Census tract · Kershaw County
Census Tract 9704.03, Kershaw County, South Carolina
Census Tract 9704.03, GEOID 45055970403, in Kershaw County, South Carolina, entirely within Lugoff. 2,035 residents in the ACS 2020-2024 5-year estimates (±253); the 2020 Census counted 2,204.
Residents, 2020-2024
2,035
±253 (90% margin)
2020 Census count: 2,204
Median household income
$57,946
±$15,982 (90% margin)
Kershaw County: $68,231
Median home value
$182,200
±$13,619 (90% margin)
Kershaw County: $217,100
Median gross rent
not published
Kershaw County: $971
Where is Census Tract 9704.03?
Census Tract 9704.03 is one of 18 census tracts in Kershaw County, South Carolina. It covers 6.94 square miles of land, 318 residents per square mile in 2020. Its GEOID, 45055970403, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lugoff | 100% |
5 census tracts border Census Tract 9704.03: Tract 9704.02 ($60,739), Tract 9708 ($62,206), Tract 9709.02 ($56,337), Tract 9709.05 ($75,000) and Tract 9709.06 ($81,068). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9704.03?
The 2020-2024 American Community Survey puts Census Tract 9704.03's population at 2,035 (±253) in 797 households; the 2020 Census counted 2,204 residents and 910 housing units.
| Measure | Tract 9704.03 | Lugoff |
|---|---|---|
| Total population | 2,035 ±253 | 9,786 |
| Households | 797 ±93 | 3,771 |
| Average household size | 2.55 ±0.18 | 2.59 |
| Housing units | 910 ±90 | 3,995 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9704.03?
The median resident of Census Tract 9704.03 is 42.2 years old; 22.6% are under 18 and 14.7% are 65 or older. The largest group is non-Hispanic white residents at 74.1%, then non-Hispanic Black residents at 23.6%.
| Measure | Tract 9704.03 | Lugoff |
|---|---|---|
| Median age | 42.2 ±3.3 | 38.8 |
| Under 18 years | 22.6% ±3.7 pts | 23.0% |
| 65 years and over | 14.7% ±2.5 pts | 18.4% |
| Hispanic or Latino (any race) | 0.2% ±0.5 pts | 2.4% |
| White alone, not Hispanic | 74.1% ±6.2 pts | 65.9% |
| Black or African American alone, not Hispanic | 23.6% ±5.7 pts | 29.4% |
| Asian alone, not Hispanic | 0.0% ±2.2 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.2 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±2.5 pts | 1.7% |
| Some other race alone, not Hispanic | 0.0% ±2.2 pts | 0.1% |
| Born outside the United States | 0.5% ±0.9 pts | 0.9% |
| Speak a language other than English at home (age 5+) | 0.3% ±0.9 pts | 2.7% |
| Civilian veterans (age 18+) | 11.2% ±4.2 pts | 11.4% |
| With a disability | 6.3% ±2.2 pts | 10.8% |
| No health insurance coverage | 12.1% ±8.2 pts | 7.4% |
| High school graduate or higher (age 25+) | 90.4% ±5.6 pts | 93.6% |
| Bachelor's degree or higher (age 25+) | 18.6% ±5.0 pts | 29.7% |
| Graduate or professional degree (age 25+) | 8.8% ±4.3 pts | 9.8% |
| Lived in the same house a year earlier | 99.0% ±1.6 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9704.03 earn?
Half of the 797 households in Census Tract 9704.03 earn less than $57,946 a year (±$15,982), against $68,231 across Kershaw County: 15th highest of the county's 18 tracts with a reliable estimate. 7.6% of residents live below the poverty line.
| Measure | Tract 9704.03 | Lugoff |
|---|---|---|
| Median household income | $57,946 ±$15,982 | $69,485 |
| Mean household income | $80,517 ±$9,912 | $85,844 |
| Per capita income | $31,518 ±$3,976 | $33,631 |
| People below the poverty line | 7.6% ±4.3 pts | 8.1% |
| Children under 18 below the poverty line | 8.7% ±9.6 pts | 9.4% |
| Households receiving SNAP | 1.9% ±2.4 pts | 6.1% |
| Households with a computer | 94.9% ±4.3 pts | 97.5% |
| Households with a broadband subscription | 92.0% ±4.8 pts | 96.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9704.03?
