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Place dossier plate
SheetAL-OWENS-CROSS-ROADS-AL · Owens Cross Roads, AL 2,678 pop · income 55th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Owens Cross Roads
Lowest/highest poles plus peers nearest Owens Cross Roads on median household income. Full ladder: /browse and /rankings.
median HH income
La Fayette · lowest
32,999
La Fayette · lowest
32,999 median HH income
22.3% of the leader · rank #1
New Hope · near
73,698
New Hope · near
73,698 median HH income
49.8% of the leader · rank #2
Lolo · near
73,700
Lolo · near
73,700 median HH income
49.8% of the leader · rank #3
Conashaugh La… · near
73,704
Conashaugh La… · near
73,704 median HH income
49.8% of the leader · rank #4
Owens Cross R… · this city
73,708
Owens Cross R… · this city
73,708 median HH income
49.8% of the leader · rank #5
West Hamburg · near
73,712
West Hamburg · near
73,712 median HH income
49.8% of the leader · rank #6
Seaville · highest
148,095
Seaville · highest
148,095 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Owens Cross Roads on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,678.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Owens Cross Roads - the verdict
Out of every US city with 1,000+ residents, Owens Cross Roads places in the 55th percentile for household income and the 68th percentile for safety. Source: Census ACS + FBI UCR.
55th
percentile, household income
44th
percentile, home value
1st
percentile, median rent
68th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Owens Cross Roads, AL
Owens Cross Roads is a small town in Alabama, home to 2,678 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Owens Cross Roads brings in $73,708 a year, above the median for U.S. cities on this measure, with a poverty rate of 8.8%. Typical homes in Owens Cross Roads are valued around $206,100, and the median resident age is 31.7 years. Educational attainment runs 20.0% of adults with a bachelor's degree or higher. Separately, 63.5% of working-age residents are in the labor force.
In 2024, 78 residential building permits were authorized in Owens Cross Roads (Building Boom), up 77% from five years earlier, per Census BPS data. Owens Cross Roads reports a comparatively low crime rate: FBI UCR reporting places total crime at 893.4 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). NOAA puts Owens Cross Roads's yearly average temperature at 59.5°F with 58.1 inches of precipitation per year.
Living costs in Alabama run below the national norm: on BEA's 100-equals-national-average cost index, Alabama scores 88.8 (Well Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $936 monthly. Statewide, average monthly utility bills in Alabama run around $245, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 61.5 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Owens Cross Roads's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to population change to work and mobility to climate and hazard context to schools and households to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Owens Cross Roads, city-specific coverage includes local building permits, commute-mode shares, FBI reported-crime rates, annual population history, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What can the FBI record say about safety in Owens Cross Roads?
The joined FBI UCR record reports 893.4 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 61% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Is Owens Cross Roads growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +682 residents from 2020 to 2025, a +25.7% change. Separately, Census BPS recorded 78 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
What does the journey to work look like in Owens Cross Roads?
Driving alone is the largest reported mode at 76.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for Owens Cross Roads?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Alabama, the closest population matches are Hartford (2,677 residents, $54,286 income); La Fayette (2,665 residents, $32,999 income); Luverne (2,713 residents, $51,537 income). Outside the state, the closest population matches in this dataset are Central Heights-Midland, AZ (2,678 residents); White Mountain Lake, AZ (2,678 residents); Belmond, IA (2,678 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Climate and hazard context
What physical conditions frame life in Owens Cross Roads?
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
NOAA normals put the annual mean temperature at 59.5°F, with 58.1 inches of precipitation. FEMA's state-averaged National Risk Index score for Alabama is 61.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
FEMA risk index (state avg)
61.5
Annual precipitation
58.1 in
Mean temperature
59.5°F
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
What does the education layer cover for Owens Cross Roads?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 20.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
8.8%
Bachelor's degree+
20.0%
Matched public schools
1
NCES Common Core of Data school locations plus Census ACS resident characteristics.
How far does income reach against housing in Owens Cross Roads?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 8.8%, which keeps the citywide median from describing every household.
Value / income
2.8×
Home value
$206,100
Household income
$73,708
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above median income · poverty 8.8% (Above-median poverty)
Cost of Living Index (state)
88.8 (US=100)
Very affordable · BEA RPP 2024, Alabama average
C
City profile score · Owens Cross Roads, AL
59/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
88.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime B
99 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income C-
$73,708
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate D
8.8%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
20.0%
Adults with a bachelor's degree or higher; ACS.
Owens Cross Roads profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 90/100 (A+) · 88.8 index
Violent crime: 71/100 (B) · 99 /100k
Household income: 53/100 (C-) · $73,708
Poverty rate: 44/100 (D) · 8.8%
Bachelor's+ share: 34/100 (F) · 20.0%
Where Owens Cross Roads sits on home value vs crime among peer cities
Owens Cross Roads's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Owens Cross Roads highlighted among 24 peers.Read the chart values
Owens Cross Roads, AL (this city): home $206,100, crime 893/100k
Luverne, AL : home $124,700, crime 2,058/100k
Lineville, AL : home $146,300, crime 402/100k
Jemison, AL : home $145,900, crime 2,392/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Owens Cross Roads compare to other US cities?
Here's how Owens Cross Roads stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income55% higher than other cities
Home value44% pricier than other cities
Median rent1% pricier than other cities
Safety68% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Alabama alone, Owens Cross Roads ranks #45 of 222 Alabama cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Owens Cross Roads against every qualifying US city; each in-state rank narrows that to Alabama only. Full formula and direction notes: methodology.
Alabama-relative analysis
Median Gross Rent places Owens Cross Roads near the bottom of Alabama's cities
Among the 556 Alabama cities PlainCities tracks with reported median gross rent data, Owens Cross Roads ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Owens Cross Roads only against its own state's cities, not the full US field.
Median Household Income
#102 of 530
81st percentile in Alabama
Median Gross Rent
#1 of 556
0th percentile in Alabama
Median Home Value
#107 of 517
79th percentile in Alabama
Poverty Rate
#348 of 556
37th percentile in Alabama
Bachelor's Degree or Higher
#188 of 556
66th percentile in Alabama
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Alabama only, not a livability score. See the methodology for the source and calculation.
Gauge source note
55th percentile nationally for median household income · 68th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Owens Cross Roads's profile vs. every US city
Income, affordability, and safety percentile
Owens Cross Roads's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Owens Cross Roads's home value compares nationally
Median home value vs. every US city (population 1,000+)
$206,100Among the most affordablemore affordable than 56% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,566 of 15,516
More affordable than 64% of tracked cities (pop. 1,000+)
Size class
#4,834 of 11,323
Micro cities (under 10,000)
At 2.8×, Owens Cross Roads sits in the affordable band:
national rank #5,566 of 15,516 and #4,834 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$73,708Owens Cross Roads, AL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Owens Cross Roads, AL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Owens Cross Roads, AL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)20.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.5%
Census ACS S2301, share of working-age residents in the labor force
Population
2,678
Median Income
$73,708
Median Home Value
$206,100
Median Age
31.7
Poverty Rate
8.8%
Labor force participation
63.5%
Bachelor's Degree+
20.0%
Safety & Crime
Total Crime Rate
893.4
per 100,000 residents
Violent Crime
99.3
per 100,000 residents
Property Crime
794.2
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
59.5°F
Annual Precipitation
58.1"
Annual Snowfall
N/A
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Owens Cross Roads's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,652 residents
2021
2,666 residents
2022
2,661 residents
2023
2,943 residents
2024
3,149 residents
2025
3,334 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
78
housing units authorized
Single-Family
78
detached homes
Multifamily
0
apartments & condos
Supply Intensity
29.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
44
44
0
$10.4M
2020
14
14
0
$2.8M
2021
17
17
0
$9.1M
2022
107
107
0
$34.7M
2023
89
89
0
$27.3M
2024
78
78
0
$24.1M
Permit volume increased 77% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
76.3%
Carpool
8.5%
Public Transit
0.0%
Walk
0.0%
Work from Home
14.3%
Other
0.9%
Based on 1,192 workers 16 and over.
Monthly Utility Costs
Alabama statewide monthly utility average (EIA 2023): $245
EIA 2023 residential energy data puts average monthly utilities across Alabama at $245 (electricity about $138 , water and sewer about $45 ).
These are Alabama statewide averages, not a meter reading for Owens Cross Roads. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Alabama's BEA cost-of-living index is 88.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Owens Cross Roads is $936/mo. FEMA's National Risk Index, averaged to Alabama statewide on PlainCities, rates natural-hazard exposure at 61.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Alabama statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Owens Cross Roads sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Owens Cross Roads compares to similar-size Alabama cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.