Census tract · Ripley County
Census Tract 9686, Ripley County, Indiana
Census Tract 9686, GEOID 18137968600, in Ripley County, Indiana, partly within Center Township, Ripley County, Osgood, Jackson Township, Ripley County, Delaware Township, Ripley County, Napoleon, Laughery Township, Otter Creek Township, Ripley County, Franklin Township, Ripley County and Johnson Township, Ripley County. 4,878 residents in the ACS 2020-2024 5-year estimates (±368); the 2020 Census counted 4,854.
Residents, 2020-2024
4,878
±368 (90% margin)
2020 Census count: 4,854
Median household income
$73,430
±$11,330 (90% margin)
Ripley County: $70,573
Median home value
$194,600
±$32,855 (90% margin)
Ripley County: $222,500
Median gross rent
$865
±$67 (90% margin)
Ripley County: $839
Where is Census Tract 9686?
Census Tract 9686 is one of 7 census tracts in Ripley County, Indiana. It covers 87.45 square miles of land, 56 residents per square mile in 2020. Its GEOID, 18137968600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Center Township, Ripley County | 42% |
| Osgood | 29% |
| Jackson Township, Ripley County | 27% |
| Delaware Township, Ripley County | 23% |
| Napoleon | 8% |
| Laughery Township | 3% |
| Otter Creek Township, Ripley County | 3% |
| Franklin Township, Ripley County | 1% |
| Johnson Township, Ripley County | 1% |
7 census tracts border Census Tract 9686: Tract 9694 in Decatur County ($81,357), Tract 9602 in Jennings County ($72,830), Tract 9684.01 ($76,434), Tract 9684.02 ($69,312), Tract 9685 ($60,104), Tract 9687 ($74,250) and Tract 9688 ($59,531). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9686?
The 2020-2024 American Community Survey puts Census Tract 9686's population at 4,878 (±368) in 1,920 households; the 2020 Census counted 4,854 residents and 2,084 housing units.
| Measure | Tract 9686 | Ripley County |
|---|---|---|
| Total population | 4,878 ±368 | 29,095 |
| Households | 1,920 ±155 | 11,531 |
| Average household size | 2.51 ±0.16 | 2.48 |
| Housing units | 2,095 ±168 | 12,461 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9686?
The median resident of Census Tract 9686 is 37.6 years old; 22.6% are under 18 and 17.1% are 65 or older. The largest group is non-Hispanic white residents at 93.9%, then Hispanic or Latino residents (of any race) at 2.4%. 1.9% of residents were born outside the United States.
| Measure | Tract 9686 | Ripley County |
|---|---|---|
| Median age | 37.6 ±3.1 | 41.2 |
| Under 18 years | 22.6% ±2.6 pts | 23.6% |
| 65 years and over | 17.1% ±2.9 pts | 18.8% |
| Hispanic or Latino (any race) | 2.4% ±1.7 pts | 2.0% |
| White alone, not Hispanic | 93.9% ±2.5 pts | 94.2% |
| Black or African American alone, not Hispanic | 0.0% ±0.8 pts | 0.7% |
| Asian alone, not Hispanic | 1.6% ±1.5 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 1.4% ±1.0 pts | 2.2% |
| Some other race alone, not Hispanic | 0.6% ±1.0 pts | 0.4% |
| Born outside the United States | 1.9% ±1.2 pts | 1.2% |
| Speak a language other than English at home (age 5+) | 2.2% ±1.7 pts | 1.7% |
| Civilian veterans (age 18+) | 7.3% ±2.3 pts | 7.0% |
| With a disability | 12.3% ±3.5 pts | 14.3% |
| No health insurance coverage | 5.3% ±2.2 pts | 5.2% |
| High school graduate or higher (age 25+) | 93.4% ±2.5 pts | 90.6% |
| Bachelor's degree or higher (age 25+) | 15.4% ±4.0 pts | 20.7% |
| Graduate or professional degree (age 25+) | 6.4% ±2.4 pts | 9.0% |
| Lived in the same house a year earlier | 93.6% ±2.7 pts | 92.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9686 earn?
Half of the 1,920 households in Census Tract 9686 earn less than $73,430 a year (±$11,330), against $70,573 across Ripley County: 4th highest of the county's 7 tracts with a reliable estimate. 9.8% of residents live below the poverty line.
| Measure | Tract 9686 | Ripley County |
|---|---|---|
| Median household income | $73,430 ±$11,330 | $70,573 |
| Mean household income | $81,936 ±$7,789 | $88,934 |
| Per capita income | $32,627 ±$2,660 | $35,537 |
| People below the poverty line | 9.8% ±3.5 pts | 10.1% |
| Children under 18 below the poverty line | 10.3% ±9.5 pts | 11.6% |
| Households receiving SNAP | 5.1% ±2.5 pts | 7.3% |
| Households with a computer | 93.9% ±2.4 pts | 92.3% |
| Households with a broadband subscription | 87.0% ±4.0 pts | 87.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9686?
Owners occupy 76.3% of Census Tract 9686's occupied homes and renters 23.7%. The median owner-occupied home is valued at $194,600 by its owner (±$32,855). The median renter pays $865 a month including utilities, and 19.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 9686 | Ripley County |
|---|---|---|
| Median home value (owner-occupied) | $194,600 ±$32,855 | $222,500 |
| Median gross rent | $865 ±$67 | $839 |
| Renters paying 35% or more of income on rent | 19.7% ±10.7 pts | 33.7% |
| Median monthly owner costs, with a mortgage | $1,325 ±$257 | $1,380 |
| Owner-occupied homes | 76.3% ±5.6 pts | 76.8% |
| Renter-occupied homes | 23.7% ±5.6 pts | 23.2% |
| Housing units | 2,095 ±168 | 12,461 |
| Single-family detached homes | 83.8% ±5.1 pts | 78.5% |
| Mobile homes | 6.4% ±3.3 pts | 7.7% |
| Built 2020 or later | 1.0% ±1.1 pts | 1.6% |
| Built 2010 to 2019 | 8.3% ±3.3 pts | 5.9% |
| Built 1939 or earlier | 16.9% ±4.6 pts | 19.2% |
| Households with no vehicle | 5.0% ±2.3 pts | 4.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9686 get to work?
81.5% of Census Tract 9686's workers drive alone and 5.0% work from home. The average trip to work takes 25.7 minutes. The unemployment rate in 2020-2024 averaged 3.1%.
| Measure | Tract 9686 | Ripley County |
|---|---|---|
| In the labor force (age 16+) | 65.9% ±4.7 pts | 63.8% |
| Unemployment rate | 3.1% ±1.7 pts | 3.0% |
| Drove alone to work | 81.5% ±5.8 pts | 81.9% |
| Carpooled | 10.7% ±4.9 pts | 7.2% |
| Public transportation | 0.0% ±1.5 pts | 0.0% |
| Walked | 2.5% ±2.1 pts | 2.5% |
| Worked from home | 5.0% ±2.7 pts | 7.8% |
| Mean travel time to work | 25.7 min ±3.1 | 26.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9686 compare with the other tracts in Ripley County?
Among Ripley County's tracts with a reliable estimate, Census Tract 9686 ranks as shown below (1 = highest).
| Measure | In Ripley County |
|---|---|
| Population | 4th of 7 |
| Residents per square mile | 6th of 7 |
| Median household income | 4th of 7 |
| Per capita income | 6th of 7 |
| Median home value | 6th of 7 |
| Median gross rent | 5th of 7 |
| Poverty rate | 4th of 7 |
| Bachelor's degree or higher | 6th of 7 |
| Median age | 7th of 7 |
| Owner-occupied share | 3rd of 7 |
The tracts next to it on Ripley County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9689 | 1st | $90,357±$24,634 · within the margin of this tract |
| Tract 9684.01 | 2nd | $76,434±$18,201 · within the margin of this tract |
| Tract 9687 | 3rd | $74,250±$13,978 · within the margin of this tract |
| Tract 9686 | 4th | $73,430±$11,330 |
| Tract 9684.02 | 5th | $69,312±$6,387 · within the margin of this tract |
| Tract 9685 | 6th | $60,104±$11,262 · within the margin of this tract |
| Tract 9688 | 7th | $59,531±$16,004 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9686?
3 of the 18 figures for Census Tract 9686 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections