Census tract · Cumberland County

Census Tract 9707.02, Cumberland County, Tennessee

Census Tract 9707.02, GEOID 47035970702, in Cumberland County, Tennessee, outside any city, town or census-designated place. 5,138 residents in the ACS 2020-2024 5-year estimates (±571); the 2020 Census counted 4,744.

Residents, 2020-2024

5,138

±571 (90% margin)
2020 Census count: 4,744

Median household income

$71,226

±$13,286 (90% margin)
Cumberland County: $60,375

Median home value

$172,500

±$46,883 (90% margin)
Cumberland County: $250,500

Median gross rent

not published


Cumberland County: $839

Where is Census Tract 9707.02?

Census Tract 9707.02 is one of 17 census tracts in Cumberland County, Tennessee. It covers 124.15 square miles of land, 38 residents per square mile in 2020. Its GEOID, 47035970702, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 9707.02 (marked with a dot) in Cumberland County, Tennessee. Boundaries: Census Bureau 2024.
95309531.0295329703.02970892509350 9707.02 10 mi
Census Tract 9707.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Cumberland County.

11 census tracts border Census Tract 9707.02: Tract 9530 in Bledsoe County ($53,189), Tract 9531.02 in Bledsoe County ($45,257), Tract 9532 in Bledsoe County ($53,239), Tract 9703.02 ($53,091), Tract 9706.01 ($72,926), Tract 9706.02 ($52,205), Tract 9706.03 ($64,716), Tract 9707.01 ($56,902), Tract 9708 ($64,483), Tract 9250 in Van Buren County ($57,730) and Tract 9350 in White County ($61,055). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9707.02?

The 2020-2024 American Community Survey puts Census Tract 9707.02's population at 5,138 (±571) in 2,142 households; the 2020 Census counted 4,744 residents and 2,387 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9707.02Cumberland CountyTennessee
Total population 5,138 ±571 63,553 7,066,383
Households 2,142 ±258 28,195 2,824,277
Average household size 2.40 ±0.18 2.23 2.45
Housing units 2,429 ±274 31,455 3,143,670

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9707.02?

The median resident of Census Tract 9707.02 is 54.4 years old; 17.7% are under 18 and 25.5% are 65 or older. The largest group is non-Hispanic white residents at 98.2%, then non-Hispanic residents of two or more races at 1.3%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9707.02Cumberland CountyTennessee
Median age 54.4 ±2.3 53.5 38.9
Under 18 years 17.7% ±3.1 pts 16.7% 22.2%
65 years and over 25.5% ±3.0 pts 32.4% 17.1%
Hispanic or Latino (any race) 0.6% ±0.8 pts 3.5% 7.4%
White alone, not Hispanic 98.2% ±1.4 pts 92.8% 71.0%
Black or African American alone, not Hispanic 0.0% ±0.9 pts 0.7% 15.4%
Asian alone, not Hispanic 0.0% ±0.9 pts 0.3% 1.9%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.9 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 0.0% 0.1%
Two or more races, not Hispanic 1.3% ±1.2 pts 2.4% 3.7%
Some other race alone, not Hispanic 0.0% ±0.9 pts 0.1% 0.4%
Born outside the United States 1.1% ±1.1 pts 2.6% 6.1%
Speak a language other than English at home (age 5+) 1.9% ±1.7 pts 3.4% 8.6%
Civilian veterans (age 18+) 11.2% ±3.0 pts 11.8% 7.3%
With a disability 19.5% ±5.0 pts 19.4% 14.9%
No health insurance coverage 9.6% ±4.2 pts 8.4% 10.0%
High school graduate or higher (age 25+) 87.7% ±5.3 pts 91.1% 90.0%
Bachelor's degree or higher (age 25+) 12.9% ±4.6 pts 19.1% 31.1%
Graduate or professional degree (age 25+) 4.9% ±3.0 pts 7.4% 11.7%
Lived in the same house a year earlier 82.6% ±5.9 pts 89.2% 87.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9707.02 earn?