Owners occupy 97.1% of Census Tract 9704.03's occupied homes and renters 2.9%. The median owner-occupied home is valued at $182,200 by its owner (±$13,619).
| Measure | Tract 9704.03 | Lugoff |
|---|---|---|
| Median home value (owner-occupied) | $182,200 ±$13,619 | $223,900 |
| Renters paying 35% or more of income on rent | 50.0% ±50.0 pts | 24.1% |
| Median monthly owner costs, with a mortgage | $1,212 ±$73 | $1,352 |
| Owner-occupied homes | 97.1% ±2.7 pts | 87.3% |
| Renter-occupied homes | 2.9% ±2.7 pts | 12.7% |
| Housing units | 910 ±90 | 3,995 |
| Single-family detached homes | 78.9% ±8.4 pts | 81.0% |
| Mobile homes | 21.1% ±8.4 pts | 9.9% |
| Built 2020 or later | 0.8% ±1.4 pts | 2.4% |
| Built 2010 to 2019 | 6.8% ±3.5 pts | 16.1% |
| Built 1939 or earlier | 0.0% ±4.8 pts | 0.2% |
| Households with no vehicle | 3.4% ±4.0 pts | 2.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9704.03 get to work?
83.3% of Census Tract 9704.03's workers drive alone and 14.3% work from home. The average trip to work takes 31.1 minutes.
| Measure | Tract 9704.03 | Lugoff |
|---|---|---|
| In the labor force (age 16+) | 58.4% ±6.1 pts | 62.5% |
| Unemployment rate | 3.0% ±2.3 pts | 1.9% |
| Drove alone to work | 83.3% ±6.7 pts | 77.8% |
| Carpooled | 2.5% ±2.7 pts | 9.1% |
| Public transportation | 0.0% ±4.7 pts | 0.0% |
| Walked | 0.0% ±4.7 pts | 0.0% |
| Worked from home | 14.3% ±6.5 pts | 13.2% |
| Mean travel time to work | 31.1 min ±6.0 | 28.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9704.03 compare with the other tracts in Kershaw County?
Among Kershaw County's tracts with a reliable estimate, Census Tract 9704.03 ranks as shown below (1 = highest).
| Measure | In Kershaw County | In Lugoff |
|---|---|---|
| Population | 16th of 18 | 4th of 4 |
| Residents per square mile | 8th of 18 | 4th of 4 |
| Median household income | 15th of 18 | 4th of 4 |
| Per capita income | 12th of 18 | 3rd of 4 |
| Median home value | 14th of 18 | 4th of 4 |
| Poverty rate | 11th of 12 | 2nd of 2 |
| Bachelor's degree or higher | 12th of 18 | 4th of 4 |
| Median age | 8th of 18 | 2nd of 4 |
| Owner-occupied share | 1st of 18 | 1st of 4 |
The tracts next to it on Kershaw County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9708 | 12th | $62,206±$22,850 · within the margin of this tract |
| Tract 9704.02 | 13th | $60,739±$13,421 · within the margin of this tract |
| Tract 9706.03 | 14th | $57,981±$12,683 · within the margin of this tract |
| Tract 9704.03 | 15th | $57,946±$15,982 |
| Tract 9709.02 | 16th | $56,337±$14,410 · within the margin of this tract |
| Tract 9701 | 17th | $56,054±$8,373 · within the margin of this tract |
| Tract 9702 | 18th | $50,281±$12,263 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9704.03?
2 of the 17 figures for Census Tract 9704.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections