Census tract · Okaloosa County
Census Tract 225, Okaloosa County, Florida
Census Tract 225, GEOID 12091022500, in Okaloosa County, Florida, mostly within Fort Walton Beach (94% of its census blocks). 4,521 residents in the ACS 2020-2024 5-year estimates (±707); the 2020 Census counted 4,225.
Residents, 2020-2024
4,521
±707 (90% margin)
2020 Census count: 4,225
Median household income
$85,278
±$14,003 (90% margin)
Okaloosa County: $81,998
Median home value
$322,200
±$28,290 (90% margin)
Okaloosa County: $351,200
Median gross rent
$1,282
±$333 (90% margin)
Okaloosa County: $1,612
Where is Census Tract 225?
Census Tract 225 is one of 49 census tracts in Okaloosa County, Florida. It covers 1.43 square miles of land, 2,961 residents per square mile in 2020. Its GEOID, 12091022500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fort Walton Beach | 94% |
7 census tracts border Census Tract 225: Tract 219.02 ($77,023), Tract 220.02 ($82,750), Tract 221 ($60,500), Tract 224 ($81,553), Tract 226 ($40,625), Tract 227 ($68,513) and Tract 228 ($52,435). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 225?
The 2020-2024 American Community Survey puts Census Tract 225's population at 4,521 (±707) in 1,674 households; the 2020 Census counted 4,225 residents and 1,885 housing units.
| Measure | Tract 225 | Fort Walton Beach |
|---|---|---|
| Total population | 4,521 ±707 | 21,025 |
| Households | 1,674 ±198 | 8,817 |
| Average household size | 2.69 ±0.31 | 2.34 |
| Housing units | 1,836 ±179 | 9,901 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 225?
The median resident of Census Tract 225 is 37.2 years old; 24.6% are under 18 and 20.3% are 65 or older. The largest group is non-Hispanic white residents at 57.1%, then non-Hispanic Black residents at 13.2%.
| Measure | Tract 225 | Fort Walton Beach |
|---|---|---|
| Median age | 37.2 ±1.6 | 39.1 |
| Under 18 years | 24.6% ±4.2 pts | 22.1% |
| 65 years and over | 20.3% ±4.7 pts | 19.7% |
| Hispanic or Latino (any race) | 12.9% ±8.1 pts | 13.0% |
| White alone, not Hispanic | 57.1% ±9.3 pts | 64.0% |
| Black or African American alone, not Hispanic | 13.2% ±4.0 pts | 11.6% |
| Asian alone, not Hispanic | 6.7% ±5.0 pts | 4.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 3.0% ±3.5 pts | 0.7% |
| Two or more races, not Hispanic | 6.6% ±4.5 pts | 5.9% |
| Some other race alone, not Hispanic | 0.4% ±0.7 pts | 0.7% |
| Born outside the United States | 10.4% ±7.7 pts | 9.4% |
| Speak a language other than English at home (age 5+) | 11.3% ±7.2 pts | 14.7% |
| Civilian veterans (age 18+) | 17.3% ±5.8 pts | 16.9% |
| With a disability | 16.2% ±3.3 pts | 16.1% |
| No health insurance coverage | 14.2% ±6.4 pts | 14.9% |
| High school graduate or higher (age 25+) | 91.1% ±5.1 pts | 91.9% |
| Bachelor's degree or higher (age 25+) | 36.2% ±8.9 pts | 29.7% |
| Graduate or professional degree (age 25+) | 11.3% ±4.2 pts | 9.1% |
| Lived in the same house a year earlier | 89.7% ±5.1 pts | 86.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 225 earn?
Half of the 1,674 households in Census Tract 225 earn less than $85,278 a year (±$14,003), against $81,998 across Okaloosa County: 18th highest of the county's 47 tracts with a reliable estimate. 7.5% of residents live below the poverty line.
| Measure | Tract 225 | Fort Walton Beach |
|---|---|---|
| Median household income | $85,278 ±$14,003 | $68,538 |
| Mean household income | $110,722 ±$13,910 | $89,319 |
| Per capita income | $41,310 ±$6,109 | $37,937 |
| People below the poverty line | 7.5% ±3.7 pts | 13.3% |
| Children under 18 below the poverty line | 9.8% ±10.7 pts | 21.2% |
| Households receiving SNAP | 5.4% ±3.7 pts | 10.0% |
| Households with a computer | 97.3% ±3.3 pts | 96.7% |
| Households with a broadband subscription | 90.7% ±6.0 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 225?
Owners occupy 76.9% of Census Tract 225's occupied homes and renters 23.1%. The median owner-occupied home is valued at $322,200 by its owner (±$28,290). The median renter pays $1,282 a month including utilities.
| Measure | Tract 225 | Fort Walton Beach |
|---|---|---|
| Median home value (owner-occupied) | $322,200 ±$28,290 | $321,800 |
| Median gross rent | $1,282 ±$333 | $1,307 |
| Renters paying 35% or more of income on rent | 19.6% ±19.2 pts | 44.5% |
| Median monthly owner costs, with a mortgage | $1,922 ±$123 | $1,872 |
| Owner-occupied homes | 76.9% ±8.7 pts | 61.8% |
| Renter-occupied homes | 23.1% ±8.7 pts | 38.2% |
| Housing units | 1,836 ±179 | 9,901 |
| Single-family detached homes | 82.5% ±7.9 pts | 67.0% |
| Mobile homes | 0.5% ±0.7 pts | 0.1% |
| Built 2020 or later | 0.0% ±2.8 pts | 0.3% |
| Built 2010 to 2019 | 6.4% ±4.1 pts | 7.2% |
| Built 1939 or earlier | 0.0% ±2.8 pts | 0.6% |
| Households with no vehicle | 0.5% ±0.8 pts | 4.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 225 get to work?
86.9% of Census Tract 225's workers drive alone and 8.6% work from home. The average trip to work takes 20.6 minutes.
| Measure | Tract 225 | Fort Walton Beach |
|---|---|---|
| In the labor force (age 16+) | 72.0% ±5.3 pts | 65.9% |
| Unemployment rate | 2.6% ±1.8 pts | 3.5% |
| Drove alone to work | 86.9% ±5.3 pts | 81.2% |
| Carpooled | 2.0% ±1.6 pts | 5.9% |
| Public transportation | 0.6% ±1.2 pts | 0.4% |
| Walked | 1.2% ±1.4 pts | 1.7% |
| Worked from home | 8.6% ±4.7 pts | 8.4% |
| Mean travel time to work | 20.6 min ±2.6 | 22.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 225 compare with the other tracts in Okaloosa County?
Among Okaloosa County's tracts with a reliable estimate, Census Tract 225 ranks as shown below (1 = highest).
| Measure | In Okaloosa County | In Fort Walton Beach |
|---|---|---|
| Population | 23rd of 47 | 1st of 6 |
| Residents per square mile | 16th of 47 | 5th of 6 |
| Median household income | 18th of 47 | 2nd of 6 |
| Per capita income | 24th of 47 | 3rd of 6 |
| Median home value | 27th of 46 | 3rd of 6 |
| Median gross rent | 34th of 42 | 4th of 6 |
| Poverty rate | 23rd of 30 | 5th of 5 |
| Bachelor's degree or higher | 21st of 47 | 3rd of 6 |
| Median age | 33rd of 47 | 6th of 6 |
| Owner-occupied share | 18th of 46 | 3rd of 6 |
The tracts next to it on Okaloosa County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 207.02 | 15th | $97,178±$13,357 · within the margin of this tract |
| Tract 233.05 | 16th | $90,804±$12,169 · within the margin of this tract |
| Tract 212 | 17th | $89,143±$13,495 · within the margin of this tract |
| Tract 225 | 18th | $85,278±$14,003 |
| Tract 233.06 | 19th | $85,143±$30,058 · within the margin of this tract |
| Tract 201.01 | 20th | $84,853±$21,006 · within the margin of this tract |
| Tract 201.02 | 21st | $84,806±$25,424 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 225?
1 of the 18 figures for Census Tract 225 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections