City profile · Florida · Census ACS 2023

Islamorada, FL

Islamorada's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

7,042
Residents
$95,212
Median income
$880,200
Median home
$1,526
Median rent (state)
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State rank, size-class rank, and four peer cities for Islamorada.

Place dossier plate

Sheet FL-ISLAMORADA-FL · Islamorada, FL 7,042 pop · income 75th pct

POP-TOWN · INC-HIGH · COL-PAR · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-TOP · BOOK-UNK

  • POP-TOWN 7,042
  • INC-HIGH $95,212
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-UPPER 75th
  • PHOTO-FINISH ≈ Sperryville
  • HOME-TOP $880,200
  • BOOK-UNK Tracts pending

Nearest income peer: Sperryville, VA (+ $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Islamorada

Lowest/highest poles plus peers nearest Islamorada on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Islamorada on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 7,042.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $95,212. Population peers are excluded.

4 peers

Islamorada - the verdict

Measured against every US city with at least 1,000 residents, Islamorada lands in the 75th percentile for household income. Source: Census ACS.

75th
percentile, household income
96th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Islamorada, FL

Census ACS 2023 estimates count 7,042 residents in Islamorada, a small town within Florida. The typical household in Islamorada brings in $95,212 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.4%. Typical homes in Islamorada are valued around $880,200, and the median resident age is 55.0 years. Educational attainment runs 39.6% of adults with a bachelor's degree or higher. Separately, 54.8% of working-age residents are in the labor force.

In 2024, 28 residential building permits were authorized in Islamorada (Construction Slowdown), down 50% from five years earlier, per Census BPS data. NOAA climate normals record an annual average temperature of 77.9°F with 38.7 inches of precipitation per year.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,526 per month. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 75.7 out of 100 (High).

A decision-led reading path

Useful questions to ask of Islamorada's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to work and mobility to housing and income to climate and hazard context to population change to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Islamorada, city-specific coverage includes annual population history, commute-mode shares, local building permits, matched public-school count. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the education layer cover for Islamorada?

The NCES join finds 1 public school within the city match. 39.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

See how the family ranking is built →

2. Work and mobility

What does the journey to work look like in Islamorada?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Driving alone is the largest reported mode at 71.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 3

How far does income reach against housing in Islamorada?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 9.2 times median household income. The ACS poverty estimate is 4.4%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

Question 4

Which cities make useful reference points for Islamorada?

Within Florida, the closest population matches are Heathrow (7,033 residents, $122,837 income); Belle Isle (7,053 residents, $111,875 income); Fort Pierce North (7,023 residents, $36,707 income). Outside the state, the closest population matches in this dataset are Nappanee, IN (7,040 residents); Barrington, NJ (7,047 residents); Fayetteville, TN (7,037 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Climate and hazard context

What physical conditions frame life in Islamorada?

NOAA normals put the annual mean temperature at 77.9°F, with 38.7 inches of precipitation. FEMA's state-averaged National Risk Index score for Florida is 75.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

Mean temperature
77.9°F
Annual precipitation
38.7 in
FEMA risk index (state avg)
75.7

NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.

Read the source boundaries →

Population change

Is Islamorada growing, shrinking, or holding steady?

The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.

Census PEP estimates show the population declined by -20 residents from 2020 to 2025, a -0.3% change. Separately, Census BPS recorded 28 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Period change
-0.3%
2025 estimate
7,104
2020 estimate
7,124

Census Population Estimates Program, 2020–2025; permit context uses Census BPS.

See the national growth ranking →

Population

7,042 residents

Micro place (under 10k)

Median Household Income

$95,212 /yr

Above median income · poverty 4.4% (Below-median poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost · BEA RPP 2024, Florida average

City profile score · Islamorada, FL

60/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income B
$95,212

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share B
39.6%

Adults with a bachelor's degree or higher; ACS.

Poverty rate B-
4.4%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Islamorada profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Bachelor's+ share, Poverty rate, Cost of living. Household incomeBachelor's+ sharePoverty rateCost of living 60 C+
Islamorada profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 74/100 (B) · $95,212
  • Bachelor's+ share: 74/100 (B) · 39.6%
  • Poverty rate: 69/100 (B-) · 4.4%
  • Cost of living: 25/100 (F) · 103.4 index

How does Islamorada compare to other US cities?

Islamorada measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 75% higher than other cities
Home value 96% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Islamorada against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places Islamorada near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Islamorada ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Islamorada only against its own state's cities, not the full US field.

Median Household Income
#190 of 903
79th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#32 of 894
96th percentile in Florida
Poverty Rate
#668 of 930
28th percentile in Florida
Bachelor's Degree or Higher
#247 of 930
73rd percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

75thIncome percentile
Gauge source note

75th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Islamorada's home value compares nationally

Median home value vs. every US city (population 1,000+)

$880,200 4th percentile more affordable than 4% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). This entry sits in this band. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Islamorada $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Islamorada's home-value-to-income ratio: 9.2×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#15,277 of 15,516
More affordable than 2% of tracked cities (pop. 1,000+)
Size class
#11,174 of 11,323
Micro cities (under 10,000)

At 9.2×, Islamorada sits in the pressured band: national rank #15,277 of 15,516 and #11,174 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$95,212 Islamorada, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Islamorada, FL Islamorada, FL's median household income ($95,212) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Islamorada, FL-specific shares. $ Household Income Distribution Islamorada, FL median $95,212/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Islamorada, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Islamorada, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 39.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 54.8%

Census ACS S2301, share of working-age residents in the labor force

Population
7,042
Median Income
$95,212
Median Home Value
$880,200
Median Age
55.0
Poverty Rate
4.4%
Labor force participation
54.8%
Bachelor's Degree+
39.6%

Climate

Avg Temperature
77.9°F
Annual Precipitation
38.7"
Annual Snowfall
0.0"

Schools

Total Schools
1
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
7,050 residents7,100 residents7,150 residents7,200 residents 202020212022202320242025 7,124 residents 7,104 residents ▼ -0.3%
Islamorada's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 7,124 residents
2021 7,119 residents
2022 7,085 residents
2023 7,144 residents
2024 7,162 residents
2025 7,104 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
28
housing units authorized
Single-Family
28
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 56
2020 52
2021 71
2022 54
2023 71
2024 28

Permit volume decreased 50% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
71.8%
Carpool
4.7%
Public Transit
0.0%
Walk
5.0%
Work from Home
16.8%
Other
1.7%

Based on 3,310 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for Islamorada. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Islamorada is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Islamorada sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Islamorada compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Islamorada (this city) 7,042 $95,212
Heathrow 7,033 $122,837
Belle Isle 7,053 $111,875
Fort Pierce North 7,023 $36,707
NOAA Normals NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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