Census tract · Jay County

Census Tract 9628, Jay County, Indiana

Census Tract 9628, GEOID 18075962800, in Jay County, Indiana, partly within Bearcreek Township, Wabash Township, Jay County, Jackson Township, Jay County, Noble Township, Jay County, Bryant, Wayne Township, Jay County and Portland. 3,132 residents in the ACS 2020-2024 5-year estimates (±385); the 2020 Census counted 3,379.

Residents, 2020-2024

3,132

±385 (90% margin)
2020 Census count: 3,379

Median household income

$69,137

±$10,773 (90% margin)
Jay County: $54,969

Median home value

$184,000

±$51,059 (90% margin)
Jay County: $117,500

Median gross rent

$774

±$14 (90% margin)
Jay County: $770

Where is Census Tract 9628?

Census Tract 9628 is one of 7 census tracts in Jay County, Indiana. It covers 103.48 square miles of land, 33 residents per square mile in 2020. Its GEOID, 18075962800, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9628 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bearcreek Township42%
Wabash Township, Jay County21%
Jackson Township, Jay County19%
Noble Township, Jay County11%
Bryant11%
Wayne Township, Jay County7%
Portland1%
Census Tract 9628 (marked with a dot) in Jay County, Indiana. Boundaries: Census Bureau 2024.
30796279629 9628 5 mi
Census Tract 9628 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Jay County.

5 census tracts border Census Tract 9628: Tract 307 in Adams County ($59,219), Tract 9627 ($43,963), Tract 9629 ($70,069), Tract 9630 ($58,482) and Tract 9631 ($46,799). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9628?

The 2020-2024 American Community Survey puts Census Tract 9628's population at 3,132 (±385) in 995 households; the 2020 Census counted 3,379 residents and 1,131 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9628Jay CountyIndiana
Total population 3,132 ±385 20,229 6,851,073
Households 995 ±145 7,807 2,716,009
Average household size 3.14 ±0.31 2.56 2.46
Housing units 1,181 ±139 8,904 2,976,568

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9628?

The median resident of Census Tract 9628 is 33.4 years old; 28.6% are under 18 and 16.8% are 65 or older. The largest group is non-Hispanic white residents at 98.1%, then Hispanic or Latino residents (of any race) at 1.3%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9628Jay CountyIndiana
Median age 33.4 ±4.2 39.5 38.1
Under 18 years 28.6% ±4.4 pts 25.6% 23.3%
65 years and over 16.8% ±4.2 pts 18.3% 16.8%
Hispanic or Latino (any race) 1.3% ±1.4 pts 4.6% 8.6%
White alone, not Hispanic 98.1% ±1.5 pts 92.8% 75.4%
Black or African American alone, not Hispanic 0.0% ±1.2 pts 0.3% 9.1%
Asian alone, not Hispanic 0.0% ±1.2 pts 0.1% 2.6%
American Indian and Alaska Native alone, not Hispanic 0.2% ±0.3 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.0%
Two or more races, not Hispanic 0.4% ±0.4 pts 2.2% 3.8%
Some other race alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.4%
Born outside the United States 0.0% ±1.2 pts 1.1% 6.3%
Speak a language other than English at home (age 5+) 27.4% ±12.6 pts 6.9% 10.3%
Civilian veterans (age 18+) 7.2% ±3.3 pts 6.0% 6.3%
With a disability 12.3% ±4.4 pts 18.4% 14.2%
No health insurance coverage 37.3% ±11.2 pts 10.8% 7.4%
High school graduate or higher (age 25+) 81.9% ±6.6 pts 86.0% 90.4%
Bachelor's degree or higher (age 25+) 15.5% ±4.9 pts 13.3% 29.5%
Graduate or professional degree (age 25+) 5.5% ±2.8 pts 5.1% 10.8%
Lived in the same house a year earlier 91.3% ±4.4 pts 88.5% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9628 earn?

Half of the 995 households in Census Tract 9628 earn less than $69,137 a year (±$10,773), against $54,969 across Jay County: 2nd highest of the county's 7 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9628Jay CountyIndiana
Median household income $69,137 ±$10,773 $54,969 $71,957
Mean household income $85,358 ±$11,288 $70,491 $95,247
Per capita income $26,079 ±$3,256 $27,634 $38,351
People below the poverty line 6.7% ±5.5 pts 14.4% 12.3%
Children under 18 below the poverty line 8.9% ±12.4 pts 20.7% 16.0%
Households receiving SNAP 3.2% ±2.8 pts 9.7% 9.1%
Households with a computer 73.0% ±8.7 pts 89.2% 94.6%
Households with a broadband subscription 66.9% ±9.4 pts 82.8% 89.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9628?

Owners occupy 90.9% of Census Tract 9628's occupied homes and renters 9.1%. The median owner-occupied home is valued at $184,000 by its owner (±$51,059). The median renter pays $774 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9628Jay CountyIndiana
Median home value (owner-occupied) $184,000 ±$51,059 $117,500 $218,200
Median gross rent $774 ±$14 $770 $1,062
Renters paying 35% or more of income on rent 16.4% ±25.2 pts 36.9% 38.9%
Median monthly owner costs, with a mortgage $1,128 ±$108 $1,047 $1,404
Owner-occupied homes 90.9% ±6.1 pts 79.9% 70.6%
Renter-occupied homes 9.1% ±6.1 pts 20.1% 29.4%
Housing units 1,181 ±139 8,904 2,976,568
Single-family detached homes 85.8% ±7.3 pts 85.0% 72.6%
Mobile homes 8.4% ±5.1 pts 4.9% 4.4%
Built 2020 or later 0.1% ±0.2 pts 1.1% 1.7%
Built 2010 to 2019 5.5% ±4.1 pts 3.4% 8.0%
Built 1939 or earlier 37.1% ±10.5 pts 34.1% 16.0%
Households with no vehicle 19.2% ±8.0 pts 8.2% 6.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9628 get to work?

60.3% of Census Tract 9628's workers drive alone and 10.1% work from home. The average trip to work takes 23.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9628Jay CountyIndiana
In the labor force (age 16+) 62.1% ±6.4 pts 59.4% 63.8%
Unemployment rate 0.5% ±0.7 pts 4.4% 4.3%
Drove alone to work 60.3% ±11.8 pts 76.5% 76.3%
Carpooled 20.0% ±8.5 pts 10.2% 9.1%
Public transportation 0.0% ±2.7 pts 0.4% 0.6%
Walked 2.2% ±2.9 pts 2.3% 1.9%
Worked from home 10.1% ±6.6 pts 7.7% 10.7%
Mean travel time to work 23.1 min ±3.7 22.5 min 24.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9628 compare with the other tracts in Jay County?

Among Jay County's tracts with a reliable estimate, Census Tract 9628 ranks as shown below (1 = highest).

Census Tract 9628's rank among the tracts of Jay County
MeasureIn Jay County
Population3rd of 7
Residents per square mile5th of 7
Median household income2nd of 7
Per capita income5th of 7
Median home value2nd of 7
Median gross rent4th of 7
Bachelor's degree or higher2nd of 7
Median age6th of 7
Owner-occupied share2nd of 7

The tracts next to it on Jay County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 96291st$70,069±$11,136 · within the margin of this tract2,770
Tract 96282nd$69,137±$10,7733,132
Tract 96303rd$58,482±$12,420 · within the margin of this tract2,429
Tract 96324th$56,950±$13,308 · within the margin of this tract2,513
Tract 96335th$47,639±$14,0572,169

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9628?

4 of the 18 figures for Census Tract 9628 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections