City profile · Florida · Census ACS 2023

Indian Harbour Beach, FL

Population, income, housing, safety, climate and schools for Indian Harbour Beach - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

8,991
Residents
$98,046
Median income
$387,400
Median home
$1,709
Median rent (state)

Indian Harbour Beach - the verdict

Out of every US city with 1,000+ residents, Indian Harbour Beach places in the 77th percentile for household income. Source: Census ACS.

77th
percentile, household income
76th
percentile, home value
68th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Indian Harbour Beach, FL

Florida's Indian Harbour Beach is a small town, with 8,991 residents per the latest Census Bureau ACS figures. Indian Harbour Beach households earn a median of $98,046 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 12.5%. Typical homes in Indian Harbour Beach are valued around $387,400, and the median resident age is 48.5 years. Educational attainment runs 55.2% of adults with a bachelor's degree or higher. Separately, 50.5% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 1 residential units authorized here in 2024 (Stable), up 0% from five years earlier.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,709 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 98.4 out of 100 on FEMA's National Risk Index (Very High).

Population

8,991 residents

Census ACS 2023 - Florida

Median Household Income

$98,046 /yr

Poverty 12.5%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Indian Harbour Beach compare to other US cities?

Here's how Indian Harbour Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 77% higher than other cities
Home value 76% pricier than other cities
Median rent 68% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Indian Harbour Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Bachelor's Degree or Higher is Indian Harbour Beach's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported bachelor's degree or higher data, Indian Harbour Beach ranks #89 - the 90th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Indian Harbour Beach only against its own state's cities, not the full US field.

Median Household Income
#171 of 903
81st percentile in Florida
Median Gross Rent
#537 of 930
40th percentile in Florida
Median Home Value
#245 of 894
72nd percentile in Florida
Poverty Rate
#267 of 930
71st percentile in Florida
Bachelor's Degree or Higher
#89 of 930
90th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

77thIncome percentile

77th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Indian Harbour Beach's home value compares nationally

Median home value vs. every US city (population 1,000+)

$387,400 24th percentile more affordable than 24% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). This entry sits in this band. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Indian Harbour Beach $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Indian Harbour Beach, FL Indian Harbour Beach, FL's reported median household income shown against the U.S. national quintile-share pattern (not Indian Harbour Beach, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Indian Harbour Beach, FL median $98,046/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Indian Harbour Beach, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Indian Harbour Beach, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 55.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.5%

Census ACS S2301, share of working-age residents in the labor force

Population
8,991
Median Income
$98,046
Median Home Value
$387,400
Median Age
48.5
Poverty Rate
12.5%
Labor force participation
50.5%
Bachelor's Degree+
55.2%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
8,900 residents8,950 residents9,000 residents9,050 residents 202020212022202320242025 8,989 residents 8,914 residents ▼ -0.8%
Indian Harbour Beach's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Stable
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 3
2021 0
2022 0
2023 0
2024 1

Permit volume increased 0% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.8%
Carpool
5.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
15.2%
Other
1.7%

Based on 3,560 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Indian Harbour Beach sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.4 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Lake Park
9,005 people
Citrus Hills
9,044 people
Micco
9,053 people
Orange Park
9,062 people
North Merritt Island
8,903 people
St. Pete Beach
8,832 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Indian Harbour Beach's 8,991 residents (Census ACS 5-Year 2023).

Kulpsville, PA
8,990 people
Windsor, WI
8,992 people
Hillcrest, NY
8,989 people
Meadow Lakes, AK
8,994 people
Fairless Hills, PA
8,985 people
North Kensington, MD
8,980 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Indian Harbour Beach's $98,046 (Census ACS 5-Year 2023, table B19013).

North Bend, OH
$98,047 median income
Badger, AK
$98,042 median income
Jimmerson Lake, IN
$98,060 median income
San Leandro, CA
$98,063 median income
Victor, NY
$98,068 median income
Watertown, CT
$98,003 median income

Race & Ethnicity Composition

Race and ethnicity - Indian Harbour Beach, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Indian Harbour Beach, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 84.6% 7.4% ETHNICITY, Hispanic or Latino (any race) 11.2% White 84.6% Black or African American 0.1% Asian 1.7% American Indian 0.1% Native Hawaiian 0.3% Some other race 7.4% Two or more races 5.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Indian Harbour Beach compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Indian Harbour Beach (this city) 8,991 $98,046
Lake Park 9,005 $69,274
Citrus Hills 9,044 $84,091
Micco 9,053 $46,809
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Indian Harbour Beach, FL?

What is the population of Indian Harbour Beach, FL? +

The population of Indian Harbour Beach, FL stands at 8,991 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Indian Harbour Beach, FL? +

The median household income in Indian Harbour Beach is $98,046 per year, based on Census ACS 2023 data.

What is the cost of living in Indian Harbour Beach? +

BEA does not publish a city-level cost-of-living figure for Indian Harbour Beach; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Indian Harbour Beach, FL? +

A typical home in Indian Harbour Beach is worth $387,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.