 8 tracts with a reliable estimate. 10.3% of residents live below the poverty line.
| Measure | Tract 9545.02 | Watertown |
|---|---|---|
| Median household income | $86,765 ±$10,777 | $69,600 |
| Mean household income | $130,158 ±$31,550 | $87,533 |
| Per capita income | $61,473 ±$12,686 | $39,939 |
| People below the poverty line | 10.3% ±5.0 pts | 9.0% |
| Children under 18 below the poverty line | 15.7% ±12.8 pts | 4.9% |
| Households receiving SNAP | 8.3% ±4.7 pts | 5.1% |
| Households with a computer | 94.5% ±4.1 pts | 91.7% |
| Households with a broadband subscription | 90.6% ±5.4 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9545.02?
Owners occupy 69.7% of Census Tract 9545.02's occupied homes and renters 30.3%. The median owner-occupied home is valued at $255,400 by its owner (±$39,649). The median renter pays $1,021 a month including utilities.
| Measure | Tract 9545.02 | Watertown |
|---|---|---|
| Median home value (owner-occupied) | $255,400 ±$39,649 | $229,400 |
| Median gross rent | $1,021 ±$112 | $942 |
| Renters paying 35% or more of income on rent | 13.7% ±12.0 pts | 27.9% |
| Median monthly owner costs, with a mortgage | $1,805 ±$744 | $1,463 |
| Owner-occupied homes | 69.7% ±8.1 pts | 65.3% |
| Renter-occupied homes | 30.3% ±8.1 pts | 34.7% |
| Housing units | 2,526 ±218 | 11,110 |
| Single-family detached homes | 64.8% ±8.9 pts | 66.3% |
| Mobile homes | 13.1% ±6.8 pts | 6.6% |
| Built 2020 or later | 3.9% ±3.3 pts | 2.8% |
| Built 2010 to 2019 | 8.0% ±5.1 pts | 11.4% |
| Built 1939 or earlier | 13.7% ±5.4 pts | 17.5% |
| Households with no vehicle | 2.4% ±1.9 pts | 6.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9545.02 get to work?
83.4% of Census Tract 9545.02's workers drive alone and 9.2% work from home. The average trip to work takes 17.1 minutes.
| Measure | Tract 9545.02 | Watertown |
|---|---|---|
| In the labor force (age 16+) | 64.0% ±6.8 pts | 67.5% |
| Unemployment rate | 3.2% ±2.7 pts | 1.8% |
| Drove alone to work | 83.4% ±6.6 pts | 83.8% |
| Carpooled | 5.9% ±4.3 pts | 9.1% |
| Public transportation | 0.1% ±0.3 pts | 0.6% |
| Walked | 1.4% ±1.8 pts | 1.1% |
| Worked from home | 9.2% ±4.6 pts | 4.8% |
| Mean travel time to work | 17.1 min ±4.3 | 12.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9545.02 compare with the other tracts in Codington County?
Among Codington County's tracts with a reliable estimate, Census Tract 9545.02 ranks as shown below (1 = highest).
| Measure | In Codington County | In Watertown |
|---|---|---|
| Population | 2nd of 8 | 2nd of 7 |
| Residents per square mile | 5th of 8 | 5th of 7 |
| Median household income | 3rd of 8 | 3rd of 7 |
| Per capita income | 1st of 8 | 1st of 7 |
| Median home value | 3rd of 7 | 3rd of 6 |
| Median gross rent | 3rd of 8 | 3rd of 7 |
| Poverty rate | 5th of 8 | 5th of 7 |
| Bachelor's degree or higher | 1st of 8 | 1st of 7 |
| Median age | 3rd of 8 | 2nd of 7 |
| Owner-occupied share | 4th of 8 | 3rd of 7 |
The tracts next to it on Codington County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9543.02 | 1st | $97,652±$10,909 · within the margin of this tract |
| Tract 9541 | 2nd | $90,347±$15,499 · within the margin of this tract |
| Tract 9545.02 | 3rd | $86,765±$10,777 |
| Tract 9546 | 4th | $81,442±$7,469 · within the margin of this tract |
| Tract 9544.01 | 5th | $72,996±$14,094 · within the margin of this tract |
| Tract 9545.01 | 6th | $71,667±$11,868 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9545.02?
3 of the 18 figures for Census Tract 9545.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections