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Place dossier plate
SheetCA-CLOVERDALE-CA · Cloverdale, CA 8,933 pop · income 80th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cloverdale
Lowest/highest poles plus peers nearest Cloverdale on median household income. Full ladder: /browse and /rankings.
median HH income
Pulaski · lowest
50,409
Pulaski · lowest
50,409 median HH income
22.6% of the leader · rank #1
Hickman · near
104,219
Hickman · near
104,219 median HH income
46.7% of the leader · rank #2
McClellanville · near
104,236
McClellanville · near
104,236 median HH income
46.7% of the leader · rank #3
Cloverdale · this city
104,238
Cloverdale · this city
104,238 median HH income
46.8% of the leader · rank #4
Annapolis · near
104,257
Annapolis · near
104,257 median HH income
46.8% of the leader · rank #5
Casper Mounta… · near
104,265
Casper Mounta… · near
104,265 median HH income
46.8% of the leader · rank #6
Montecito · highest
222,966
Montecito · highest
222,966 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Cloverdale on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 8,933.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Cloverdale - the verdict
Measured against every US city with at least 1,000 residents, Cloverdale lands in the 80th percentile for household income and the 60th percentile for safety. Source: Census ACS + FBI UCR.
80th
percentile, household income
90th
percentile, home value
88th
percentile, median rent
60th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cloverdale, CA
8,933 people live in Cloverdale, California - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $104,238 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.6%. Typical homes in Cloverdale are valued around $613,400, and the median resident age is 42.9 years. About 26.9% of adults hold a bachelor's degree or higher, while 61.6% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 1 residential units were authorized in 2024 (Construction Slowdown), down 97% from five years earlier. Cloverdale reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1106.9 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). The annual average temperature per NOAA climate normals runs 61.8°F with 41.7 inches of precipitation per year.
California carries a cost-of-living premium: BEA Regional Price Parities 2024 puts California at 110.7 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,053 per month. Statewide, average monthly utility bills in California run around $275, per EIA 2023 residential energy data. Natural-hazard exposure scores 88.7 out of 100 on FEMA's National Risk Index (Very High).
A decision-led reading path
Useful questions to ask of Cloverdale's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to population change to climate and hazard context to schools and households to work and mobility to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cloverdale, city-specific coverage includes commute-mode shares, matched public-school count, FBI reported-crime rates, annual population history, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Cloverdale?
Within California, the closest population matches are Rio del Mar (8,938 residents, $150,313 income); Larkfield-Wikiup (8,861 residents, $94,889 income); Marina del Rey (8,844 residents, $142,440 income). Outside the state, the closest population matches in this dataset are Haledon, NJ (8,936 residents); Plainedge, NY (8,930 residents); Valley Center, KS (8,937 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Cloverdale?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.9 times median household income. The ACS poverty estimate is 2.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Is Cloverdale growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -308 residents from 2020 to 2025, a -3.4% change. Separately, Census BPS recorded 1 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What physical conditions frame life in Cloverdale?
NOAA normals put the annual mean temperature at 61.8°F, with 41.7 inches of precipitation. FEMA's state-averaged National Risk Index score for California is 88.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Cloverdale?
The NCES join finds 4 public schools within the city match. 26.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
4
Bachelor's degree+
26.9%
Poverty estimate
2.6%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What does the journey to work look like in Cloverdale?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 77.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.4%
Work from home
10.9%
Drive alone
77.7%
City-level Census ACS commuting estimates covering 4,562 workers age 16+.
What can the FBI record say about safety in Cloverdale?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1106.9 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 51% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
764.6
Violent rate
342.3
Total reported rate
1106.9
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Highest-decile cost · BEA RPP 2024, California average
C-
City profile score · Cloverdale, CA
51/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A-
2.6%
Share of residents below the poverty line; lower scores better on this axis.
Household income B+
$104,238
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C-
26.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime F
342 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
110.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Cloverdale profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 81/100 (A-) · 2.6%
Household income: 79/100 (B+) · $104,238
Bachelor's+ share: 53/100 (C-) · 26.9%
Violent crime: 27/100 (F) · 342 /100k
Cost of living: 6/100 (F) · 110.7 index
Where Cloverdale sits on home value vs crime among peer cities
Cloverdale's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Cloverdale highlighted among 24 peers.Read the chart values
Cloverdale, CA (this city): home $613,400, crime 1,107/100k
Pulaski, VA : home $152,800, crime 2,892/100k
Harahan, LA : home $309,400, crime 826/100k
Tiburon, CA : home $2,000,000+, crime 1,166/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Cloverdale compare to other US cities?
Here's how Cloverdale stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income80% higher than other cities
Home value90% pricier than other cities
Median rent88% pricier than other cities
Safety60% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just California and the picture shifts: Cloverdale ranks #77 of 441 California cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Cloverdale against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.
California-relative analysis
Median Gross Rent places Cloverdale near the bottom of California's cities
Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Cloverdale ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cloverdale only against its own state's cities, not the full US field.
Median Household Income
#462 of 1,338
65th percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#555 of 1,343
59th percentile in California
Poverty Rate
#1,069 of 1,450
26th percentile in California
Bachelor's Degree or Higher
#693 of 1,458
52nd percentile in California
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.
Gauge source note
80th percentile nationally for median household income · 60th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Cloverdale's profile vs. every US city
Income, affordability, and safety percentile
Cloverdale's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Cloverdale's home value compares nationally
Median home value vs. every US city (population 1,000+)
$613,40010th percentilemore affordable than 10% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cloverdale's home-value-to-income ratio: 5.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,008 of 15,516
More affordable than 10% of tracked cities (pop. 1,000+)
Size class
#10,409 of 11,323
Micro cities (under 10,000)
At 5.9×, Cloverdale sits in the pressured band:
national rank #14,008 of 15,516 and #10,409 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$104,238Cloverdale, CA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cloverdale, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cloverdale, CA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)26.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)61.6%
Census ACS S2301, share of working-age residents in the labor force
Population
8,933
Median Income
$104,238
Median Home Value
$613,400
Median Age
42.9
Poverty Rate
2.6%
Labor force participation
61.6%
Bachelor's Degree+
26.9%
Safety & Crime
Total Crime Rate
1106.9
per 100,000 residents
Violent Crime
342.3
per 100,000 residents
Property Crime
764.6
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
61.8°F
Annual Precipitation
41.7"
Annual Snowfall
0.0"
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cloverdale's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
9,009 residents
2021
8,967 residents
2022
8,872 residents
2023
8,816 residents
2024
8,771 residents
2025
8,701 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
30
8
22
$8.2M
2020
2
2
0
$0.6M
2021
2
2
0
$0.5M
2022
269
67
202
$59.0M
2023
25
25
0
$13.2M
2024
1
1
0
$0.0M
Permit volume decreased 97% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.7%
Carpool
7.0%
Public Transit
0.4%
Walk
3.6%
Work from Home
10.9%
Based on 4,562 workers 16 and over.
Monthly Utility Costs
California statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).
These are California statewide averages, not a meter reading for Cloverdale. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cloverdale is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).
Cost/risk geography note
Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cloverdale sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cloverdale compares to similar-size California cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.