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Place dossier plate
SheetCA-THOUSAND-OAKS-CA · Thousand Oaks, CA 125,676 pop · income 91st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Thousand Oaks
Lowest/highest poles plus peers nearest Thousand Oaks on median household income. Full ladder: /browse and /rankings.
median HH income
Athens-Clarke… · lowest
51,655
Athens-Clarke… · lowest
51,655 median HH income
29.7% of the leader · rank #1
Thousand Oaks · this city
134,367
Thousand Oaks · this city
134,367 median HH income
77.4% of the leader · rank #2
Pemberwick · near
134,375
Pemberwick · near
134,375 median HH income
77.4% of the leader · rank #3
Kaanapali · near
134,375
Kaanapali · near
134,375 median HH income
77.4% of the leader · rank #4
Bellerive Acr… · near
134,375
Bellerive Acr… · near
134,375 median HH income
77.4% of the leader · rank #5
Wind Point · near
134,375
Wind Point · near
134,375 median HH income
77.4% of the leader · rank #6
Santa Clara · highest
173,670
Santa Clara · highest
173,670 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Thousand Oaks on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 125,676.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Thousand Oaks - the verdict
Out of every US city with 1,000+ residents, Thousand Oaks places in the 91st percentile for household income and the 59th percentile for safety. Source: Census ACS + FBI UCR.
91st
percentile, household income
97th
percentile, home value
88th
percentile, median rent
59th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Thousand Oaks, CA
Thousand Oaks is a mid-sized U.S. city in California, home to 125,676 residents per U.S. Census Bureau ACS 2023 estimates. Households in Thousand Oaks report a median income of $134,367 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.6%. Thousand Oaks's housing stock carries a median value of $951,200, and the median resident age is 44.5 years. About 50.9% of adults hold a bachelor's degree or higher, while 59.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 53 residential units were authorized in 2024 (Building Boom), up 71% from five years earlier. Thousand Oaks reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1122.9 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
California carries a cost-of-living premium: BEA Regional Price Parities 2024 puts California at 110.7 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,053 per month. Monthly utility costs average around $275 across California, per EIA 2023 residential energy estimates. Workers in Thousand Oaks report an average commute of 19.5 minutes, with 66.9% driving alone and 21.2% working from home. On FEMA's National Risk Index, this area rates 88.7 out of 100 for natural-hazard exposure (Very High).
A decision-led reading path
Useful questions to ask of Thousand Oaks's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to schools and households to comparison shortlist to population change to work and mobility to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Thousand Oaks, city-specific coverage includes annual population history, FBI reported-crime rates, commute-mode shares, matched public-school count, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Thousand Oaks?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.1 times median household income. The ACS poverty estimate is 4.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What does the education layer cover for Thousand Oaks?
The NCES join finds 20 public schools within the city match. 50.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Which cities make useful reference points for Thousand Oaks?
Within California, the closest population matches are Simi Valley (125,769 residents, $117,703 income); Vallejo (124,637 residents, $89,496 income); Concord (124,260 residents, $109,195 income). Outside the state, the closest population matches in this dataset are Pearland, TX (125,983 residents); Allentown, PA (125,320 residents); Palm Bay, FL (125,273 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Is Thousand Oaks growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -4,580 residents from 2020 to 2025, a -3.6% change. Separately, Census BPS recorded 53 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Thousand Oaks?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 66.9%. The reported mean trip to work is 19.5 minutes.
Public transit
0.6%
Work from home
21.2%
Drive alone
66.9%
City-level Census ACS commuting estimates covering 60,291 workers age 16+.
What can the FBI record say about safety in Thousand Oaks?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1122.9 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 51% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1020.7
Violent rate
102.2
Total reported rate
1122.9
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Top-decile income · poverty 4.6% (Below-median poverty)
Cost of Living Index (state)
110.7 (US=100)
Highest-decile cost · BEA RPP 2024, California average
C+
City profile score · Thousand Oaks, CA
64/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$134,367
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A
50.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime B
102 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate B-
4.6%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
110.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Thousand Oaks profile (scored ACS/FBI dimensions)Read the chart values
Household income: 91/100 (A+) · $134,367
Bachelor's+ share: 85/100 (A) · 50.9%
Violent crime: 70/100 (B) · 102 /100k
Poverty rate: 68/100 (B-) · 4.6%
Cost of living: 6/100 (F) · 110.7 index
Where Thousand Oaks sits on home value vs crime among peer cities
Thousand Oaks's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Thousand Oaks highlighted among 13 peers.Read the chart values
Thousand Oaks, CA (this city): home $951,200, crime 1,123/100k
Pearland, TX : home $330,900, crime 1,536/100k
Allentown, PA : home $188,900, crime 1,841/100k
Palm Bay, FL : home $248,000, crime 1,365/100k
Topeka, KS : home $130,600, crime 4,499/100k
Meridian, ID : home $485,000, crime 718/100k
Athens-Clarke County, GA : home $271,800, crime 2,683/100k
Simi Valley, CA : home $753,500, crime 1,053/100k
Vallejo, CA : home $557,500, crime 4,730/100k
Concord, CA : home $755,900, crime 3,371/100k
Clovis, CA : home $453,300, crime 1,911/100k
Santa Clara, CA : home $1,527,900, crime 2,684/100k
Berkeley, CA : home $1,351,100, crime 5,868/100k
How does Thousand Oaks compare to other US cities?
Where Thousand Oaks sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income91% higher than other cities
Home value97% pricier than other cities
Median rent88% pricier than other cities
Safety59% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at California, Thousand Oaks ranks #82 of 441 California cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Thousand Oaks against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.
California-relative analysis
Median Gross Rent places Thousand Oaks near the bottom of California's cities
Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Thousand Oaks ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Thousand Oaks only against its own state's cities, not the full US field.
Median Household Income
#242 of 1,338
82nd percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#264 of 1,343
80th percentile in California
Poverty Rate
#884 of 1,450
38th percentile in California
Bachelor's Degree or Higher
#265 of 1,458
82nd percentile in California
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.
Gauge source note
91st percentile nationally for median household income · 59th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Thousand Oaks's profile vs. every US city
Income, affordability, and safety percentile
Thousand Oaks's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Thousand Oaks's home value compares nationally
Median home value vs. every US city (population 1,000+)
$951,2003rd percentilemore affordable than 3% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Thousand Oaks's home-value-to-income ratio: 7.1×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,707 of 15,516
More affordable than 5% of tracked cities (pop. 1,000+)
Size class
#654 of 750
Mid-size cities (50,000–199,999)
At 7.1×, Thousand Oaks sits in the pressured band:
national rank #14,707 of 15,516 and #654 of 750mid-size cities (50,000–199,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$134,367Thousand Oaks, CA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Thousand Oaks, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Thousand Oaks, CA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)50.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.3%
Census ACS S2301, share of working-age residents in the labor force
Population
125,676
Median Income
$134,367
Median Home Value
$951,200
Median Age
44.5
Poverty Rate
4.6%
Labor force participation
59.3%
Bachelor's Degree+
50.9%
Safety & Crime
Total Crime Rate
1122.9
per 100,000 residents
Violent Crime
102.2
per 100,000 residents
Property Crime
1020.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
20
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Thousand Oaks's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
126,810 residents
2021
126,120 residents
2022
124,677 residents
2023
123,926 residents
2024
123,617 residents
2025
122,230 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
53
housing units authorized
Single-Family
53
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
31
31
0
$9.1M
2020
196
50
146
$30.9M
2021
16
16
0
$15.7M
2022
7
7
0
$7.5M
2023
68
68
0
$11.4M
2024
53
53
0
$14.0M
Permit volume increased 71% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
19.5 minutes
Drive Alone
66.9%
Carpool
7.7%
Public Transit
0.6%
Walk
1.8%
Work from Home
21.2%
Other
1.8%
Based on 60,291 workers 16 and over.
Monthly Utility Costs
California statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).
These are California statewide averages, not a meter reading for Thousand Oaks. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Thousand Oaks is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).
Cost/risk geography note
Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Thousand Oaks sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Thousand Oaks compares to similar-size California cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.