City profile · Florida · Census ACS 2023

Islamorada, FL

Population, income, housing, safety, climate and schools for Islamorada - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

7,042
Residents
$95,212
Median income
$880,200
Median home
$2,436
Median rent (state)

Islamorada - the verdict

Measured against every US city with at least 1,000 residents, Islamorada lands in the 75th percentile for household income. Source: Census ACS.

75th
percentile, household income
96th
percentile, home value
91st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Islamorada, FL

Census ACS 2023 estimates count 7,042 residents in Islamorada, a small town within Florida. The typical household in Islamorada brings in $95,212 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.4%. Typical homes in Islamorada are valued around $880,200, and the median resident age is 55.0 years. Educational attainment runs 39.6% of adults with a bachelor's degree or higher. Separately, 54.8% of working-age residents are in the labor force.

In 2024, 28 residential building permits were authorized in Islamorada (Construction Slowdown), down 50% from five years earlier, per Census BPS data. NOAA climate normals record an annual average temperature of 77.9°F with 38.7 inches of precipitation per year.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,436 per month. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 99.6 out of 100 (Very High).

Population

7,042 residents

Census ACS 2023 - Florida

Median Household Income

$95,212 /yr

Poverty 4.4%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Islamorada compare to other US cities?

Islamorada measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 75% higher than other cities
Home value 96% pricier than other cities
Median rent 91% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Islamorada against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Home Value is Islamorada's strongest outlier among Florida cities

Among the 894 Florida cities PlainCities tracks with reported median home value data, Islamorada ranks #32 - the 96th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Islamorada only against its own state's cities, not the full US field.

Median Household Income
#190 of 903
79th percentile in Florida
Median Gross Rent
#10 of 930
93rd percentile in Florida
Median Home Value
#32 of 894
96th percentile in Florida
Poverty Rate
#668 of 930
28th percentile in Florida
Bachelor's Degree or Higher
#247 of 930
73rd percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

75thIncome percentile

75th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Islamorada's home value compares nationally

Median home value vs. every US city (population 1,000+)

$880,200 4th percentile more affordable than 4% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). This entry sits in this band. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Islamorada $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Islamorada, FL Islamorada, FL's reported median household income shown against the U.S. national quintile-share pattern (not Islamorada, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Islamorada, FL median $95,212/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Islamorada, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Islamorada, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 39.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 54.8%

Census ACS S2301, share of working-age residents in the labor force

Population
7,042
Median Income
$95,212
Median Home Value
$880,200
Median Age
55.0
Poverty Rate
4.4%
Labor force participation
54.8%
Bachelor's Degree+
39.6%

Climate

Avg Temperature
77.9°F
Annual Precipitation
38.7"
Annual Snowfall
0.0"

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
7,050 residents7,100 residents7,150 residents7,200 residents 202020212022202320242025 7,124 residents 7,104 residents ▼ -0.3%
Islamorada's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
28
housing units authorized
Single-Family
28
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 56
2020 52
2021 71
2022 54
2023 71
2024 28

Permit volume decreased 50% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
71.8%
Carpool
4.7%
Public Transit
0.0%
Walk
5.0%
Work from Home
16.8%
Other
1.7%

Based on 3,310 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Islamorada sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,436/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Heathrow
7,033 people
Belle Isle
7,053 people
Fort Pierce North
7,023 people
West Miami
7,077 people
Inwood
7,098 people
Perry
6,965 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Islamorada's 7,042 residents (Census ACS 5-Year 2023).

Nappanee, IN
7,040 people
Barrington, NJ
7,047 people
Fayetteville, TN
7,037 people
Richboro, PA
7,033 people
New Canaan, CT
7,032 people
Addis, LA
7,052 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Islamorada's $95,212 (Census ACS 5-Year 2023, table B19013).

Sperryville, VA
$95,213 median income
Elk Grove Village, IL
$95,216 median income
Burlington, ND
$95,216 median income
White Oak, TX
$95,193 median income
Bolinas, CA
$95,192 median income
Skyland, NV
$95,192 median income

Race & Ethnicity Composition

Race and ethnicity - Islamorada, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Islamorada, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.8% 10.7% ETHNICITY, Hispanic or Latino (any race) 16.7% White 83.8% Black or African American 0.6% Asian 0.8% American Indian 0.0% Native Hawaiian 0.1% Some other race 4.0% Two or more races 10.7% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Islamorada compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Islamorada (this city) 7,042 $95,212
Heathrow 7,033 $122,837
Belle Isle 7,053 $111,875
Fort Pierce North 7,023 $36,707
Census ACS 5-year FIPS FL NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Islamorada, FL?

What is the population of Islamorada, FL? +

Islamorada, FL counts 7,042 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Islamorada, FL? +

Median annual household income in Islamorada runs $95,212, based on Census ACS 2023 data.

What is the cost of living in Islamorada? +

BEA does not publish a city-level cost-of-living figure for Islamorada; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Islamorada, FL? +

Homes in Islamorada carry a median value of $880,200, according to Census ACS 2023 estimates.

What is the climate like in Islamorada? +

Climate normals put Islamorada's yearly average temperature at 77.9°F, 38.7 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.