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Place dossier plate
SheetFL-KEY-LARGO-FL · Key Largo, FL 12,069 pop · income 60th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Key Largo
Lowest/highest poles plus peers nearest Key Largo on median household income. Full ladder: /browse and /rankings.
median HH income
Moss Point · lowest
46,684
Moss Point · lowest
46,684 median HH income
39.3% of the leader · rank #1
Key Largo · this city
78,906
Key Largo · this city
78,906 median HH income
66.5% of the leader · rank #2
Dresser · near
78,906
Dresser · near
78,906 median HH income
66.5% of the leader · rank #3
Clinton · near
78,909
Clinton · near
78,909 median HH income
66.5% of the leader · rank #4
Greendale · near
78,912
Greendale · near
78,912 median HH income
66.5% of the leader · rank #5
Morgan's Poin… · near
78,913
Morgan's Poin… · near
78,913 median HH income
66.5% of the leader · rank #6
Hasbrouck Hei… · highest
118,670
Hasbrouck Hei… · highest
118,670 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Key Largo on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 12,069.
Measured against every US city with at least 1,000 residents, Key Largo lands in the 60th percentile for household income. Source: Census ACS.
60th
percentile, household income
90th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Key Largo, FL
Census ACS 2023 estimates count 12,069 residents in Key Largo, a small town within Florida. The typical household in Key Largo brings in $78,906 a year, above the median for U.S. cities on this measure, with a poverty rate of 4.7%. Key Largo's housing stock carries a median value of $626,300, and the median resident age is 51.2 years. About 37.6% of adults hold a bachelor's degree or higher, while 53.3% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Workers in Key Largo report an average commute of 23.1 minutes, with 73.8% driving alone and 9.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 75.7 out of 100 (High).
A decision-led reading path
Useful questions to ask of Key Largo's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to schools and households to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Key Largo, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for annual population history, FBI reported-crime rates, within-city Census tract profiles, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Key Largo?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.9 times median household income. The ACS poverty estimate is 4.7%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Key Largo?
Within Florida, the closest population matches are Goulds (12,019 residents, $58,291 income); Shady Hills (12,012 residents, $63,250 income); South Miami (11,926 residents, $88,313 income). Outside the state, the closest population matches in this dataset are Hasbrouck Heights, NJ (12,067 residents); Commerce, CA (12,072 residents); Moss Point, MS (12,066 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the education layer cover for Key Largo?
The NCES join finds 1 public school within the city match. 37.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
What does the journey to work look like in Key Largo?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 73.8%. The reported mean trip to work is 23.1 minutes.
Above median income · poverty 4.7% (Below-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
C-
City profile score · Key Largo, FL
54/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B
37.6%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B-
4.7%
Share of residents below the poverty line; lower scores better on this axis.
Household income C
$78,906
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Key Largo profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 71/100 (B) · 37.6%
Poverty rate: 67/100 (B-) · 4.7%
Household income: 58/100 (C) · $78,906
Cost of living: 25/100 (F) · 103.4 index
How does Key Largo compare to other US cities?
Where Key Largo sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income60% higher than other cities
Home value90% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Key Largo against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Key Largo near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Key Largo ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Key Largo only against its own state's cities, not the full US field.
Median Household Income
#332 of 903
63rd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#81 of 894
91st percentile in Florida
Poverty Rate
#650 of 930
29th percentile in Florida
Bachelor's Degree or Higher
#280 of 930
70th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
60th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Key Largo's home value compares nationally
Median home value vs. every US city (population 1,000+)
$626,30010th percentilemore affordable than 10% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Key Largo's home-value-to-income ratio: 7.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,991 of 15,516
More affordable than 3% of tracked cities (pop. 1,000+)
Size class
#3,191 of 3,317
Small cities (10,000–49,999)
At 7.9×, Key Largo sits in the pressured band:
national rank #14,991 of 15,516 and #3,191 of 3,317small cities (10,000–49,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$78,906Key Largo, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Key Largo, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Key Largo, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)37.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)53.3%
Census ACS S2301, share of working-age residents in the labor force
Population
12,069
Median Income
$78,906
Median Home Value
$626,300
Median Age
51.2
Poverty Rate
4.7%
Labor force participation
53.3%
Bachelor's Degree+
37.6%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
23.1 minutes
Drive Alone
73.8%
Carpool
11.1%
Public Transit
1.5%
Walk
1.9%
Work from Home
9.0%
Other
2.7%
Based on 5,708 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Key Largo. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Key Largo is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Key Largo sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Key Largo compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.