Census tract · Chenango County
Census Tract 9706.02, Chenango County, New York
Census Tract 9706.02, GEOID 36017970602, in Chenango County, New York, mostly within Oxford (town) (50% of its census blocks). 4,001 residents in the ACS 2020-2024 5-year estimates (±304); the 2020 Census counted 3,554.
Residents, 2020-2024
4,001
±304 (90% margin)
2020 Census count: 3,554
Median household income
$63,500
±$9,159 (90% margin)
Chenango County: $62,948
Median home value
$121,100
±$26,383 (90% margin)
Chenango County: $137,900
Median gross rent
$973
±$286 (90% margin)
Chenango County: $875
Where is Census Tract 9706.02?
Census Tract 9706.02 is one of 16 census tracts in Chenango County, New York. It covers 61.05 square miles of land, 58 residents per square mile in 2020. Its GEOID, 36017970602, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Oxford (town) | 50% |
| Guilford (town) | 42% |
| Oxford | 11% |
| Norwich (town) | 7% |
| Guilford | 5% |
7 census tracts border Census Tract 9706.02: Tract 9705.02 ($66,500), Tract 9706.01 ($73,640), Tract 9707 ($60,536), Tract 9708.01 ($74,461), Tract 9708.02 ($75,521), Tract 5915 in Otsego County ($79,318) and Tract 5916.02 in Otsego County ($51,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9706.02?
The 2020-2024 American Community Survey puts Census Tract 9706.02's population at 4,001 (±304) in 1,602 households; the 2020 Census counted 3,554 residents and 1,879 housing units.
| Measure | Tract 9706.02 | Oxford (town) |
|---|---|---|
| Total population | 4,001 ±304 | 3,546 |
| Households | 1,602 ±171 | 1,451 |
| Average household size | 2.40 ±0.23 | 2.32 |
| Housing units | 2,041 ±192 | 1,748 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9706.02?
The median resident of Census Tract 9706.02 is 47.5 years old; 18.6% are under 18 and 24.2% are 65 or older. The largest group is non-Hispanic white residents at 93.4%, then non-Hispanic residents of two or more races at 2.2%.
| Measure | Tract 9706.02 | Oxford (town) |
|---|---|---|
| Median age | 47.5 ±7.0 | 51.2 |
| Under 18 years | 18.6% ±3.3 pts | 19.3% |
| 65 years and over | 24.2% ±5.6 pts | 30.9% |
| Hispanic or Latino (any race) | 0.5% ±0.7 pts | 2.3% |
| White alone, not Hispanic | 93.4% ±2.8 pts | 92.5% |
| Black or African American alone, not Hispanic | 1.7% ±1.4 pts | 1.9% |
| Asian alone, not Hispanic | 0.7% ±1.0 pts | 0.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 2.2% ±1.6 pts | 0.8% |
| Some other race alone, not Hispanic | 1.4% ±2.0 pts | 1.6% |
| Born outside the United States | 0.9% ±1.1 pts | 1.1% |
| Speak a language other than English at home (age 5+) | 2.9% ±1.7 pts | 2.1% |
| Civilian veterans (age 18+) | 8.7% ±2.7 pts | 7.6% |
| With a disability | 12.2% ±3.6 pts | 16.7% |
| No health insurance coverage | 3.3% ±2.1 pts | 3.3% |
| High school graduate or higher (age 25+) | 86.7% ±4.7 pts | 85.0% |
| Bachelor's degree or higher (age 25+) | 16.8% ±6.5 pts | 16.0% |
| Graduate or professional degree (age 25+) | 6.9% ±3.4 pts | 7.4% |
| Lived in the same house a year earlier | 86.9% ±10.3 pts | 91.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9706.02 earn?
Half of the 1,602 households in Census Tract 9706.02 earn less than $63,500 a year (±$9,159), against $62,948 across Chenango County: 8th highest of the county's 16 tracts with a reliable estimate. 12.1% of residents live below the poverty line.
| Measure | Tract 9706.02 | Oxford (town) |
|---|---|---|
| Median household income | $63,500 ±$9,159 | $61,168 |
| Mean household income | $79,331 ±$10,083 | $71,303 |
| Per capita income | $31,429 ±$4,056 | $29,632 |
| People below the poverty line | 12.1% ±3.9 pts | 18.5% |
| Children under 18 below the poverty line | 14.7% ±11.4 pts | 25.8% |
| Households receiving SNAP | 9.0% ±4.4 pts | 10.8% |
| Households with a computer | 89.1% ±6.3 pts | 94.1% |
| Households with a broadband subscription | 88.3% ±6.7 pts | 92.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9706.02?
Owners occupy 82.8% of Census Tract 9706.02's occupied homes and renters 17.2%. The median owner-occupied home is valued at $121,100 by its owner (±$26,383). The median renter pays $973 a month including utilities.
| Measure | Tract 9706.02 | Oxford (town) |
|---|---|---|
| Median home value (owner-occupied) | $121,100 ±$26,383 | $119,400 |
| Median gross rent | $973 ±$286 | $913 |
| Renters paying 35% or more of income on rent | 22.5% ±17.7 pts | 45.0% |
| Median monthly owner costs, with a mortgage | $1,212 ±$180 | $1,385 |
| Owner-occupied homes | 82.8% ±7.9 pts | 84.6% |
| Renter-occupied homes | 17.2% ±7.9 pts | 15.4% |
| Housing units | 2,041 ±192 | 1,748 |
| Single-family detached homes | 66.0% ±7.8 pts | 69.9% |
| Mobile homes | 23.7% ±7.4 pts | 17.7% |
| Built 2020 or later | 0.0% ±2.1 pts | 0.0% |
| Built 2010 to 2019 | 4.1% ±2.5 pts | 2.3% |
| Built 1939 or earlier | 30.4% ±7.4 pts | 37.3% |
| Households with no vehicle | 3.1% ±2.2 pts | 3.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9706.02 get to work?
89.9% of Census Tract 9706.02's workers drive alone. The average trip to work takes 19.9 minutes. The unemployment rate in 2020-2024 averaged 11.1%.
| Measure | Tract 9706.02 | Oxford (town) |
|---|---|---|
| In the labor force (age 16+) | 58.2% ±5.8 pts | 50.7% |
| Unemployment rate | 11.1% ±6.8 pts | 5.3% |
| Drove alone to work | 89.9% ±4.1 pts | 78.2% |
| Carpooled | 3.0% ±2.3 pts | 11.8% |
| Public transportation | 0.0% ±2.4 pts | 0.0% |
| Walked | 2.0% ±1.5 pts | 4.1% |
| Worked from home | 5.0% ±3.3 pts | 5.8% |
| Mean travel time to work | 19.9 min ±2.7 | 24.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9706.02 compare with the other tracts in Chenango County?
Among Chenango County's tracts with a reliable estimate, Census Tract 9706.02 ranks as shown below (1 = highest).
| Measure | In Chenango County |
|---|---|
| Population | 2nd of 16 |
| Residents per square mile | 7th of 16 |
| Median household income | 8th of 16 |
| Per capita income | 11th of 16 |
| Median home value | 11th of 16 |
| Median gross rent | 5th of 16 |
| Poverty rate | 8th of 16 |
| Bachelor's degree or higher | 10th of 16 |
| Median age | 6th of 16 |
| Owner-occupied share | 6th of 16 |
The tracts next to it on Chenango County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9702.01 | 5th | $69,594±$5,372 · within the margin of this tract |
| Tract 9705.02 | 6th | $66,500±$22,591 · within the margin of this tract |
| Tract 9710 | 7th | $66,202±$9,069 · within the margin of this tract |
| Tract 9706.02 | 8th | $63,500±$9,159 |
| Tract 9703 | 9th | $61,837±$13,516 · within the margin of this tract |
| Tract 9702.02 | 10th | $61,579±$6,124 · within the margin of this tract |
| Tract 9709.02 | 11th | $60,744±$10,926 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9706.02?
4 of the 18 figures for Census Tract 9706.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections