City · Florida

Fort Walton Beach, Florida

Fort Walton Beach, city, in Okaloosa County, Florida. Fort Walton Beach had 21,097 residents on July 1, 2025 by the Census Bureau's estimate, up 0.8% since 2020; the 2020 Census counted 20,922 and the ACS 2020-2024 5-year estimates put it at 21,025 (±60). GEOID 1224475.

Residents, July 2025 estimate

21,097

Census Bureau estimate (no margin published)
2020 Census count: 20,922 · ACS 2020-2024: 21,025 ±60

Median household income

$68,538

±$5,185 (90% margin)
Florida: $74,568

Median home value

$321,800

±$16,155 (90% margin)
Florida: $359,000

Median gross rent

$1,307

±$70 (90% margin)
Florida: $1,669

Where is Fort Walton Beach and what county is it in?

Fort Walton Beach is a city in Okaloosa County, Florida. It covers 7.6 square miles of land, 2,739 residents per square mile in 2020.

Fort Walton Beach is in the Crestview-Fort Walton Beach-Destin, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Fort Walton Beach (marked with a dot) in Okaloosa County, Florida. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Fort Walton Beach, and is it growing?

The Census Bureau estimates that 21,097 people lived in Fort Walton Beach on July 1, 2025, up 0.8% since 2020, slower than Florida (+8.9%). The 2020 Census counted 20,922 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 21,025 (±60).

  • July 2020→2021 +20 (20,967)
  • 2021→2022 +137 (21,104)
  • 2022→2023 −8 (21,096)
  • 2023→2024 +97 (21,193)
  • 2024→2025 −96 (21,097)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Fort Walton BeachOkaloosa CountyFlorida Change since 2015-2019
Total population 21,025 ±60 216,599 22,416,077 −1,059
Households 8,817 ±423 85,411 8,752,810 −563
Average household size 2.34 ±0.11 2.48 2.51 no clear change
Housing units 9,901 ±478 103,864 10,256,470 −725

Fort Walton Beach's population since 2000

From 19,973 in 2000 to 21,097 in 2025: up 5.6%. The 2000, 2010 and 2020 figures are census counts, each for Fort Walton Beach as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 19,973
  • 2005 (estimate) 20,773
  • 2010 Census 19,507
  • 2015 (estimate) 21,557
  • 2020 Census 20,922
  • 2025 (estimate) 21,097

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Fort Walton Beach?

The median resident of Fort Walton Beach is 39.1 years old; 22.1% are under 18 and 19.7% are 65 or older. The largest group is non-Hispanic white residents at 64.0%, then Hispanic or Latino residents (of any race) at 13.0%. 9.4% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Fort Walton BeachOkaloosa CountyFlorida Change since 2015-2019
Median age 39.1 ±1.6 37.4 42.6 no clear change
Under 18 years 22.1% ±2.4 pts 22.6% 19.5% –
65 years and over 19.7% ±1.9 pts 16.6% 21.3% –
Male 49.8% ±1.9 pts 50.7% 49.1% –
Hispanic or Latino (any race) 13.0% ±2.7 pts 11.3% 27.4% no clear change
White alone, not Hispanic 64.0% ±3.8 pts 69.3% 50.4% −5.5 pts
Black or African American alone, not Hispanic 11.6% ±2.9 pts 9.1% 14.6% no clear change
Asian alone, not Hispanic 4.0% ±1.6 pts 3.2% 2.9% no clear change
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.1% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.7% ±0.8 pts 0.1% 0.1% –
Two or more races, not Hispanic 5.9% ±1.6 pts 6.3% 3.8% –
Some other race alone, not Hispanic 0.7% ±0.9 pts 0.5% 0.7% –
Born outside the United States 9.4% ±1.5 pts 9.2% 21.9% no clear change
Speak a language other than English at home (age 5+) 14.7% ±2.5 pts 12.5% 30.6% –
Civilian veterans (age 18+) 16.9% ±1.9 pts 20.4% 7.4% –
With a disability 16.1% ±1.6 pts 15.5% 13.7% –
No health insurance coverage 14.9% ±2.3 pts 11.8% 11.5% no clear change
High school graduate or higher (age 25+) 91.9% ±1.7 pts 93.3% 89.9% –
Bachelor's degree or higher (age 25+) 29.7% ±2.8 pts 34.8% 34.1% no clear change
Graduate or professional degree (age 25+) 9.1% ±1.5 pts 13.8% 12.9% –
Lived in the same house a year earlier 86.0% ±2.5 pts 81.6% 86.3% –
Moved from another state in the past year 4.1% ±1.5 pts 6.2% 2.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Fort Walton Beach earn?

Half of Fort Walton Beach's 8,817 households earn less than $68,538 a year (±$5,185), against $81,998 in Okaloosa County and $74,568 in Florida. In 2015-2019 it was $66,864 in 2024 dollars; the margins of error cannot tell the two periods apart. 13.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Fort Walton BeachOkaloosa CountyFlorida Change since 2015-2019
Median household income $68,538 ±$5,185 $81,998 $74,568 no clear change
Mean household income $89,319 ±$5,191 $109,985 $105,967 –
Per capita income $37,937 ±$2,341 $44,070 $42,609 no clear change
People below the poverty line 13.3% ±2.4 pts 9.3% 12.6% no clear change
Children under 18 below the poverty line 21.2% ±6.3 pts 12.9% 16.5% no clear change
Households receiving SNAP 10.0% ±2.0 pts 7.9% 12.6% –
Households with a computer 96.7% ±1.4 pts 97.4% 96.6% –
Households with a broadband subscription 87.7% ±2.9 pts 93.2% 91.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Fort Walton Beach?

Owners occupy 61.8% of Fort Walton Beach's occupied homes and renters 38.2%. The median owner-occupied home is valued at $321,800 by its owner (±$16,155). The median renter pays $1,307 a month including utilities, and 44.5% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Fort Walton BeachOkaloosa CountyFlorida Change since 2015-2019
Median home value (owner-occupied) $321,800 ±$16,155 $351,200 $359,000 +$93,014
Median gross rent $1,307 ±$70 $1,612 $1,669 +$91
Renters paying 35% or more of income on rent 44.5% ±7.8 pts 42.2% 50.2% no clear change
Median monthly owner costs, with a mortgage $1,872 ±$83 $1,937 $1,959 –
Owner-occupied homes 61.8% ±3.7 pts 68.4% 67.6% no clear change
Renter-occupied homes 38.2% ±3.7 pts 31.6% 32.4% –
Housing units 9,901 ±478 103,864 10,256,470 −725
Homeowner vacancy rate 1.1% ±1.2 pts 1.4% 1.4% –
Rental vacancy rate 7.9% ±4.0 pts 14.3% 7.6% –
Single-family detached homes 67.0% ±3.6 pts 64.4% 54.7% –
Mobile homes 0.1% ±0.1 pts 4.5% 8.0% –
Built 2020 or later 0.3% ±0.3 pts 3.1% 3.2% –
Built 2010 to 2019 7.2% ±1.8 pts 12.0% 11.0% –
Built 1939 or earlier 0.6% ±0.4 pts 0.7% 1.9% –
Households with no vehicle 4.2% ±1.4 pts 3.6% 6.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Fort Walton Beach building?

Builders took permits for 20 new housing units in Fort Walton Beach in 2025 (11 in single-family houses), 0.9 per 1,000 residents against 7.6 across Florida.

  • 2019 35 units
  • 2020 38 units
  • 2021 43 units
  • 2022 25 units
  • 2023 328 units
  • 2024 16 units
  • 2025 20 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Fort Walton Beach work and get to work?

81.2% of Fort Walton Beach's workers drive alone and 8.4% work from home. The average trip to work takes 22.7 minutes. The unemployment rate in 2020-2024 averaged 3.5%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Fort Walton BeachOkaloosa CountyFlorida Change since 2015-2019
In the labor force (age 16+) 65.9% ±2.9 pts 64.9% 59.8% –
Unemployment rate 3.5% ±1.1 pts 3.8% 4.8% −2.4 pts
Drove alone to work 81.2% ±3.0 pts 76.7% 70.2% –
Carpooled 5.9% ±2.1 pts 10.3% 9.2% –
Public transportation 0.4% ±0.4 pts 0.2% 1.2% –
Walked 1.7% ±1.0 pts 1.5% 1.4% –
Worked from home 8.4% ±2.0 pts 9.7% 15.7% +4.0 pts
Mean travel time to work 22.7 min ±2.4 26.3 min 28.0 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Fort Walton Beach?

6 census tracts lie mostly in Fort Walton Beach, and 7 more reach into it (2020 census blocks). Their median household incomes run from $40,625 (Tract 226) to $139,766 (Tract 217).

Census tracts in Fort Walton Beach, ACS 2020-2024 5-year estimates (the 12 with the most residents inside it; every tract on the full list)
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Fort Walton Beach
Tract 225Okaloosa County4,521 $85,278 $322,20094%
Tract 226Okaloosa County3,552 $40,625 $244,40097%
Tract 227Okaloosa County3,764 $68,513 $283,60088%
Tract 224Okaloosa County3,951 $81,553 $367,50076%
Tract 228Okaloosa County2,344 $52,435 $271,500100%
Tract 218.02Okaloosa County6,694 $72,531 $309,80022%
Tract 217Okaloosa County2,402 $139,766 $439,50054%
Tract 219.01Okaloosa County2,112 $45,417 $161,40036%
Tract 229Okaloosa County4,255 $75,402 $284,40016%
Tract 223Okaloosa County2,422 $69,417 $372,40021%
Tract 220.01Okaloosa County5,383 $51,974 $304,0008%
Tract 221Okaloosa County3,636 $60,500 $277,9004%

Every census tract in Fort Walton Beach, with its figures

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Fort Walton Beach) · Census block assignment files

How does Fort Walton Beach compare with other places in Florida?

By the Census Bureau's July 2025 estimates, Fort Walton Beach is the 1,848th-most populous of the 19,476 U.S. incorporated places that have one and the 117th-most populous of 411 in Florida.

Fort Walton Beach ranks 425th of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.

Fort Walton Beach's rank in Florida (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate117th411
Growth 2020-2025 (PEP)260th328
Residents per square mile278th770
Median household income425th754
Per capita income389th763
Median home value410th749
Median gross rent504th710
Poverty rate274th634
Bachelor's degree or higher378th733
Median age529th762
Owner-occupied share552nd760
Work from home526th596
Travel time to work643rd764

Fort Walton Beach's figures with every place in Florida (CSV)

Every place in Florida, sortable · Compare Fort Walton Beach with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Fort Walton Beach?

8 of the 57 figures for Fort Walton Beach on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Fort Walton Beach are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Fort Walton Beach.