City profile · California · Census ACS 2023

Live Oak, CA

Population, income, housing, safety, climate and schools for Live Oak - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

16,866
Residents
$107,500
Median income
$975,900
Median home
$4,214
Median rent (state)

Live Oak - the verdict

Measured against every US city with at least 1,000 residents, Live Oak lands in the 82nd percentile for household income. Source: Census ACS.

82nd
percentile, household income
97th
percentile, home value
100th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Live Oak, CA

Live Oak is a small town in California, home to 16,866 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Live Oak brings in $107,500 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.9%. Typical homes in Live Oak are valued around $975,900, and the median resident age is 41.3 years. 41.5% of adults here have a bachelor's degree or higher; 63.5% of working-age residents are in the labor force.

The city is served by 8 public schools according to NCES Common Core of Data.

California carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, California scores 110.7 (Well Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $4,214 per month statewide. Monthly utility costs average around $275 across California, per EIA 2023 residential energy estimates. Workers in Live Oak report an average commute of 19.3 minutes, with 63.3% driving alone and 15.1% working from home. Natural-hazard exposure scores 97.8 out of 100 on FEMA's National Risk Index (Very High).

Population

16,866 residents

Census ACS 2023 - California

Median Household Income

$107,500 /yr

Poverty 5.9%

Cost of Living Index (state)

110.7 (US=100)

Well Above Average - BEA RPP 2024, California average

How does Live Oak compare to other US cities?

Where Live Oak sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 82% higher than other cities
Home value 97% pricier than other cities
Median rent 100% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Live Oak's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in California, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

82ndIncome percentile

82nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Live Oak's home value compares nationally

Median home value vs. every US city (population 1,000+)

$975,900 3rd percentile more affordable than 3% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). This entry sits in this band. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Live Oak $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Live Oak, CA Live Oak, CA's reported median household income shown against the U.S. national quintile-share pattern (not Live Oak, CA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Live Oak, CA median $107,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Live Oak, CA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Live Oak, CA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 41.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.5%

Census ACS S2301, share of working-age residents in the labor force

Population
16,866
Median Income
$107,500
Median Home Value
$975,900
Median Age
41.3
Poverty Rate
5.9%
Labor force participation
63.5%
Bachelor's Degree+
41.5%

Schools

Total Schools
8
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.3 minutes
Drive Alone
63.3%
Carpool
12.2%
Public Transit
1.8%
Walk
4.1%
Work from Home
15.1%
Other
3.5%

Based on 8,833 workers 16 and over.

Monthly Utility Costs

State-average estimates for California - EIA 2023 residential energy data

Electricity
$150
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$70
avg/month
Total Utilities
$275
estimated/month

Estimates reflect California state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a California state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Live Oak sits in

Cost of Living Index
110.7
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$4,214/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.8 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in California

El Segundo
16,863 people
Moraga
16,790 people
Truckee
16,942 people
Rio Linda
16,951 people
Fillmore
16,665 people
Woodcrest
17,111 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Live Oak's 16,866 residents (Census ACS 5-Year 2023).

Damascus, MD
16,864 people
Milledgeville, GA
16,873 people
Long Beach, MS
16,876 people
New Milford, NJ
16,882 people
Aberdeen, MD
16,831 people
Defiance, OH
16,830 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Live Oak's $107,500 (Census ACS 5-Year 2023, table B19013).

Culloden, GA
$107,500 median income
Flensburg, MN
$107,500 median income
Highland Falls, NY
$107,500 median income
Jacobus, PA
$107,500 median income
Windsor, SC
$107,500 median income
Gaithersburg, MD
$107,496 median income

Race & Ethnicity Composition

Race and ethnicity - Live Oak, CA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Live Oak, CA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 63.5% 14.8% 14.2% ETHNICITY, Hispanic or Latino (any race) 28.2% White 63.5% Black or African American 1.2% Asian 5.2% American Indian 0.6% Native Hawaiian 0.5% Some other race 14.8% Two or more races 14.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Live Oak compares to nearby California cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Live Oak (this city) 16,866 $107,500
El Segundo 16,863 $149,149
Moraga 16,790 $199,800
Truckee 16,942 $125,995
Census ACS 5-year FIPS CA NCES CCD OMB Bulletin 23-01

What do people ask about Live Oak, CA?

What is the population of Live Oak, CA? +

The population of Live Oak, CA stands at 16,866 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Live Oak, CA? +

Median annual household income in Live Oak runs $107,500, based on Census ACS 2023 data.

What is the cost of living in Live Oak? +

BEA does not publish a city-level cost-of-living figure for Live Oak; the closest available measure is the California state average, a cost of living index of 110.7 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within California vary by metro area.

What is the median home value in Live Oak, CA? +

Live Oak's median home value sits at $975,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.