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Place dossier plate
SheetCO-MONUMENT-CO · Monument, CO 11,035 pop · income 85th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Monument
Lowest/highest poles plus peers nearest Monument on median household income. Full ladder: /browse and /rankings.
median HH income
Union City · lowest
45,523
Union City · lowest
45,523 median HH income
27.8% of the leader · rank #1
Hochatown · near
114,643
Hochatown · near
114,643 median HH income
70.0% of the leader · rank #2
Smoketown · near
114,653
Smoketown · near
114,653 median HH income
70.0% of the leader · rank #3
Monument · this city
114,654
Monument · this city
114,654 median HH income
70.0% of the leader · rank #4
Oak Grove · near
114,679
Oak Grove · near
114,679 median HH income
70.0% of the leader · rank #5
Pearl · near
114,682
Pearl · near
114,682 median HH income
70.0% of the leader · rank #6
Fairmount · highest
163,785
Fairmount · highest
163,785 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Monument on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 11,035.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Monument - the verdict
Out of every US city with 1,000+ residents, Monument places in the 85th percentile for household income and the 33rd percentile for safety. Source: Census ACS + FBI UCR.
85th
percentile, household income
89th
percentile, home value
68th
percentile, median rent
33rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Monument, CO
11,035 people live in Monument, Colorado - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $114,654 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.2%. Home values in Monument run a median of $586,400, and the median resident age is 38.0 years. About 57.5% of adults hold a bachelor's degree or higher, while 64.9% of working-age residents are in the labor force.
Crime here tracks close to the national norm: the FBI's Uniform Crime Reporting program logs 1984.1 total incidents per 100,000 residents here, near the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). NOAA climate normals record an annual average temperature of 46.5°F with 22.5 inches of precipitation per year and 121.1 inches of snowfall.
Colorado carries a cost-of-living premium: the state registers 103.1 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,429 monthly. Monthly utility costs average around $202 across Colorado, per EIA 2023 residential energy estimates. Workers in Monument report an average commute of 23.4 minutes, with 63.0% driving alone and 23.2% working from home. Natural-hazard exposure scores 40.7 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Monument's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to population change to housing and income to comparison shortlist to climate and hazard context to reported crime to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Monument, city-specific coverage includes FBI reported-crime rates, commute-mode shares, annual population history, matched public-school count.
No matched row is reported here for local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Monument?
The NCES join finds 8 public schools within the city match. 57.5% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Is Monument growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +3,391 residents from 2020 to 2025, a +32.5% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Monument?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.1 times median household income. The ACS poverty estimate is 3.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Monument?
Within Colorado, the closest population matches are Cherry Creek (11,011 residents, $147,618 income); Berkley (10,838 residents, $76,232 income); Fort Morgan (11,521 residents, $59,121 income). Outside the state, the closest population matches in this dataset are Merriam, KS (11,036 residents); Summerfield, NC (11,031 residents); Union City, TN (11,040 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Climate and hazard context
What physical conditions frame life in Monument?
NOAA normals put the annual mean temperature at 46.5°F, with 22.5 inches of precipitation and 121.1 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Colorado is 40.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
46.5°F
Annual precipitation
22.5 in
FEMA risk index (state avg)
40.7
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
What can the FBI record say about safety in Monument?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1984.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 13% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1842.4
Violent rate
141.7
Total reported rate
1984.1
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
What does the journey to work look like in Monument?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 63.0%. The reported mean trip to work is 23.4 minutes.
Public transit
0.0%
Work from home
23.2%
Drive alone
63.0%
City-level Census ACS commuting estimates covering 5,493 workers age 16+.
Above-average cost · BEA RPP 2024, Colorado average
B-
City profile score · Monument, CO
67/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
57.5%
Adults with a bachelor's degree or higher; ACS.
Household income A-
$114,654
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.2%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C+
142 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Monument profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 90/100 (A+) · 57.5%
Household income: 83/100 (A-) · $114,654
Poverty rate: 77/100 (B+) · 3.2%
Violent crime: 60/100 (C+) · 142 /100k
Cost of living: 26/100 (F) · 103.1 index
Where Monument sits on home value vs crime among peer cities
Monument's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Monument highlighted among 8 peers.Read the chart values
Monument, CO (this city): home $586,400, crime 1,984/100k
Merriam, KS : home $242,400, crime 6,022/100k
Union City, TN : home $138,400, crime 3,123/100k
Iowa Colony, TX : home $356,300, crime 690/100k
Grandview, WA : home $232,500, crime 2,328/100k
Holmen, WI : home $262,600, crime 513/100k
Fort Morgan, CO : home $259,900, crime 2,265/100k
Rifle, CO : home $377,900, crime 1,311/100k
How does Monument compare to other US cities?
Where Monument sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income85% higher than other cities
Home value89% pricier than other cities
Median rent68% pricier than other cities
Safety33% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Colorado and the picture shifts: Monument ranks #67 of 116 Colorado cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Monument against every qualifying US city; each in-state rank narrows that to Colorado only. Full formula and direction notes: methodology.
Colorado-relative analysis
Median Gross Rent places Monument near the bottom of Colorado's cities
Among the 408 Colorado cities PlainCities tracks with reported median gross rent data, Monument ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Monument only against its own state's cities, not the full US field.
Median Household Income
#89 of 379
77th percentile in Colorado
Median Gross Rent
#1 of 408
0th percentile in Colorado
Median Home Value
#114 of 388
71st percentile in Colorado
Poverty Rate
#234 of 408
42nd percentile in Colorado
Bachelor's Degree or Higher
#86 of 408
79th percentile in Colorado
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Colorado only, not a livability score. See the methodology for the source and calculation.
Gauge source note
85th percentile nationally for median household income · 33rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Monument's profile vs. every US city
Income, affordability, and safety percentile
Monument's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Monument's home value compares nationally
Median home value vs. every US city (population 1,000+)
$586,40011th percentilemore affordable than 11% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Monument's home-value-to-income ratio: 5.1×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#13,090 of 15,516
More affordable than 16% of tracked cities (pop. 1,000+)
Size class
#2,676 of 3,317
Small cities (10,000–49,999)
At 5.1×, Monument sits in the pressured band:
national rank #13,090 of 15,516 and #2,676 of 3,317small cities (10,000–49,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$114,654Monument, CO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Monument, CO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Monument, CO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)57.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)64.9%
Census ACS S2301, share of working-age residents in the labor force
Population
11,035
Median Income
$114,654
Median Home Value
$586,400
Median Age
38.0
Poverty Rate
3.2%
Labor force participation
64.9%
Bachelor's Degree+
57.5%
Safety & Crime
Total Crime Rate
1984.1
per 100,000 residents
Violent Crime
141.7
per 100,000 residents
Property Crime
1842.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
46.5°F
Annual Precipitation
22.5"
Annual Snowfall
121.1"
Schools
Total Schools
8
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Monument's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
10,422 residents
2021
10,863 residents
2022
11,777 residents
2023
12,091 residents
2024
13,374 residents
2025
13,813 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
23.4 minutes
Drive Alone
63.0%
Carpool
9.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
23.2%
Other
4.5%
Based on 5,493 workers 16 and over.
Monthly Utility Costs
Colorado statewide monthly utility average (EIA 2023): $202
EIA 2023 residential energy data puts average monthly utilities across Colorado at $202 (electricity about $90 , water and sewer about $50 ).
These are Colorado statewide averages, not a meter reading for Monument. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Colorado's BEA cost-of-living index is 103.1 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Monument is $1,429/mo. FEMA's National Risk Index, averaged to Colorado statewide on PlainCities, rates natural-hazard exposure at 40.7 / 100 (Low).
Cost/risk geography note
Cost of living is a Colorado statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Monument sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Monument compares to similar-size Colorado cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.