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Place dossier plate
SheetCT-DERBY-CT · Derby, CT 12,359 pop · income 58th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Derby
Lowest/highest poles plus peers nearest Derby on median household income. Full ladder: /browse and /rankings.
median HH income
Storrs · lowest
33,125
Storrs · lowest
33,125 median HH income
22.7% of the leader · rank #1
Deer Trail · near
76,250
Deer Trail · near
76,250 median HH income
52.4% of the leader · rank #2
Lochearn · near
76,256
Lochearn · near
76,256 median HH income
52.4% of the leader · rank #3
Crete · near
76,258
Crete · near
76,258 median HH income
52.4% of the leader · rank #4
Florence · near
76,259
Florence · near
76,259 median HH income
52.4% of the leader · rank #5
Derby · this city
76,263
Derby · this city
76,263 median HH income
52.4% of the leader · rank #6
Orange · highest
145,625
Orange · highest
145,625 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Derby on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 12,359.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Derby - the verdict
Nationally, Derby sits in the 58th percentile for household income and the 17th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
58th
percentile, household income
54th
percentile, home value
86th
percentile, median rent
17th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Derby, CT
Connecticut's Derby is a small town, with 12,359 residents per the latest Census Bureau ACS figures. Derby households earn a median of $76,263 annually, above the median for U.S. cities on this measure, with a poverty rate of 4.1%. Home values in Derby run a median of $242,300, and the median resident age is 46.3 years. Educational attainment runs 33.2% of adults with a bachelor's degree or higher. Separately, 58.8% of working-age residents are in the labor force.
In 2024, 1 residential building permits were authorized in Derby (Construction Slowdown), down 67% from five years earlier, per Census BPS data. Derby's reported crime rate runs above the national norm: the FBI's Uniform Crime Reporting program logs 2862.4 total incidents per 100,000 residents here, above the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Connecticut carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Connecticut at 103.6 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,955 monthly. Monthly utility costs average around $345 across Connecticut, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 87.6 out of 100 (Very High).
A decision-led reading path
Useful questions to ask of Derby's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to schools and households to comparison shortlist to population change to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Derby, city-specific coverage includes commute-mode shares, annual population history, FBI reported-crime rates, local building permits, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Reported crime
What can the FBI record say about safety in Derby?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 2862.4 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 26% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
The NCES join finds 5 public schools within the city match. 33.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Which cities make useful reference points for Derby?
Within Connecticut, the closest population matches are Windsor Locks (12,555 residents, $90,417 income); Bethel (11,606 residents, $88,344 income); Storrs (13,502 residents, $33,125 income). Outside the state, the closest population matches in this dataset are Lake Tapps, WA (12,360 residents); Tehachapi, CA (12,366 residents); Patchogue, NY (12,368 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +614 residents from 2020 to 2025, a +5.0% change. Separately, Census BPS recorded 1 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Derby?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 70.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.3%
Work from home
15.3%
Drive alone
70.1%
City-level Census ACS commuting estimates covering 6,183 workers age 16+.
How far does income reach against housing in Derby?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.2 times median household income. The ACS poverty estimate is 4.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Household income
$76,263
Home value
$242,300
Value / income
3.2×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above median income · poverty 4.1% (Below-median poverty)
Cost of Living Index (state)
103.6 (US=100)
High cost · BEA RPP 2024, Connecticut average
D
City profile score · Derby, CT
49/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B
4.1%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C+
33.2%
Adults with a bachelor's degree or higher; ACS.
Household income C
$76,263
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
314 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Derby profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 71/100 (B) · 4.1%
Bachelor's+ share: 63/100 (C+) · 33.2%
Household income: 56/100 (C) · $76,263
Violent crime: 31/100 (F) · 314 /100k
Cost of living: 24/100 (F) · 103.6 index
Where Derby sits on home value vs crime among peer cities
Derby's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Derby highlighted among 27 peers.Read the chart values
Derby, CT (this city): home $242,300, crime 2,862/100k
Tehachapi, CA : home $344,700, crime 3,124/100k
Eureka, MO : home $352,200, crime 995/100k
Windsor Locks, CT : home $236,800, crime 1,087/100k
Bethel, CT : home $377,500, crime 539/100k
Orange, CT : home $466,800, crime 3,547/100k
Greenwich, CT : home $1,486,100, crime 877/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Derby compare to other US cities?
Derby measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income58% higher than other cities
Home value54% pricier than other cities
Median rent86% pricier than other cities
Safety17% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Connecticut alone, Derby ranks #43 of 47 Connecticut cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Derby against every qualifying US city; each in-state rank narrows that to Connecticut only. Full formula and direction notes: methodology.
Connecticut-relative analysis
Median Gross Rent places Derby near the bottom of Connecticut's cities
Among the 207 Connecticut cities PlainCities tracks with reported median gross rent data, Derby ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Derby only against its own state's cities, not the full US field.
Median Household Income
#150 of 198
24th percentile in Connecticut
Median Gross Rent
#1 of 207
0th percentile in Connecticut
Median Home Value
#163 of 201
19th percentile in Connecticut
Poverty Rate
#78 of 204
62nd percentile in Connecticut
Bachelor's Degree or Higher
#151 of 207
27th percentile in Connecticut
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Connecticut only, not a livability score. See the methodology for the source and calculation.
Gauge source note
58th percentile nationally for median household income · 17th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Derby's profile vs. every US city
Income, affordability, and safety percentile
Derby's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Derby's home value compares nationally
Median home value vs. every US city (population 1,000+)
$242,30046th percentilemore affordable than 46% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Derby's home-value-to-income ratio: 3.2×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,579 of 15,516
More affordable than 51% of tracked cities (pop. 1,000+)
Size class
#1,146 of 3,317
Small cities (10,000–49,999)
At 3.2×, Derby sits in the moderate band:
national rank #7,579 of 15,516 and #1,146 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$76,263Derby, CT median household income (Census ACS)
Show U.S. national quintile / Lorenz context Derby, CT median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Derby, CT.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)33.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)58.8%
Census ACS S2301, share of working-age residents in the labor force
Population
12,359
Median Income
$76,263
Median Home Value
$242,300
Median Age
46.3
Poverty Rate
4.1%
Labor force participation
58.8%
Bachelor's Degree+
33.2%
Safety & Crime
Total Crime Rate
2862.4
per 100,000 residents
Violent Crime
313.6
per 100,000 residents
Property Crime
2548.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Derby's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
12,311 residents
2021
12,351 residents
2022
12,379 residents
2023
12,440 residents
2024
12,895 residents
2025
12,925 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
3
3
0
$0.6M
2020
6
6
0
$1.6M
2021
7
7
0
$1.9M
2022
1
1
0
$0.2M
2023
195
0
195
$13.3M
2024
1
1
0
$0.4M
Permit volume decreased 67% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.1%
Carpool
12.2%
Public Transit
0.3%
Walk
1.7%
Work from Home
15.3%
Based on 6,183 workers 16 and over.
Monthly Utility Costs
Connecticut statewide monthly utility average (EIA 2023): $345
EIA 2023 residential energy data puts average monthly utilities across Connecticut at $345 (electricity about $175 , water and sewer about $60 ).
These are Connecticut statewide averages, not a meter reading for Derby. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Connecticut's BEA cost-of-living index is 103.6 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Derby is $1,955/mo. FEMA's National Risk Index, averaged to Connecticut statewide on PlainCities, rates natural-hazard exposure at 87.6 / 100 (Very High).
Cost/risk geography note
Cost of living is a Connecticut statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Derby sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Derby compares to similar-size Connecticut cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.