City · California

Rancho Santa Margarita, California

Rancho Santa Margarita, city, in Orange County, California. Rancho Santa Margarita had 45,779 residents on July 1, 2025 by the Census Bureau's estimate, down 4.5% since 2020; the 2020 Census counted 47,949 and the ACS 2020-2024 5-year estimates put it at 46,990 (±61). GEOID 0659587.

Residents, July 2025 estimate

45,779

Census Bureau estimate (no margin published)
2020 Census count: 47,949 · ACS 2020-2024: 46,990 ±61

Median household income

$152,560

±$11,761 (90% margin)
California: $99,122

Median home value

$971,200

±$33,726 (90% margin)
California: $734,700

Median gross rent

$2,625

±$120 (90% margin)
California: $2,036

Where is Rancho Santa Margarita and what county is it in?

Rancho Santa Margarita is a city in Orange County, California. It covers 12.9 square miles of land, 3,709 residents per square mile in 2020.

Rancho Santa Margarita is in the Los Angeles-Long Beach-Anaheim, CA metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Rancho Santa Margarita (marked with a dot) in Orange County, California. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Rancho Santa Margarita, and is it growing?

The Census Bureau estimates that 45,779 people lived in Rancho Santa Margarita on July 1, 2025, down 4.5% since 2020, a steeper fall than California's (−0.5%). The 2020 Census counted 47,949 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 46,990 (±61).

  • July 2020→2021 −527 (47,340)
  • 2021→2022 −513 (46,827)
  • 2022→2023 −459 (46,368)
  • 2023→2024 −188 (46,180)
  • 2024→2025 −401 (45,779)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Rancho Santa MargaritaOrange CountyCalifornia Change since 2015-2019
Total population 46,990 ±61 3,165,820 39,287,377 −1,513
Households 17,123 ±461 1,082,960 13,548,091 no clear change
Average household size 2.74 ±0.07 2.87 2.84 no clear change
Housing units 17,498 ±498 1,146,169 14,644,735 no clear change

Rancho Santa Margarita's population since 2000

From 47,214 in 2000 to 45,779 in 2025: down 3.0%. The 2000, 2010 and 2020 figures are census counts, each for Rancho Santa Margarita as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 47,214
  • 2005 (estimate) 47,830
  • 2010 Census 47,853
  • 2015 (estimate) 48,972
  • 2020 Census 47,949
  • 2025 (estimate) 45,779

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Rancho Santa Margarita?

The median resident of Rancho Santa Margarita is 40.9 years old; 22.1% are under 18 and 12.0% are 65 or older. The largest group is non-Hispanic white residents at 58.5%, then Hispanic or Latino residents (of any race) at 20.3%. 22.4% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Rancho Santa MargaritaOrange CountyCalifornia Change since 2015-2019
Median age 40.9 ±1.0 39.4 37.9 +2.4
Under 18 years 22.1% ±1.3 pts 21.0% 22.0% –
65 years and over 12.0% ±1.1 pts 16.3% 15.7% –
Male 49.6% ±1.2 pts 49.5% 49.9% –
Hispanic or Latino (any race) 20.3% ±2.7 pts 34.2% 40.2% no clear change
White alone, not Hispanic 58.5% ±3.2 pts 36.9% 33.8% no clear change
Black or African American alone, not Hispanic 1.5% ±0.6 pts 1.5% 5.2% −1.6 pts
Asian alone, not Hispanic 12.4% ±1.9 pts 22.2% 15.3% no clear change
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.1% 0.3% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.1% ±0.2 pts 0.3% 0.3% –
Two or more races, not Hispanic 6.5% ±1.6 pts 4.3% 4.4% –
Some other race alone, not Hispanic 0.6% ±0.4 pts 0.5% 0.6% –
Born outside the United States 22.4% ±2.5 pts 30.4% 27.0% +5.9 pts
Speak a language other than English at home (age 5+) 27.8% ±2.6 pts 46.4% 44.4% –
Civilian veterans (age 18+) 4.3% ±0.8 pts 3.5% 4.3% –
With a disability 8.5% ±1.2 pts 9.6% 11.6% –
No health insurance coverage 5.0% ±1.1 pts 6.4% 6.6% no clear change
High school graduate or higher (age 25+) 94.6% ±1.2 pts 87.1% 84.7% –
Bachelor's degree or higher (age 25+) 49.7% ±2.7 pts 44.1% 37.1% no clear change
Graduate or professional degree (age 25+) 17.2% ±1.8 pts 16.3% 14.4% –
Lived in the same house a year earlier 90.6% ±1.9 pts 88.9% 89.2% –
Moved from another state in the past year 1.3% ±1.0 pts 1.0% 1.1% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Rancho Santa Margarita earn?

Half of Rancho Santa Margarita's 17,123 households earn less than $152,560 a year (±$11,761), against $116,289 in Orange County and $99,122 in California. In 2015-2019 it was $148,935 in 2024 dollars; the margins of error cannot tell the two periods apart. 5.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Rancho Santa MargaritaOrange CountyCalifornia Change since 2015-2019
Median household income $152,560 ±$11,761 $116,289 $99,122 no clear change
Mean household income $179,700 ±$7,486 $156,759 $140,436 –
Per capita income $65,824 ±$2,737 $54,557 $49,513 no clear change
People below the poverty line 5.7% ±1.9 pts 9.5% 12.0% +2.1 pts
Children under 18 below the poverty line 7.8% ±4.0 pts 10.7% 15.0% no clear change
Households receiving SNAP 2.3% ±0.8 pts 8.5% 12.4% –
Households with a computer 98.3% ±0.8 pts 97.9% 96.9% –
Households with a broadband subscription 96.8% ±1.1 pts 95.0% 93.5% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Rancho Santa Margarita?

Owners occupy 72.5% of Rancho Santa Margarita's occupied homes and renters 27.5%. The median owner-occupied home is valued at $971,200 by its owner (±$33,726). The median renter pays $2,625 a month including utilities, and 49.3% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Rancho Santa MargaritaOrange CountyCalifornia Change since 2015-2019
Median home value (owner-occupied) $971,200 ±$33,726 $962,600 $734,700 +$156,235
Median gross rent $2,625 ±$120 $2,434 $2,036 no clear change
Renters paying 35% or more of income on rent 49.3% ±6.8 pts 47.0% 46.0% no clear change
Median monthly owner costs, with a mortgage $3,476 ±$118 $3,385 $2,946 –
Owner-occupied homes 72.5% ±2.6 pts 56.4% 55.9% no clear change
Renter-occupied homes 27.5% ±2.6 pts 43.6% 44.1% –
Housing units 17,498 ±498 1,146,169 14,644,735 no clear change
Homeowner vacancy rate 0.0% ±0.3 pts 0.7% 0.8% –
Rental vacancy rate 3.2% ±2.7 pts 4.4% 4.2% –
Single-family detached homes 54.1% ±2.9 pts 49.4% 57.0% –
Mobile homes 0.1% ±0.2 pts 2.7% 3.5% –
Built 2020 or later 0.6% ±0.6 pts 1.3% 1.3% –
Built 2010 to 2019 1.9% ±0.8 pts 8.1% 6.5% –
Built 1939 or earlier 0.7% ±0.5 pts 2.5% 8.9% –
Households with no vehicle 4.5% ±1.8 pts 4.8% 7.1% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Rancho Santa Margarita building?

Builders took permits for 0 new housing units in Rancho Santa Margarita in 2025 (0 in single-family houses), 0.0 per 1,000 residents against 2.6 across California.

  • 2019 0 units
  • 2020 0 units
  • 2021 0 units
  • 2022 0 units
  • 2023 0 units
  • 2024 0 units
  • 2025 0 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Rancho Santa Margarita work and get to work?

64.7% of Rancho Santa Margarita's workers drive alone and 25.4% work from home. The average trip to work takes 26.2 minutes. The unemployment rate in 2020-2024 averaged 4.1%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Rancho Santa MargaritaOrange CountyCalifornia Change since 2015-2019
In the labor force (age 16+) 71.9% ±2.1 pts 65.6% 63.8% –
Unemployment rate 4.1% ±0.9 pts 5.4% 6.6% no clear change
Drove alone to work 64.7% ±2.8 pts 67.5% 65.7% –
Carpooled 7.5% ±1.8 pts 8.9% 9.5% –
Public transportation 0.1% ±0.1 pts 1.2% 2.9% –
Walked 1.2% ±0.7 pts 1.7% 2.4% –
Worked from home 25.4% ±2.4 pts 18.5% 17.2% +17.5 pts
Mean travel time to work 26.2 min ±1.2 26.7 min 28.7 min −3.3 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Rancho Santa Margarita?

9 census tracts lie mostly in Rancho Santa Margarita, and 4 more reach into it (2020 census blocks). Their median household incomes run from $91,667 (Tract 320.51) to $207,330 (Tract 320.43).

Census tracts in Rancho Santa Margarita, ACS 2020-2024 5-year estimates (the 12 with the most residents inside it; every tract on the full list)
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Rancho Santa Margarita
Tract 320.49Orange County10,469 $169,971 $1,067,40070%
Tract 320.53Orange County8,654 $184,722 $882,30082%
Tract 320.42Orange County6,074 $179,205 $1,208,00088%
Tract 320.54Orange County5,239 $109,738 $717,700100%
Tract 320.50Orange County4,629 $149,545 $866,10096%
Tract 320.51Orange County4,258 $91,667 $611,400100%
Tract 320.55Orange County3,453 $113,095 $777,100100%
Tract 320.48Orange County4,924 $145,676 $983,50050%
Tract 320.43Orange County3,109 $207,330 $1,528,70070%
Tract 320.65Orange County5,372 $230,542 $1,107,60040%
Tract 320.34Orange County5,180 $206,806 $1,334,10024%
Tract 320.44Orange County5,854 $241,875 $1,579,5009%

Every census tract in Rancho Santa Margarita, with its figures

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Rancho Santa Margarita) · Census block assignment files

How does Rancho Santa Margarita compare with other places in California?

By the Census Bureau's July 2025 estimates, Rancho Santa Margarita is the 902nd-most populous of the 19,476 U.S. incorporated places that have one and the 192nd-most populous of 483 in California.

Rancho Santa Margarita ranks 140th of 1,037 places in California with 1,000 or more residents and a reliable estimate, by median household income.

Rancho Santa Margarita's rank in California (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate192nd483
Growth 2020-2025 (PEP)390th469
Residents per square mile352nd1,077
Median household income140th1,037
Per capita income216th1,073
Median home value234th1,054
Median gross rent168th987
Poverty rate725th836
Bachelor's degree or higher231st988
Median age481st1,075
Owner-occupied share390th1,064
Work from home194th822
Travel time to work646th1,069

Rancho Santa Margarita's figures with every place in California (CSV)

Every place in California, sortable · Compare Rancho Santa Margarita with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Rancho Santa Margarita?

10 of the 57 figures for Rancho Santa Margarita on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Rancho Santa Margarita are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Rancho Santa Margarita.