Half of the 2,142 households in Census Tract 9707.02 earn less than $71,226 a year (±$13,286), against $60,375 across Cumberland County: 3rd highest of the county's 17 tracts with a reliable estimate. 8.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9707.02Cumberland CountyTennessee
Median household income $71,226 ±$13,286 $60,375 $69,595
Mean household income $106,074 ±$37,563 $76,464 $96,820
Per capita income $42,795 ±$14,318 $33,918 $39,437
People below the poverty line 8.3% ±4.8 pts 14.4% 13.8%
Children under 18 below the poverty line 11.5% ±13.9 pts 22.7% 18.8%
Households receiving SNAP 16.9% ±8.0 pts 11.3% 10.8%
Households with a computer 93.6% ±4.1 pts 94.7% 94.5%
Households with a broadband subscription 75.1% ±8.4 pts 86.7% 89.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9707.02?

Owners occupy 94.8% of Census Tract 9707.02's occupied homes and renters 5.2%. The median owner-occupied home is valued at $172,500 by its owner (±$46,883).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9707.02Cumberland CountyTennessee
Median home value (owner-occupied) $172,500 ±$46,883 $250,500 $286,700
Renters paying 35% or more of income on rent 0.0% ±48.4 pts 26.7% 39.7%
Median monthly owner costs, with a mortgage $1,122 ±$98 $1,194 $1,566
Owner-occupied homes 94.8% ±3.7 pts 80.2% 66.9%
Renter-occupied homes 5.2% ±3.7 pts 19.8% 33.1%
Housing units 2,429 ±274 31,455 3,143,670
Single-family detached homes 76.2% ±7.8 pts 74.3% 68.3%
Mobile homes 19.0% ±7.6 pts 13.0% 8.1%
Built 2020 or later 4.2% ±4.2 pts 3.7% 3.0%
Built 2010 to 2019 9.0% ±4.9 pts 10.8% 12.0%
Built 1939 or earlier 0.7% ±1.1 pts 2.5% 5.6%
Households with no vehicle 4.6% ±3.5 pts 4.9% 5.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9707.02 get to work?

79.3% of Census Tract 9707.02's workers drive alone and 9.9% work from home. The average trip to work takes 28.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9707.02Cumberland CountyTennessee
In the labor force (age 16+) 52.6% ±7.0 pts 45.9% 62.4%
Unemployment rate 5.6% ±5.1 pts 5.1% 4.7%
Drove alone to work 79.3% ±8.2 pts 79.3% 75.8%
Carpooled 7.6% ±6.0 pts 8.9% 8.4%
Public transportation 0.0% ±2.1 pts 0.3% 0.4%
Walked 2.2% ±2.5 pts 1.3% 1.2%
Worked from home 9.9% ±5.7 pts 9.3% 12.9%
Mean travel time to work 28.0 min ±5.2 22.9 min 25.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9707.02 compare with the other tracts in Cumberland County?

Among Cumberland County's tracts with a reliable estimate, Census Tract 9707.02 ranks as shown below (1 = highest).

Census Tract 9707.02's rank among the tracts of Cumberland County
MeasureIn Cumberland County
Population3rd of 17
Residents per square mile15th of 17
Median household income3rd of 17
Per capita income4th of 17
Median home value15th of 17
Poverty rate13th of 15
Bachelor's degree or higher14th of 16
Median age7th of 17
Owner-occupied share1st of 17

The tracts next to it on Cumberland County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9702.021st$85,938±$17,162 · within the margin of this tract1,703
Tract 9706.012nd$72,926±$12,610 · within the margin of this tract5,765
Tract 9707.023rd$71,226±$13,2865,138
Tract 9701.014th$71,161±$13,901 · within the margin of this tract4,847
Tract 9701.045th$65,037±$7,808 · within the margin of this tract3,074
Tract 9701.036th$64,732±$13,509 · within the margin of this tract3,123

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9707.02?

3 of the 17 figures for Census Tract 9707.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections