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Place dossier plate
SheetFL-LADY-LAKE-FL · Lady Lake, FL 16,337 pop · income 15th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Lady Lake
Lowest/highest poles plus peers nearest Lady Lake on median household income. Full ladder: /browse and /rankings.
median HH income
Opa-locka · lowest
31,680
Opa-locka · lowest
31,680 median HH income
17.3% of the leader · rank #1
Beaver Dam · near
47,256
Beaver Dam · near
47,256 median HH income
25.8% of the leader · rank #2
Decatur · near
47,258
Decatur · near
47,258 median HH income
25.8% of the leader · rank #3
Lady Lake · this city
47,260
Lady Lake · this city
47,260 median HH income
25.8% of the leader · rank #4
Millville · near
47,262
Millville · near
47,262 median HH income
25.8% of the leader · rank #5
Blairs · near
47,262
Blairs · near
47,262 median HH income
25.8% of the leader · rank #6
Stone Ridge · highest
183,211
Stone Ridge · highest
183,211 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Lady Lake on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 16,337.
Out of every US city with 1,000+ residents, Lady Lake places in the 15th percentile for household income. Source: Census ACS.
15th
percentile, household income
48th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Lady Lake, FL
Florida's Lady Lake is a small town, with 16,337 residents per the latest Census Bureau ACS figures. The typical household in Lady Lake brings in $47,260 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 8.5%. Typical homes in Lady Lake are valued around $217,900, and the median resident age is 66.2 years. 24.8% of adults here have a bachelor's degree or higher; 33.1% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 83 residential units authorized here in 2024 (Slowing), down 20% from five years earlier.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 75.7 out of 100 (High).
A decision-led reading path
Useful questions to ask of Lady Lake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to schools and households to comparison shortlist to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Lady Lake, city-specific coverage includes local building permits, annual population history, commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Lady Lake?
Driving alone is the largest reported mode at 70.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
What does the education layer cover for Lady Lake?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 24.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Lady Lake?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Florida, the closest population matches are Lake Wales (16,365 residents, $55,799 income); Brownsville (16,391 residents, $38,460 income); Three Lakes (16,426 residents, $91,364 income). Outside the state, the closest population matches in this dataset are Mattoon, IL (16,334 residents); Stone Ridge, VA (16,340 residents); Sunnyside, WA (16,329 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Lady Lake?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.6 times median household income. The ACS poverty estimate is 8.5%, which keeps the citywide median from describing every household.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Lady Lake growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +1,444 residents from 2020 to 2025, a +9.0% change. Separately, Census BPS recorded 83 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
16,052
2025 estimate
17,496
Period change
+9.0%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above-average cost · BEA RPP 2024, Florida average
F
City profile score · Lady Lake, FL
32/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share D
24.8%
Adults with a bachelor's degree or higher; ACS.
Poverty rate D
8.5%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$47,260
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Lady Lake profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 48/100 (D) · 24.8%
Poverty rate: 46/100 (D) · 8.5%
Cost of living: 25/100 (F) · 103.4 index
Household income: 17/100 (F) · $47,260
How does Lady Lake compare to other US cities?
Where Lady Lake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income15% higher than other cities
Home value48% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Lady Lake against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Lady Lake near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Lady Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lady Lake only against its own state's cities, not the full US field.
Median Household Income
#780 of 903
14th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#650 of 894
27th percentile in Florida
Poverty Rate
#433 of 930
53rd percentile in Florida
Bachelor's Degree or Higher
#520 of 930
44th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
15th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Lady Lake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$217,900Among the most affordablemore affordable than 52% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Lady Lake's home-value-to-income ratio: 4.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,195 of 15,516
More affordable than 21% of tracked cities (pop. 1,000+)
Size class
#2,414 of 3,317
Small cities (10,000–49,999)
At 4.6×, Lady Lake sits in the moderate band:
national rank #12,195 of 15,516 and #2,414 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$47,260Lady Lake, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Lady Lake, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Lady Lake, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)24.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)33.1%
Census ACS S2301, share of working-age residents in the labor force
Population
16,337
Median Income
$47,260
Median Home Value
$217,900
Median Age
66.2
Poverty Rate
8.5%
Labor force participation
33.1%
Bachelor's Degree+
24.8%
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Lady Lake's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
16,052 residents
2021
16,327 residents
2022
16,749 residents
2023
17,090 residents
2024
17,315 residents
2025
17,496 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Slowing
Total Permits (2024)
83
housing units authorized
Single-Family
83
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
104
104
0
$14.1M
2020
126
126
0
$17.3M
2021
146
146
0
$20.0M
2022
124
124
0
$17.0M
2023
57
57
0
$8.5M
2024
83
83
0
$12.2M
Permit volume decreased 20% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.5%
Carpool
13.0%
Public Transit
0.0%
Walk
2.5%
Work from Home
5.0%
Other
9.0%
Based on 4,855 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Lady Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Lady Lake is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Lady Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Lady Lake compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.