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Place dossier plate
SheetCO-FORT-MORGAN-CO · Fort Morgan, CO 11,521 pop · income 34th pct · 8 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Fort Morgan
Lowest/highest poles plus peers nearest Fort Morgan on median household income. Full ladder: /browse and /rankings.
median HH income
Caño Martin P… · lowest
17,817
Caño Martin P… · lowest
17,817 median HH income
10.2% of the leader · rank #1
Blue Earth · near
59,118
Blue Earth · near
59,118 median HH income
34.0% of the leader · rank #2
Fort Morgan · this city
59,121
Fort Morgan · this city
59,121 median HH income
34.0% of the leader · rank #3
Crab Orchard · near
59,122
Crab Orchard · near
59,122 median HH income
34.0% of the leader · rank #4
Sunny Isles B… · near
59,124
Sunny Isles B… · near
59,124 median HH income
34.0% of the leader · rank #5
Veedersburg · near
59,125
Veedersburg · near
59,125 median HH income
34.0% of the leader · rank #6
The Pinery · highest
173,889
The Pinery · highest
173,889 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Fort Morgan on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 11,521.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Fort Morgan - the verdict
Out of every US city with 1,000+ residents, Fort Morgan places in the 34th percentile for household income and the 27th percentile for safety. Source: Census ACS + FBI UCR.
34th
percentile, household income
58th
percentile, home value
68th
percentile, median rent
27th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Fort Morgan, CO
Fort Morgan is a small town in Colorado, home to 11,521 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $59,121 per year, below the median for U.S. cities on this measure, with a poverty rate of 13.4%. Home values in Fort Morgan run a median of $259,900, and the median resident age is 32.5 years. 18.4% of adults here have a bachelor's degree or higher; 60.5% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 166 residential units were authorized in 2024 (Building Boom), up 8200% from five years earlier. Crime here tracks close to the national norm: the FBI's Uniform Crime Reporting program logs 2265.1 total incidents per 100,000 residents here, near the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). NOAA puts Fort Morgan's yearly average temperature at 49.8°F with 14.3 inches of precipitation per year and 22.7 inches of snowfall.
Colorado carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Colorado scores 103.1 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,429 per month statewide. Statewide, average monthly utility bills in Colorado run around $202, per EIA 2023 residential energy data. Workers in Fort Morgan report an average commute of 16.1 minutes, with 76.6% driving alone and 3.9% working from home. FEMA's National Risk Index rates natural-hazard exposure at 40.7 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Fort Morgan's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from within-city variation to population change to climate and hazard context to reported crime to work and mobility to schools and households to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Fort Morgan, city-specific coverage includes matched public-school count, FBI reported-crime rates, local building permits, within-city Census tract profiles, commute-mode shares, annual population history.
All six city-specific enrichment layers used by this profile are present.
Question 1
What can 8 Census tracts reveal inside Fort Morgan?
PlainCities matches 8 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Is Fort Morgan growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +291 residents from 2020 to 2025, a +2.5% change. Separately, Census BPS recorded 166 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
What physical conditions frame life in Fort Morgan?
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
NOAA normals put the annual mean temperature at 49.8°F, with 14.3 inches of precipitation and 22.7 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Colorado is 40.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
Which cities make useful reference points for Fort Morgan?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Colorado, the closest population matches are Wellington (11,538 residents, $103,888 income); Berthoud (11,684 residents, $111,297 income); The Pinery (11,740 residents, $173,889 income). Outside the state, the closest population matches in this dataset are Campbellsville, KY (11,523 residents); Caño Martin Peña comunidad, PR (11,508 residents); La Riviera, CA (11,503 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Fort Morgan?
The joined FBI UCR record reports 2265.1 violent and property crimes per 100,000 residents, near the 2280.5 national reference used here. The difference is 1% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
2265.1
Violent rate
285.3
Property rate
1979.8
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
What does the journey to work look like in Fort Morgan?
Driving alone is the largest reported mode at 76.6%. The reported mean trip to work is 16.1 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
76.6%
Work from home
3.9%
Public transit
0.0%
City-level Census ACS commuting estimates covering 5,033 workers age 16+.
What does the education layer cover for Fort Morgan?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 8 public schools within the city match. 18.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
13.4%
Bachelor's degree+
18.4%
Matched public schools
8
NCES Common Core of Data school locations plus Census ACS resident characteristics.
How far does income reach against housing in Fort Morgan?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.4 times median household income. The ACS poverty estimate is 13.4%, which keeps the citywide median from describing every household.
Value / income
4.4×
Home value
$259,900
Household income
$59,121
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Below median income · poverty 13.4% (Above-median poverty)
Cost of Living Index (state)
103.1 (US=100)
Above-average cost · BEA RPP 2024, Colorado average
F
City profile score · Fort Morgan, CO
30/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime F
285 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income F
$59,121
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
18.4%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
13.4%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Fort Morgan profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 35/100 (F) · 285 /100k
Household income: 33/100 (F) · $59,121
Bachelor's+ share: 30/100 (F) · 18.4%
Poverty rate: 26/100 (F) · 13.4%
Cost of living: 26/100 (F) · 103.1 index
Where Fort Morgan sits on home value vs crime among peer cities
Fort Morgan's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Fort Morgan highlighted among 25 peers.Read the chart values
Fort Morgan, CO (this city): home $259,900, crime 2,265/100k
Campbellsville, KY : home $162,900, crime 1,305/100k
Lincolnton, NC : home $224,600, crime 2,484/100k
Roma, TX : home $87,700, crime 944/100k
Monument, CO : home $586,400, crime 1,984/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Fort Morgan compare to other US cities?
Fort Morgan measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income34% higher than other cities
Home value58% pricier than other cities
Median rent68% pricier than other cities
Safety27% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Colorado, Fort Morgan ranks #70 of 116 Colorado cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Fort Morgan against every qualifying US city; each in-state rank narrows that to Colorado only. Full formula and direction notes: methodology.
Colorado-relative analysis
Median Gross Rent places Fort Morgan near the bottom of Colorado's cities
Among the 408 Colorado cities PlainCities tracks with reported median gross rent data, Fort Morgan ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Fort Morgan only against its own state's cities, not the full US field.
Median Household Income
#269 of 379
29th percentile in Colorado
Median Gross Rent
#1 of 408
0th percentile in Colorado
Median Home Value
#276 of 388
29th percentile in Colorado
Poverty Rate
#70 of 408
82nd percentile in Colorado
Bachelor's Degree or Higher
#314 of 408
23rd percentile in Colorado
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Colorado only, not a livability score. See the methodology for the source and calculation.
Gauge source note
34th percentile nationally for median household income · 27th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Fort Morgan's profile vs. every US city
Income, affordability, and safety percentile
Fort Morgan's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Fort Morgan's home value compares nationally
Median home value vs. every US city (population 1,000+)
$259,90042nd percentilemore affordable than 42% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Fort Morgan's home-value-to-income ratio: 4.4×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,759 of 15,516
More affordable than 24% of tracked cities (pop. 1,000+)
Size class
#2,286 of 3,317
Small cities (10,000–49,999)
At 4.4×, Fort Morgan sits in the moderate band:
national rank #11,759 of 15,516 and #2,286 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$59,121Fort Morgan, CO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Fort Morgan, CO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Fort Morgan, CO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)18.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)13.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)60.5%
Census ACS S2301, share of working-age residents in the labor force
Population
11,521
Median Income
$59,121
Median Home Value
$259,900
Median Age
32.5
Poverty Rate
13.4%
Labor force participation
60.5%
Bachelor's Degree+
18.4%
Safety & Crime
Total Crime Rate
2265.1
per 100,000 residents
Violent Crime
285.3
per 100,000 residents
Property Crime
1979.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
49.8°F
Annual Precipitation
14.3"
Annual Snowfall
22.7"
Schools
Total Schools
8
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Fort Morgan's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
11,550 residents
2021
11,440 residents
2022
11,542 residents
2023
11,716 residents
2024
11,826 residents
2025
11,841 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
166
housing units authorized
Single-Family
18
detached homes
Multifamily
148
apartments & condos
Supply Intensity
14.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
2
2
0
$0.5M
2020
12
8
4
$1.6M
2021
63
11
52
$6.6M
2022
50
5
45
$5.0M
2023
65
17
48
$7.9M
2024
166
18
148
$32.7M
Permit volume increased 8200% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
16.1 minutes
Drive Alone
76.6%
Carpool
15.7%
Public Transit
0.0%
Walk
1.4%
Work from Home
3.9%
Other
2.4%
Based on 5,033 workers 16 and over.
Monthly Utility Costs
Colorado statewide monthly utility average (EIA 2023): $202
EIA 2023 residential energy data puts average monthly utilities across Colorado at $202 (electricity about $90 , water and sewer about $50 ).
These are Colorado statewide averages, not a meter reading for Fort Morgan. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Colorado's BEA cost-of-living index is 103.1 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Fort Morgan is $1,429/mo. FEMA's National Risk Index, averaged to Colorado statewide on PlainCities, rates natural-hazard exposure at 40.7 / 100 (Low).
Cost/risk geography note
Cost of living is a Colorado statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Fort Morgan sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Fort Morgan compares to similar-size Colorado cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.