Census tract · Navajo County

Census Tract 9653.02, Navajo County, Arizona

Census Tract 9653.02, GEOID 04017965302, in Navajo County, Arizona, mostly within White Mountain Lake (65% of its census blocks). 3,698 residents in the ACS 2020-2024 5-year estimates (±576); the 2020 Census counted 3,150.

Residents, 2020-2024

3,698

±576 (90% margin)
2020 Census count: 3,150

Median household income

$51,765

±$8,175 (90% margin)
Navajo County: $54,606

Median home value

$220,600

±$70,839 (90% margin)
Navajo County: $201,500

Median gross rent

$628

±$469 (90% margin)
Navajo County: $858

Where is Census Tract 9653.02?

Census Tract 9653.02 is one of 37 census tracts in Navajo County, Arizona. It covers 129.90 square miles of land, 24 residents per square mile in 2020. Its GEOID, 04017965302, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9653.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
White Mountain Lake65%
Show Low12%
Linden2%
Taylor1%
Census Tract 9653.02 (marked with a dot) in Navajo County, Arizona. Boundaries: Census Bureau 2024.
9702.029642.02 9653.02 20 mi
Census Tract 9653.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Navajo County.

7 census tracts border Census Tract 9653.02: Tract 9702.02 in Apache County ($24,643), Tract 9638 ($83,191), Tract 9642.02 ($61,250), Tract 9648.01 ($98,003), Tract 9652.01 ($66,518), Tract 9652.02 ($63,418) and Tract 9653.01 ($60,438). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9653.02?

The 2020-2024 American Community Survey puts Census Tract 9653.02's population at 3,698 (±576) in 1,410 households; the 2020 Census counted 3,150 residents and 2,247 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9653.02White Mountain LakeNavajo CountyArizona
Total population 3,698 ±576 2,910 108,415 7,378,838
Households 1,410 ±231 1,169 40,063 2,856,081
Average household size 2.62 ±0.27 2.49 2.64 2.53
Housing units 2,072 ±205 1,754 57,230 3,192,839

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9653.02?

The median resident of Census Tract 9653.02 is 36.0 years old; 25.8% are under 18 and 24.5% are 65 or older. The largest group is non-Hispanic white residents at 76.0%, then Hispanic or Latino residents (of any race) at 19.9%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9653.02White Mountain LakeNavajo CountyArizona
Median age 36.0 ±5.9 35.9 39.5 39.0
Under 18 years 25.8% ±5.1 pts 22.2% 25.2% 21.6%
65 years and over 24.5% ±5.1 pts 24.3% 20.1% 18.9%
Hispanic or Latino (any race) 19.9% ±6.7 pts 21.1% 10.9% 31.4%
White alone, not Hispanic 76.0% ±7.7 pts 75.8% 42.7% 52.6%
Black or African American alone, not Hispanic 0.0% ±1.2 pts 0.0% 1.0% 4.4%
Asian alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.4% 3.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.2 pts 0.0% 41.0% 3.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.1% 0.2%
Two or more races, not Hispanic 4.1% ±3.0 pts 3.1% 3.6% 4.4%
Some other race alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.3% 0.5%
Born outside the United States 3.0% ±2.0 pts 2.9% 2.5% 13.0%
Speak a language other than English at home (age 5+) 11.0% ±4.8 pts 11.2% 32.0% 25.7%
Civilian veterans (age 18+) 10.3% ±4.1 pts 10.9% 7.6% 7.9%
With a disability 16.4% ±6.3 pts 19.5% 17.5% 13.8%
No health insurance coverage 6.3% ±4.0 pts 7.5% 15.9% 10.5%
High school graduate or higher (age 25+) 92.2% ±4.8 pts 91.6% 86.4% 89.4%
Bachelor's degree or higher (age 25+) 18.6% ±7.0 pts 13.8% 19.1% 33.3%
Graduate or professional degree (age 25+) 6.3% ±4.7 pts 2.6% 7.4% 13.0%
Lived in the same house a year earlier 91.5% ±5.8 pts 90.0% 89.9% 85.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9653.02 earn?

Half of the 1,410 households in Census Tract 9653.02 earn less than $51,765 a year (±$8,175), against $54,606 across Navajo County: 25th highest of the county's 36 tracts with a reliable estimate. 12.4% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9653.02White Mountain LakeNavajo CountyArizona
Median household income $51,765 ±$8,175 $50,263 $54,606 $79,964
Mean household income $78,308 ±$20,197 $59,557 $68,865 $108,273
Per capita income $29,200 ±$6,647 $24,007 $25,210 $42,503
People below the poverty line 12.4% ±7.3 pts 15.9% 24.7% 12.5%
Children under 18 below the poverty line 12.3% ±11.3 pts 18.8% 30.9% 16.2%
Households receiving SNAP 15.0% ±6.6 pts 16.9% 22.2% 10.4%
Households with a computer 99.9% ±0.3 pts 99.8% 89.5% 96.4%
Households with a broadband subscription 80.7% ±11.3 pts 76.7% 74.2% 91.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9653.02?

Owners occupy 87.0% of Census Tract 9653.02's occupied homes and renters 13.0%. The median owner-occupied home is valued at $220,600 by its owner (±$70,839).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9653.02White Mountain LakeNavajo CountyArizona
Median home value (owner-occupied) $220,600 ±$70,839 $172,700 $201,500 $394,500
Median gross rent $628 ±$469 $628 $858 $1,543
Renters paying 35% or more of income on rent 46.0% ±37.0 pts 46.0% 30.1% 42.2%
Median monthly owner costs, with a mortgage $1,384 ±$131 $1,305 $1,366 $1,803
Owner-occupied homes 87.0% ±7.0 pts 84.3% 73.2% 67.4%
Renter-occupied homes 13.0% ±7.0 pts 15.7% 26.8% 32.6%
Housing units 2,072 ±205 1,754 57,230 3,192,839
Single-family detached homes 52.8% ±7.6 pts 51.6% 71.3% 64.2%
Mobile homes 44.4% ±7.5 pts 45.1% 19.1% 9.3%
Built 2020 or later 3.1% ±2.9 pts 0.3% 1.1% 2.8%
Built 2010 to 2019 10.8% ±4.8 pts 12.8% 6.5% 11.6%
Built 1939 or earlier 0.0% ±2.1 pts 0.0% 2.6% 1.4%
Households with no vehicle 3.6% ±3.4 pts 2.0% 8.5% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9653.02 get to work?

71.5% of Census Tract 9653.02's workers drive alone and 17.3% work from home. The average trip to work takes 36.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9653.02White Mountain LakeNavajo CountyArizona
In the labor force (age 16+) 45.7% ±6.7 pts 43.8% 45.8% 60.6%
Unemployment rate 4.4% ±4.4 pts 4.8% 8.8% 5.1%
Drove alone to work 71.5% ±11.4 pts 73.2% 77.3% 66.8%
Carpooled 7.6% ±7.2 pts 6.3% 8.4% 9.8%
Public transportation 0.0% ±3.5 pts 0.0% 0.4% 1.0%
Walked 1.6% ±2.1 pts 1.1% 3.3% 1.7%
Worked from home 17.3% ±9.4 pts 18.4% 9.2% 18.4%
Mean travel time to work 36.0 min ±7.4 37.8 min 25.0 min 25.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9653.02 compare with the other tracts in Navajo County?

Among Navajo County's tracts with a reliable estimate, Census Tract 9653.02 ranks as shown below (1 = highest).

Census Tract 9653.02's rank among the tracts of Navajo County
MeasureIn Navajo County
Population12th of 37
Residents per square mile19th of 37
Median household income25th of 36
Per capita income15th of 37
Median home value18th of 35
Poverty rate22nd of 26
Bachelor's degree or higher18th of 36
Median age26th of 37
Owner-occupied share9th of 37

The tracts next to it on Navajo County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9400.1322nd$56,667±$9,243 · within the margin of this tract4,419
Tract 960223rd$56,250±$9,609 · within the margin of this tract3,176
Tract 961324th$52,656±$11,392 · within the margin of this tract3,034
Tract 9653.0225th$51,765±$8,1753,698
Tract 9648.0226th$46,860±$14,054 · within the margin of this tract2,425
Tract 9403.0227th$43,200±$8,767 · within the margin of this tract3,460
Tract 9400.1528th$38,670±$4,1774,093

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9653.02?

3 of the 18 figures for Census Tract 9653.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections