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Place dossier plate
SheetCA-THERMALITO-CA · Thermalito, CA 6,645 pop · income 25th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Thermalito
Lowest/highest poles plus peers nearest Thermalito on median household income. Full ladder: /browse and /rankings.
median HH income
Indiantown · lowest
52,372
Indiantown · lowest
52,372 median HH income
35.2% of the leader · rank #1
Trenton · near
53,810
Trenton · near
53,810 median HH income
36.2% of the leader · rank #2
Thermalito · this city
53,814
Thermalito · this city
53,814 median HH income
36.2% of the leader · rank #3
Morgan · near
53,816
Morgan · near
53,816 median HH income
36.2% of the leader · rank #4
Haxtun · near
53,819
Haxtun · near
53,819 median HH income
36.2% of the leader · rank #5
Jefferson City · near
53,819
Jefferson City · near
53,819 median HH income
36.2% of the leader · rank #6
Jamul · highest
148,740
Jamul · highest
148,740 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Thermalito on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 6,645.
Out of every US city with 1,000+ residents, Thermalito places in the 25th percentile for household income. Source: Census ACS.
25th
percentile, household income
57th
percentile, home value
88th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Thermalito, CA
California's Thermalito is a small town, with 6,645 residents per the latest Census Bureau ACS figures. The typical household in Thermalito brings in $53,814 a year, below the median for U.S. cities on this measure, with a poverty rate of 8.9%. Home values in Thermalito run a median of $257,400, and the median resident age is 37.5 years. About 10.4% of adults hold a bachelor's degree or higher, while 47.7% of working-age residents are in the labor force.
California carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, California scores 110.7 (Well Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,053 monthly. Statewide, average monthly utility bills in California run around $275, per EIA 2023 residential energy data. Workers in Thermalito report an average commute of 22.4 minutes, with 79.3% driving alone and 6.8% working from home. On FEMA's National Risk Index, this area rates 88.7 out of 100 for natural-hazard exposure (Very High).
A decision-led reading path
Useful questions to ask of Thermalito's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Thermalito, city-specific coverage includes commute-mode shares.
No matched row is reported here for FBI reported-crime rates, matched public-school count, annual population history, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Thermalito?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.8 times median household income. The ACS poverty estimate is 8.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What does the journey to work look like in Thermalito?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 79.3%. The reported mean trip to work is 22.4 minutes.
Which cities make useful reference points for Thermalito?
Within California, the closest population matches are Rancho Calaveras (6,619 residents, $91,629 income); Jamul (6,617 residents, $148,740 income); Nuevo (6,737 residents, $92,443 income). Outside the state, the closest population matches in this dataset are Indiantown, FL (6,646 residents); Homeacre-Lyndora, PA (6,647 residents); Ontario, OH (6,649 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Below median income · poverty 8.9% (Above-median poverty)
Cost of Living Index (state)
110.7 (US=100)
Highest-decile cost · BEA RPP 2024, California average
F
City profile score · Thermalito, CA
22/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate D
8.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$53,814
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
10.4%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
110.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Thermalito profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 44/100 (D) · 8.9%
Household income: 25/100 (F) · $53,814
Bachelor's+ share: 8/100 (F) · 10.4%
Cost of living: 6/100 (F) · 110.7 index
How does Thermalito compare to other US cities?
Thermalito measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income25% higher than other cities
Home value57% pricier than other cities
Median rent88% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Thermalito against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.
California-relative analysis
Median Gross Rent places Thermalito near the bottom of California's cities
Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Thermalito ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Thermalito only against its own state's cities, not the full US field.
Median Household Income
#1,136 of 1,338
15th percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#1,147 of 1,343
15th percentile in California
Poverty Rate
#562 of 1,450
61st percentile in California
Bachelor's Degree or Higher
#1,201 of 1,458
17th percentile in California
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.
Gauge source note
25th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Thermalito's home value compares nationally
Median home value vs. every US city (population 1,000+)
$257,40043rd percentilemore affordable than 43% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Thermalito's home-value-to-income ratio: 4.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,526 of 15,516
More affordable than 19% of tracked cities (pop. 1,000+)
Size class
#9,530 of 11,323
Micro cities (under 10,000)
At 4.8×, Thermalito sits in the moderate band:
national rank #12,526 of 15,516 and #9,530 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$53,814Thermalito, CA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Thermalito, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Thermalito, CA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)10.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)47.7%
Census ACS S2301, share of working-age residents in the labor force
Population
6,645
Median Income
$53,814
Median Home Value
$257,400
Median Age
37.5
Poverty Rate
8.9%
Labor force participation
47.7%
Bachelor's Degree+
10.4%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
22.4 minutes
Drive Alone
79.3%
Carpool
13.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
6.8%
Other
0.9%
Based on 2,504 workers 16 and over.
Monthly Utility Costs
California statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).
These are California statewide averages, not a meter reading for Thermalito. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Thermalito is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).
Cost/risk geography note
Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Thermalito sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Thermalito compares to similar-size California cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.