Census tract · Jefferson County
Census Tract 9623, Jefferson County, Montana
Census Tract 9623, GEOID 30043962300, in Jefferson County, Montana, partly within Whitehall, Rader Creek and Cardwell. 3,455 residents in the ACS 2020-2024 5-year estimates (±306); the 2020 Census counted 3,463.
Residents, 2020-2024
3,455
±306 (90% margin)
2020 Census count: 3,463
Median household income
$63,083
±$5,919 (90% margin)
Jefferson County: $95,490
Median home value
$362,600
±$43,340 (90% margin)
Jefferson County: $446,900
Median gross rent
$912
±$81 (90% margin)
Jefferson County: $925
Where is Census Tract 9623?
Census Tract 9623 is one of 3 census tracts in Jefferson County, Montana. It covers 702.00 square miles of land, 5 residents per square mile in 2020. Its GEOID, 30043962300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Whitehall | 11% |
| Rader Creek | 5% |
| Cardwell | 3% |
5 census tracts border Census Tract 9623: Tract 2 in Broadwater County ($71,806), Tract 3 in Gallatin County ($83,041), Tract 9622.02 ($80,375), Tract 2 in Madison County ($74,795) and Tract 8 in Silver Bow County ($83,876). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9623?
The 2020-2024 American Community Survey puts Census Tract 9623's population at 3,455 (±306) in 1,572 households; the 2020 Census counted 3,463 residents and 1,748 housing units.
| Measure | Tract 9623 | Jefferson County |
|---|---|---|
| Total population | 3,455 ±306 | 12,774 |
| Households | 1,572 ±142 | 4,996 |
| Average household size | 2.18 ±0.14 | 2.50 |
| Housing units | 1,774 ±139 | 5,407 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9623?
The median resident of Census Tract 9623 is 56.1 years old; 12.0% are under 18 and 34.1% are 65 or older. The largest group is non-Hispanic white residents at 90.2%, then non-Hispanic residents of two or more races at 4.6%.
| Measure | Tract 9623 | Jefferson County |
|---|---|---|
| Median age | 56.1 ±3.7 | 47.1 |
| Under 18 years | 12.0% ±2.9 pts | 20.0% |
| 65 years and over | 34.1% ±5.0 pts | 23.2% |
| Hispanic or Latino (any race) | 3.2% ±2.0 pts | 3.0% |
| White alone, not Hispanic | 90.2% ±2.9 pts | 90.6% |
| Black or African American alone, not Hispanic | 0.1% ±0.3 pts | 0.0% |
| Asian alone, not Hispanic | 0.0% ±0.9 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 1.9% ±1.2 pts | 1.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 4.6% ±2.0 pts | 4.4% |
| Some other race alone, not Hispanic | 0.0% ±0.1 pts | 0.3% |
| Born outside the United States | 1.3% ±1.2 pts | 1.0% |
| Speak a language other than English at home (age 5+) | 3.2% ±2.6 pts | 2.3% |
| Civilian veterans (age 18+) | 7.7% ±2.6 pts | 10.4% |
| With a disability | 28.0% ±5.3 pts | 17.7% |
| No health insurance coverage | 12.3% ±3.7 pts | 5.8% |
| High school graduate or higher (age 25+) | 89.6% ±3.7 pts | 93.9% |
| Bachelor's degree or higher (age 25+) | 17.6% ±4.8 pts | 32.2% |
| Graduate or professional degree (age 25+) | 5.5% ±3.0 pts | 12.4% |
| Lived in the same house a year earlier | 90.5% ±4.1 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9623 earn?
Half of the 1,572 households in Census Tract 9623 earn less than $63,083 a year (±$5,919), against $95,490 across Jefferson County: 3rd highest of the county's 3 tracts with a reliable estimate. 11.7% of residents live below the poverty line.
| Measure | Tract 9623 | Jefferson County |
|---|---|---|
| Median household income | $63,083 ±$5,919 | $95,490 |
| Mean household income | $82,148 ±$11,751 | $123,428 |
| Per capita income | $38,661 ±$5,573 | $49,303 |
| People below the poverty line | 11.7% ±3.6 pts | 5.7% |
| Children under 18 below the poverty line | 17.4% ±9.9 pts | 6.6% |
| Households receiving SNAP | 7.5% ±3.6 pts | 5.1% |
| Households with a computer | 95.5% ±3.1 pts | 96.8% |
| Households with a broadband subscription | 82.5% ±7.1 pts | 91.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9623?
Owners occupy 75.2% of Census Tract 9623's occupied homes and renters 24.8%. The median owner-occupied home is valued at $362,600 by its owner (±$43,340). The median renter pays $912 a month including utilities, and 21.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 9623 | Jefferson County |
|---|---|---|
| Median home value (owner-occupied) | $362,600 ±$43,340 | $446,900 |
| Median gross rent | $912 ±$81 | $925 |
| Renters paying 35% or more of income on rent | 21.4% ±13.2 pts | 17.0% |
| Median monthly owner costs, with a mortgage | $1,569 ±$112 | $1,916 |
| Owner-occupied homes | 75.2% ±6.3 pts | 84.2% |
| Renter-occupied homes | 24.8% ±6.3 pts | 15.8% |
| Housing units | 1,774 ±139 | 5,407 |
| Single-family detached homes | 76.7% ±5.2 pts | 83.2% |
| Mobile homes | 16.1% ±4.6 pts | 11.3% |
| Built 2020 or later | 0.6% ±1.0 pts | 3.4% |
| Built 2010 to 2019 | 10.4% ±4.0 pts | 10.6% |
| Built 1939 or earlier | 12.4% ±4.5 pts | 10.1% |
| Households with no vehicle | 4.2% ±2.3 pts | 3.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9623 get to work?
73.3% of Census Tract 9623's workers drive alone and 8.8% work from home. The average trip to work takes 27.4 minutes.
| Measure | Tract 9623 | Jefferson County |
|---|---|---|
| In the labor force (age 16+) | 51.0% ±5.8 pts | 60.8% |
| Unemployment rate | 6.3% ±4.2 pts | 4.2% |
| Drove alone to work | 73.3% ±7.5 pts | 74.6% |
| Carpooled | 13.6% ±7.0 pts | 9.4% |
| Public transportation | 0.0% ±2.1 pts | 0.0% |
| Walked | 2.7% ±2.3 pts | 2.2% |
| Worked from home | 8.8% ±5.0 pts | 12.7% |
| Mean travel time to work | 27.4 min ±3.5 | 24.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9623 compare with the other tracts in Jefferson County?
Among Jefferson County's tracts with a reliable estimate, Census Tract 9623 ranks as shown below (1 = highest).
| Measure | In Jefferson County |
|---|---|
| Population | 3rd of 3 |
| Residents per square mile | 2nd of 3 |
| Median household income | 3rd of 3 |
| Per capita income | 3rd of 3 |
| Median home value | 2nd of 3 |
| Median gross rent | 3rd of 3 |
| Bachelor's degree or higher | 3rd of 3 |
| Median age | 1st of 3 |
| Owner-occupied share | 3rd of 3 |
The tracts next to it on Jefferson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9622.01 | 1st | $136,667±$17,835 |
| Tract 9622.02 | 2nd | $80,375±$31,176 · within the margin of this tract |
| Tract 9623 | 3rd | $63,083±$5,919 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9623?
2 of the 18 figures for Census Tract 9623 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections