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Place dossier plate
SheetFL-INDIAN-HARBOUR-BEACH-FL · Indian Harbour Beach, FL 8,991 pop · income 77th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Indian Harbour Beach
Lowest/highest poles plus peers nearest Indian Harbour Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Micco · lowest
46,809
Micco · lowest
46,809 median HH income
32.9% of the leader · rank #1
Badger · near
98,042
Badger · near
98,042 median HH income
68.9% of the leader · rank #2
Indian Harbou… · this city
98,046
Indian Harbou… · this city
98,046 median HH income
68.9% of the leader · rank #3
North Bend · near
98,047
North Bend · near
98,047 median HH income
68.9% of the leader · rank #4
Jimmerson Lake · near
98,060
Jimmerson Lake · near
98,060 median HH income
68.9% of the leader · rank #5
San Leandro · near
98,063
San Leandro · near
98,063 median HH income
68.9% of the leader · rank #6
Hillcrest · highest
142,260
Hillcrest · highest
142,260 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Indian Harbour Beach on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 8,991.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Indian Harbour Beach - the verdict
Out of every US city with 1,000+ residents, Indian Harbour Beach places in the 77th percentile for household income and the 78th percentile for safety. Source: Census ACS + FBI UCR.
77th
percentile, household income
76th
percentile, home value
73rd
percentile, median rent
78th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Indian Harbour Beach, FL
Florida's Indian Harbour Beach is a small town, with 8,991 residents per the latest Census Bureau ACS figures. The typical household in Indian Harbour Beach brings in $98,046 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 12.5%. Typical homes in Indian Harbour Beach are valued around $387,400, and the median resident age is 48.5 years. Educational attainment runs 55.2% of adults with a bachelor's degree or higher. Separately, 50.5% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 1 residential units authorized here in 2024 (Stable), up 0% from five years earlier. Indian Harbour Beach reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 665.2 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Indian Harbour Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to schools and households to comparison shortlist to reported crime to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Indian Harbour Beach, city-specific coverage includes FBI reported-crime rates, local building permits, annual population history, commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Indian Harbour Beach?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 77.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Indian Harbour Beach?
The home-value-to-income reference sits in a middle range: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 12.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the education layer cover for Indian Harbour Beach?
The NCES join finds 1 public school within the city match. 55.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Which cities make useful reference points for Indian Harbour Beach?
Within Florida, the closest population matches are Lake Park (9,005 residents, $69,274 income); Citrus Hills (9,044 residents, $84,091 income); Micco (9,053 residents, $46,809 income). Outside the state, the closest population matches in this dataset are Kulpsville, PA (8,990 residents); Windsor, WI (8,992 residents); Hillcrest, NY (8,989 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Indian Harbour Beach?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 665.2 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 71% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
521.1
Violent rate
144.1
Total reported rate
665.2
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Is Indian Harbour Beach growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -75 residents from 2020 to 2025, a -0.8% change. Separately, Census BPS recorded 1 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-0.8%
2025 estimate
8,914
2020 estimate
8,989
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
High income · poverty 12.5% (Above-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
C
City profile score · Indian Harbour Beach, FL
55/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A
55.2%
Adults with a bachelor's degree or higher; ACS.
Household income B+
$98,046
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime C+
144 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate F
12.5%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Indian Harbour Beach profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 88/100 (A) · 55.2%
Household income: 76/100 (B+) · $98,046
Violent crime: 60/100 (C+) · 144 /100k
Poverty rate: 30/100 (F) · 12.5%
Cost of living: 25/100 (F) · 103.4 index
Where Indian Harbour Beach sits on home value vs crime among peer cities
Indian Harbour Beach's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Indian Harbour Beach highlighted among 23 peers.Read the chart values
Indian Harbour Beach, FL (this city): home $387,400, crime 665/100k
Lake Park, FL : home $361,700, crime 7,445/100k
St. Pete Beach, FL : home $639,900, crime 2,440/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Indian Harbour Beach compare to other US cities?
Here's how Indian Harbour Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income77% higher than other cities
Home value76% pricier than other cities
Median rent73% pricier than other cities
Safety78% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Florida, Indian Harbour Beach ranks #17 of 120 Florida cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Indian Harbour Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Indian Harbour Beach near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Indian Harbour Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Indian Harbour Beach only against its own state's cities, not the full US field.
Median Household Income
#171 of 903
81st percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#245 of 894
72nd percentile in Florida
Poverty Rate
#267 of 930
71st percentile in Florida
Bachelor's Degree or Higher
#89 of 930
90th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
77th percentile nationally for median household income · 78th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Indian Harbour Beach's profile vs. every US city
Income, affordability, and safety percentile
Indian Harbour Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Indian Harbour Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$387,40024th percentilemore affordable than 24% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Indian Harbour Beach's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,560 of 15,516
More affordable than 32% of tracked cities (pop. 1,000+)
Size class
#8,276 of 11,323
Micro cities (under 10,000)
At 4.0×, Indian Harbour Beach sits in the moderate band:
national rank #10,560 of 15,516 and #8,276 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$98,046Indian Harbour Beach, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Indian Harbour Beach, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Indian Harbour Beach, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)55.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)12.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)50.5%
Census ACS S2301, share of working-age residents in the labor force
Population
8,991
Median Income
$98,046
Median Home Value
$387,400
Median Age
48.5
Poverty Rate
12.5%
Labor force participation
50.5%
Bachelor's Degree+
55.2%
Safety & Crime
Total Crime Rate
665.2
per 100,000 residents
Violent Crime
144.1
per 100,000 residents
Property Crime
521.1
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Indian Harbour Beach's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
8,989 residents
2021
8,974 residents
2022
9,000 residents
2023
9,026 residents
2024
8,957 residents
2025
8,914 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Stable
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.3M
2020
3
3
0
$1.4M
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
1
1
0
$0.3M
Permit volume increased 0% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.8%
Carpool
5.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
15.2%
Other
1.7%
Based on 3,560 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Indian Harbour Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Indian Harbour Beach is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Indian Harbour Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Indian Harbour Beach compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.