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Place dossier plate
SheetCO-GYPSUM-CO · Gypsum, CO 8,481 pop · income 89th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Gypsum
Lowest/highest poles plus peers nearest Gypsum on median household income. Full ladder: /browse and /rankings.
median HH income
Bellwood · lowest
50,172
Bellwood · lowest
50,172 median HH income
33.7% of the leader · rank #1
Seabrook Isla… · near
124,519
Seabrook Isla… · near
124,519 median HH income
83.8% of the leader · rank #2
Vine Hill · near
124,528
Vine Hill · near
124,528 median HH income
83.8% of the leader · rank #3
Gypsum · this city
124,534
Gypsum · this city
124,534 median HH income
83.8% of the leader · rank #4
Trumbull Cent… · near
124,547
Trumbull Cent… · near
124,547 median HH income
83.8% of the leader · rank #5
Captain Cook · near
124,551
Captain Cook · near
124,551 median HH income
83.8% of the leader · rank #6
Evergreen · highest
148,665
Evergreen · highest
148,665 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Gypsum on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 8,481.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Gypsum - the verdict
Out of every US city with 1,000+ residents, Gypsum places in the 89th percentile for household income and the 90th percentile for safety. Source: Census ACS + FBI UCR.
89th
percentile, household income
87th
percentile, home value
68th
percentile, median rent
90th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Gypsum, CO
Census ACS 2023 estimates count 8,481 residents in Gypsum, a small town within Colorado. Median household income here is $124,534 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.1%. Gypsum's housing stock carries a median value of $553,600, and the median resident age is 38.0 years. Educational attainment runs 30.3% of adults with a bachelor's degree or higher. Separately, 64.2% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 63 residential units were authorized in 2024 (Construction Slowdown), down 47% from five years earlier. Gypsum reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 384.6 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Colorado carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Colorado scores 103.1 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,429 per month statewide. Statewide, average monthly utility bills in Colorado run around $202, per EIA 2023 residential energy data. Natural-hazard exposure scores 40.7 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Gypsum's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to schools and households to housing and income to comparison shortlist to reported crime to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Gypsum, city-specific coverage includes FBI reported-crime rates, local building permits, matched public-school count, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Gypsum?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 75.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
The NCES join finds 7 public schools within the city match. 30.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
How far does income reach against housing in Gypsum?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.4 times median household income. The ACS poverty estimate is 3.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Gypsum?
Within Colorado, the closest population matches are Fort Lupton (8,494 residents, $64,850 income); Evergreen (8,643 residents, $148,665 income); Trinidad (8,309 residents, $50,792 income). Outside the state, the closest population matches in this dataset are Fruitland Park, FL (8,482 residents); Kenwood, OH (8,484 residents); Oak Grove, MO (8,477 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Gypsum?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 384.6 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 83% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
285.7
Violent rate
98.9
Total reported rate
384.6
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +1,107 residents from 2020 to 2025, a +13.7% change. Separately, Census BPS recorded 63 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+13.7%
2025 estimate
9,212
2020 estimate
8,105
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above-average cost · BEA RPP 2024, Colorado average
B-
City profile score · Gypsum, CO
66/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$124,534
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.1%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime B
99 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share C
30.3%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
103.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Gypsum profile (scored ACS/FBI dimensions)Read the chart values
Household income: 88/100 (A) · $124,534
Poverty rate: 78/100 (B+) · 3.1%
Violent crime: 71/100 (B) · 99 /100k
Bachelor's+ share: 58/100 (C) · 30.3%
Cost of living: 26/100 (F) · 103.1 index
Where Gypsum sits on home value vs crime among peer cities
Gypsum's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Gypsum highlighted among 26 peers.Read the chart values
Gypsum, CO (this city): home $553,600, crime 385/100k
Oak Grove, MO : home $190,800, crime 1,420/100k
Richland Hills, TX : home $232,800, crime 2,696/100k
Fort Lupton, CO : home $372,400, crime 1,773/100k
Trinidad, CO : home $196,900, crime 3,743/100k
Milliken, CO : home $398,200, crime 538/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Gypsum compare to other US cities?
Where Gypsum sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income89% higher than other cities
Home value87% pricier than other cities
Median rent68% pricier than other cities
Safety90% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Colorado and the picture shifts: Gypsum ranks #8 of 116 Colorado cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Gypsum against every qualifying US city; each in-state rank narrows that to Colorado only. Full formula and direction notes: methodology.
Colorado-relative analysis
Median Gross Rent places Gypsum near the bottom of Colorado's cities
Among the 408 Colorado cities PlainCities tracks with reported median gross rent data, Gypsum ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Gypsum only against its own state's cities, not the full US field.
Median Household Income
#76 of 379
80th percentile in Colorado
Median Gross Rent
#1 of 408
0th percentile in Colorado
Median Home Value
#124 of 388
68th percentile in Colorado
Poverty Rate
#239 of 408
41st percentile in Colorado
Bachelor's Degree or Higher
#218 of 408
47th percentile in Colorado
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Colorado only, not a livability score. See the methodology for the source and calculation.
Gauge source note
89th percentile nationally for median household income · 90th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Gypsum's profile vs. every US city
Income, affordability, and safety percentile
Gypsum's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Gypsum's home value compares nationally
Median home value vs. every US city (population 1,000+)
$553,60013th percentilemore affordable than 13% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Gypsum's home-value-to-income ratio: 4.4×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,861 of 15,516
More affordable than 24% of tracked cities (pop. 1,000+)
Size class
#9,105 of 11,323
Micro cities (under 10,000)
At 4.4×, Gypsum sits in the moderate band:
national rank #11,861 of 15,516 and #9,105 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$124,534Gypsum, CO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Gypsum, CO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Gypsum, CO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)30.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)64.2%
Census ACS S2301, share of working-age residents in the labor force
Population
8,481
Median Income
$124,534
Median Home Value
$553,600
Median Age
38.0
Poverty Rate
3.1%
Labor force participation
64.2%
Bachelor's Degree+
30.3%
Safety & Crime
Total Crime Rate
384.6
per 100,000 residents
Violent Crime
98.9
per 100,000 residents
Property Crime
285.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
7
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Gypsum's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
8,105 residents
2021
8,894 residents
2022
9,280 residents
2023
9,204 residents
2024
9,238 residents
2025
9,212 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
63
housing units authorized
Single-Family
54
detached homes
Multifamily
9
apartments & condos
Supply Intensity
7.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
119
37
82
$16.4M
2020
192
32
160
$19.6M
2021
208
24
184
$15.3M
2022
35
35
0
$17.2M
2023
27
27
0
$10.7M
2024
63
54
9
$18.4M
Permit volume decreased 47% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
75.6%
Carpool
16.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.1%
Based on 4,350 workers 16 and over.
Monthly Utility Costs
Colorado statewide monthly utility average (EIA 2023): $202
EIA 2023 residential energy data puts average monthly utilities across Colorado at $202 (electricity about $90 , water and sewer about $50 ).
These are Colorado statewide averages, not a meter reading for Gypsum. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Colorado's BEA cost-of-living index is 103.1 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Gypsum is $1,429/mo. FEMA's National Risk Index, averaged to Colorado statewide on PlainCities, rates natural-hazard exposure at 40.7 / 100 (Low).
Cost/risk geography note
Cost of living is a Colorado statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Gypsum sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Gypsum compares to similar-size Colorado cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.