City profile · Florida · Census ACS 2023

Key Largo, FL

Population, income, housing, safety, climate and schools for Key Largo - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

12,069
Residents
$78,906
Median income
$626,300
Median home
$2,436
Median rent (state)

Key Largo - the verdict

Measured against every US city with at least 1,000 residents, Key Largo lands in the 60th percentile for household income. Source: Census ACS.

60th
percentile, household income
90th
percentile, home value
91st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Key Largo, FL

Census ACS 2023 estimates count 12,069 residents in Key Largo, a small town within Florida. Key Largo households earn a median of $78,906 annually, above the median for U.S. cities on this measure, with a poverty rate of 4.7%. Key Largo's housing stock carries a median value of $626,300, and the median resident age is 51.2 years. About 37.6% of adults hold a bachelor's degree or higher, while 53.3% of working-age residents are in the labor force.

The city is served by 1 public schools according to NCES Common Core of Data.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,436 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Workers in Key Largo report an average commute of 23.1 minutes, with 73.8% driving alone and 9.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 99.6 out of 100 (Very High).

Population

12,069 residents

Census ACS 2023 - Florida

Median Household Income

$78,906 /yr

Poverty 4.7%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Key Largo compare to other US cities?

Where Key Largo sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 60% higher than other cities
Home value 90% pricier than other cities
Median rent 91% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Key Largo's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

60thIncome percentile

60th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Key Largo's home value compares nationally

Median home value vs. every US city (population 1,000+)

$626,300 10th percentile more affordable than 10% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). This entry sits in this band. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Key Largo $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Key Largo, FL Key Largo, FL's reported median household income shown against the U.S. national quintile-share pattern (not Key Largo, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Key Largo, FL median $78,906/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Key Largo, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Key Largo, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 37.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 53.3%

Census ACS S2301, share of working-age residents in the labor force

Population
12,069
Median Income
$78,906
Median Home Value
$626,300
Median Age
51.2
Poverty Rate
4.7%
Labor force participation
53.3%
Bachelor's Degree+
37.6%

Schools

Total Schools
1
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
23.1 minutes
Drive Alone
73.8%
Carpool
11.1%
Public Transit
1.5%
Walk
1.9%
Work from Home
9.0%
Other
2.7%

Based on 5,708 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Key Largo sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,436/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Goulds
12,019 people
Shady Hills
12,012 people
South Miami
11,926 people
Middleburg
11,911 people
Laurel
11,868 people
Lantana
11,845 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Key Largo's 12,069 residents (Census ACS 5-Year 2023).

Hasbrouck Heights, NJ
12,067 people
Commerce, CA
12,072 people
Moss Point, MS
12,066 people
New Kensington, PA
12,072 people
New Baltimore, MI
12,060 people
Somersworth, NH
12,060 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Key Largo's $78,906 (Census ACS 5-Year 2023, table B19013).

Dresser, WI
$78,906 median income
Clinton, MA
$78,909 median income
Greendale, IN
$78,912 median income
Morgan's Point Resort, TX
$78,913 median income
Andrews, TX
$78,896 median income
Grand Prairie, TX
$78,889 median income

Race & Ethnicity Composition

Race and ethnicity - Key Largo, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Key Largo, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 73.2% 6.4% 18.3% ETHNICITY, Hispanic or Latino (any race) 29.2% White 73.2% Black or African American 1.6% Asian 0.5% American Indian 0.0% Native Hawaiian 0.0% Some other race 6.4% Two or more races 18.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Key Largo compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Key Largo (this city) 12,069 $78,906
Goulds 12,019 $58,291
Shady Hills 12,012 $63,250
South Miami 11,926 $88,313
Census ACS 5-year FIPS FL NCES CCD OMB Bulletin 23-01

What do people ask about Key Largo, FL?

What is the population of Key Largo, FL? +

The population of Key Largo, FL stands at 12,069 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Key Largo, FL? +

Median annual household income in Key Largo runs $78,906, based on Census ACS 2023 data.

What is the cost of living in Key Largo? +

BEA does not publish a city-level cost-of-living figure for Key Largo; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Key Largo, FL? +

Homes in Key Largo carry a median value of $626,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.