Census tract · Lake County
Census Tract 304.09, Lake County, Florida
Census Tract 304.09, GEOID 12069030409, in Lake County, Florida, mostly within Lady Lake (63% of its census blocks). 6,164 residents in the ACS 2020-2024 5-year estimates (±893); the 2020 Census counted 5,051.
Residents, 2020-2024
6,164
±893 (90% margin)
2020 Census count: 5,051
Median household income
$39,082
±$5,872 (90% margin)
Lake County: $73,161
Median home value
$218,000
±$15,847 (90% margin)
Lake County: $318,400
Median gross rent
$730
±$58 (90% margin)
Lake County: $1,586
Where is Census Tract 304.09?
Census Tract 304.09 is one of 75 census tracts in Lake County, Florida. It covers 2.30 square miles of land, 2,198 residents per square mile in 2020. Its GEOID, 12069030409, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lady Lake | 63% |
4 census tracts border Census Tract 304.09: Tract 304.08 ($53,036), Tract 304.11 ($48,639), Tract 7.06 in Marion County ($72,754) and Tract 9108 in Sumter County ($66,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 304.09?
The 2020-2024 American Community Survey puts Census Tract 304.09's population at 6,164 (±893) in 3,815 households; the 2020 Census counted 5,051 residents and 3,767 housing units.
| Measure | Tract 304.09 | Lady Lake |
|---|---|---|
| Total population | 6,164 ±893 | 16,675 |
| Households | 3,815 ±539 | 9,061 |
| Average household size | 1.57 ±0.08 | 1.81 |
| Housing units | 4,433 ±515 | 10,861 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 304.09?
The median resident of Census Tract 304.09 is 75.0 years old. The largest group is non-Hispanic white residents at 96.7%, then Hispanic or Latino residents (of any race) at 1.1%.
| Measure | Tract 304.09 | Lady Lake |
|---|---|---|
| Median age | 75.0 ±1.6 | 66.9 |
| Under 18 years | 0.3% ±0.4 pts | 9.2% |
| 65 years and over | 85.4% ±3.8 pts | 54.5% |
| Hispanic or Latino (any race) | 1.1% ±1.2 pts | 5.9% |
| White alone, not Hispanic | 96.7% ±1.8 pts | 82.4% |
| Black or African American alone, not Hispanic | 1.1% ±1.2 pts | 7.7% |
| Asian alone, not Hispanic | 0.0% ±0.8 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.6% ±0.9 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 0.5% ±0.6 pts | 2.2% |
| Some other race alone, not Hispanic | 0.0% ±0.8 pts | 0.1% |
| Born outside the United States | 2.7% ±2.7 pts | 4.6% |
| Speak a language other than English at home (age 5+) | 2.9% ±3.3 pts | 5.8% |
| Civilian veterans (age 18+) | 16.6% ±6.7 pts | 13.1% |
| With a disability | 30.0% ±7.0 pts | 25.5% |
| No health insurance coverage | 1.0% ±1.0 pts | 9.4% |
| High school graduate or higher (age 25+) | 97.9% ±1.5 pts | 93.6% |
| Bachelor's degree or higher (age 25+) | 20.8% ±6.0 pts | 22.3% |
| Graduate or professional degree (age 25+) | 8.2% ±3.4 pts | 9.1% |
| Lived in the same house a year earlier | 86.8% ±5.1 pts | 82.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 304.09 earn?
Half of the 3,815 households in Census Tract 304.09 earn less than $39,082 a year (±$5,872), against $73,161 across Lake County: 72nd highest of the county's 75 tracts with a reliable estimate. 7.4% of residents live below the poverty line.
| Measure | Tract 304.09 | Lady Lake |
|---|---|---|
| Median household income | $39,082 ±$5,872 | $46,074 |
| Mean household income | $56,338 ±$8,742 | $61,471 |
| Per capita income | $35,557 ±$5,631 | $34,301 |
| People below the poverty line | 7.4% ±4.0 pts | 12.3% |
| Children under 18 below the poverty line | 0.0% ±84.3 pts | 31.8% |
| Households receiving SNAP | 1.9% ±2.0 pts | 8.2% |
| Households with a computer | 97.2% ±3.2 pts | 96.4% |
| Households with a broadband subscription | 94.3% ±3.9 pts | 91.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 304.09?
Owners occupy 90.2% of Census Tract 304.09's occupied homes and renters 9.8%. The median owner-occupied home is valued at $218,000 by its owner (±$15,847). The median renter pays $730 a month including utilities.
| Measure | Tract 304.09 | Lady Lake |
|---|---|---|
| Median home value (owner-occupied) | $218,000 ±$15,847 | $227,300 |
| Median gross rent | $730 ±$58 | $1,387 |
| Renters paying 35% or more of income on rent | 31.8% ±44.0 pts | 58.6% |
| Median monthly owner costs, with a mortgage | $1,086 ±$158 | $1,196 |
| Owner-occupied homes | 90.2% ±8.7 pts | 73.5% |
| Renter-occupied homes | 9.8% ±8.7 pts | 26.5% |
| Housing units | 4,433 ±515 | 10,861 |
| Single-family detached homes | 56.8% ±8.1 pts | 50.4% |
| Mobile homes | 41.8% ±8.0 pts | 31.2% |
| Built 2020 or later | 0.4% ±0.6 pts | 1.1% |
| Built 2010 to 2019 | 10.3% ±6.2 pts | 14.9% |
| Built 1939 or earlier | 0.0% ±1.2 pts | 0.0% |
| Households with no vehicle | 3.4% ±2.4 pts | 6.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 304.09 get to work?
51.1% of Census Tract 304.09's workers drive alone. The average trip to work takes 13.6 minutes.
| Measure | Tract 304.09 | Lady Lake |
|---|---|---|
| In the labor force (age 16+) | 15.2% ±5.5 pts | 33.2% |
| Unemployment rate | 8.0% ±5.8 pts | 7.6% |
| Drove alone to work | 51.1% ±22.5 pts | 70.9% |
| Carpooled | 5.0% ±5.9 pts | 13.2% |
| Public transportation | 0.0% ±6.0 pts | 0.0% |
| Walked | 1.9% ±2.9 pts | 3.4% |
| Worked from home | 4.7% ±4.8 pts | 6.3% |
| Mean travel time to work | 13.6 min ±4.1 | 18.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 304.09 compare with the other tracts in Lake County?
Among Lake County's tracts with a reliable estimate, Census Tract 304.09 ranks as shown below (1 = highest).
| Measure | In Lake County | In Lady Lake |
|---|---|---|
| Population | 26th of 75 | 2nd of 4 |
| Residents per square mile | 15th of 75 | 1st of 4 |
| Median household income | 72nd of 75 | 4th of 4 |
| Per capita income | 48th of 75 | 2nd of 4 |
| Median home value | 57th of 71 | 3rd of 4 |
| Median gross rent | 64th of 64 | 4th of 4 |
| Poverty rate | 37th of 48 | 4th of 4 |
| Bachelor's degree or higher | 49th of 75 | 4th of 4 |
| Median age | 2nd of 75 | 1st of 4 |
| Owner-occupied share | 20th of 75 | 1st of 4 |
The tracts next to it on Lake County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 308.04 | 69th | $46,848±$9,000 · within the margin of this tract |
| Tract 303.07 | 70th | $44,886±$16,116 · within the margin of this tract |
| Tract 313.12 | 71st | $43,516±$18,198 · within the margin of this tract |
| Tract 304.09 | 72nd | $39,082±$5,872 |
| Tract 306.02 | 73rd | $38,571±$17,502 · within the margin of this tract |
| Tract 305.05 | 74th | $36,167±$3,805 · within the margin of this tract |
| Tract 302.09 | 75th | $27,214±$9,878 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 304.09?
4 of the 18 figures for Census Tract 304.09 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections