Census tract · Morrow County
Census Tract 9654.02, Morrow County, Ohio
Census Tract 9654.02, GEOID 39117965402, in Morrow County, Ohio, mostly within Chester Township, Morrow County (51% of its census blocks). 3,899 residents in the ACS 2020-2024 5-year estimates (±419); the 2020 Census counted 3,626.
Residents, 2020-2024
3,899
±419 (90% margin)
2020 Census count: 3,626
Median household income
$77,973
±$3,190 (90% margin)
Morrow County: $75,283
Median home value
$225,900
±$21,028 (90% margin)
Morrow County: $222,300
Median gross rent
$1,281
±$215 (90% margin)
Morrow County: $937
Where is Census Tract 9654.02?
Census Tract 9654.02 is one of 9 census tracts in Morrow County, Ohio. It covers 45.49 square miles of land, 80 residents per square mile in 2020. Its GEOID, 39117965402, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Chester Township, Morrow County | 51% |
| Harmony Township, Morrow County | 31% |
| Franklin Township, Morrow County | 17% |
| Chesterville | 13% |
7 census tracts border Census Tract 9654.02: Tract 69 in Knox County ($69,800), Tract 70 in Knox County ($82,778), Tract 9651 ($82,903), Tract 9653 ($68,173), Tract 9654.01 ($91,250), Tract 9655.01 ($108,947) and Tract 9655.02 ($96,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9654.02?
The 2020-2024 American Community Survey puts Census Tract 9654.02's population at 3,899 (±419) in 1,322 households; the 2020 Census counted 3,626 residents and 1,381 housing units.
| Measure | Tract 9654.02 | Chester Township, Morrow County |
|---|---|---|
| Total population | 3,899 ±419 | 1,908 |
| Households | 1,322 ±160 | 768 |
| Average household size | 2.90 ±0.31 | 2.45 |
| Housing units | 1,473 ±152 | 877 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9654.02?
The median resident of Census Tract 9654.02 is 42.5 years old; 24.0% are under 18 and 19.0% are 65 or older. The largest group is non-Hispanic white residents at 94.5%, then non-Hispanic residents of two or more races at 5.4%.
| Measure | Tract 9654.02 | Chester Township, Morrow County |
|---|---|---|
| Median age | 42.5 ±6.3 | 51.4 |
| Under 18 years | 24.0% ±4.7 pts | 15.3% |
| 65 years and over | 19.0% ±5.8 pts | 23.2% |
| Hispanic or Latino (any race) | 0.0% ±1.0 pts | 0.0% |
| White alone, not Hispanic | 94.5% ±3.6 pts | 91.3% |
| Black or African American alone, not Hispanic | 0.1% ±0.1 pts | 0.0% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 5.4% ±3.6 pts | 8.7% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Born outside the United States | 0.0% ±1.0 pts | 0.0% |
| Speak a language other than English at home (age 5+) | 7.7% ±4.1 pts | 2.4% |
| Civilian veterans (age 18+) | 7.9% ±3.3 pts | 5.3% |
| With a disability | 14.8% ±5.4 pts | 16.1% |
| No health insurance coverage | 13.0% ±6.7 pts | 6.4% |
| High school graduate or higher (age 25+) | 87.4% ±7.4 pts | 89.2% |
| Bachelor's degree or higher (age 25+) | 14.2% ±5.0 pts | 15.9% |
| Graduate or professional degree (age 25+) | 3.3% ±2.2 pts | 3.6% |
| Lived in the same house a year earlier | 96.7% ±1.9 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9654.02 earn?
Half of the 1,322 households in Census Tract 9654.02 earn less than $77,973 a year (±$3,190), against $75,283 across Morrow County: 6th highest of the county's 9 tracts with a reliable estimate. 15.8% of residents live below the poverty line.
| Measure | Tract 9654.02 | Chester Township, Morrow County |
|---|---|---|
| Median household income | $77,973 ±$3,190 | $60,405 |
| Mean household income | $91,946 ±$10,471 | $70,983 |
| Per capita income | $30,511 ±$4,491 | $28,170 |
| People below the poverty line | 15.8% ±6.2 pts | 8.8% |
| Children under 18 below the poverty line | 29.3% ±16.5 pts | 5.3% |
| Households receiving SNAP | 7.1% ±4.7 pts | 5.6% |
| Households with a computer | 88.9% ±6.4 pts | 87.1% |
| Households with a broadband subscription | 86.9% ±6.5 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9654.02?
Owners occupy 87.5% of Census Tract 9654.02's occupied homes and renters 12.5%. The median owner-occupied home is valued at $225,900 by its owner (±$21,028). The median renter pays $1,281 a month including utilities.
| Measure | Tract 9654.02 | Chester Township, Morrow County |
|---|---|---|
| Median home value (owner-occupied) | $225,900 ±$21,028 | $214,500 |
| Median gross rent | $1,281 ±$215 | $1,256 |
| Renters paying 35% or more of income on rent | 48.8% ±36.5 pts | 53.8% |
| Median monthly owner costs, with a mortgage | $1,573 ±$228 | $1,437 |
| Owner-occupied homes | 87.5% ±6.5 pts | 81.1% |
| Renter-occupied homes | 12.5% ±6.5 pts | 18.9% |
| Housing units | 1,473 ±152 | 877 |
| Single-family detached homes | 88.8% ±6.9 pts | 87.0% |
| Mobile homes | 8.4% ±6.1 pts | 8.2% |
| Built 2020 or later | 2.7% ±2.5 pts | 3.1% |
| Built 2010 to 2019 | 10.7% ±4.9 pts | 8.6% |
| Built 1939 or earlier | 20.4% ±7.8 pts | 28.7% |
| Households with no vehicle | 10.7% ±6.7 pts | 12.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9654.02 get to work?
70.3% of Census Tract 9654.02's workers drive alone and 14.6% work from home. The average trip to work takes 35.6 minutes.
| Measure | Tract 9654.02 | Chester Township, Morrow County |
|---|---|---|
| In the labor force (age 16+) | 59.8% ±7.2 pts | 53.7% |
| Unemployment rate | 0.0% ±2.0 pts | 0.0% |
| Drove alone to work | 70.3% ±10.3 pts | 65.5% |
| Carpooled | 12.3% ±6.9 pts | 20.5% |
| Public transportation | 0.0% ±2.1 pts | 0.0% |
| Walked | 0.2% ±0.3 pts | 0.4% |
| Worked from home | 14.6% ±6.9 pts | 8.1% |
| Mean travel time to work | 35.6 min ±4.0 | 37.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9654.02 compare with the other tracts in Morrow County?
Among Morrow County's tracts with a reliable estimate, Census Tract 9654.02 ranks as shown below (1 = highest).
| Measure | In Morrow County |
|---|---|
| Population | 5th of 9 |
| Residents per square mile | 7th of 9 |
| Median household income | 6th of 9 |
| Per capita income | 8th of 9 |
| Median home value | 6th of 9 |
| Median gross rent | 1st of 8 |
| Poverty rate | 2nd of 7 |
| Bachelor's degree or higher | 9th of 9 |
| Median age | 7th of 9 |
| Owner-occupied share | 3rd of 9 |
The tracts next to it on Morrow County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9654.01 | 3rd | $91,250±$12,814 |
| Tract 9650 | 4th | $84,861±$9,821 · within the margin of this tract |
| Tract 9651 | 5th | $82,903±$14,305 · within the margin of this tract |
| Tract 9654.02 | 6th | $77,973±$3,190 |
| Tract 9653 | 7th | $68,173±$5,724 |
| Tract 9652.01 | 8th | $62,656±$16,254 · within the margin of this tract |
| Tract 9652.02 | 9th | $55,766±$22,097 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9654.02?
3 of the 18 figures for Census Tract 9654.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections