City profile · Florida · Census ACS 2023

Neptune Beach, FL

Population, income, housing, safety, climate and schools for Neptune Beach - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

7,199
Residents
$111,025
Median income
$613,500
Median home
$1,658
Median rent (state)

Neptune Beach - the verdict

Measured against every US city with at least 1,000 residents, Neptune Beach lands in the 84th percentile for household income. Source: Census ACS.

84th
percentile, household income
90th
percentile, home value
66th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Neptune Beach, FL

Florida's Neptune Beach is a small town, with 7,199 residents per the latest Census Bureau ACS figures. The typical household in Neptune Beach brings in $111,025 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Neptune Beach run a median of $613,500, and the median resident age is 45.0 years. Educational attainment runs 59.6% of adults with a bachelor's degree or higher. Separately, 69.6% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 15 residential units were authorized in 2024 (Building Boom), up 88% from five years earlier.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,658 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 97.2 out of 100 for natural-hazard exposure (Very High).

Population

7,199 residents

Census ACS 2023 - Florida

Median Household Income

$111,025 /yr

Poverty 0.0%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Neptune Beach compare to other US cities?

Here's how Neptune Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 84% higher than other cities
Home value 90% pricier than other cities
Median rent 66% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Neptune Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Poverty Rate places Neptune Beach near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported poverty rate data, Neptune Beach ranks #855 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Neptune Beach only against its own state's cities, not the full US field.

Median Household Income
#103 of 903
89th percentile in Florida
Median Gross Rent
#597 of 930
32nd percentile in Florida
Median Home Value
#85 of 894
90th percentile in Florida
Poverty Rate
#855 of 930
0th percentile in Florida
Bachelor's Degree or Higher
#54 of 930
94th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

84thIncome percentile

84th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Neptune Beach's home value compares nationally

Median home value vs. every US city (population 1,000+)

$613,500 10th percentile more affordable than 10% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). This entry sits in this band. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Neptune Beach $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Neptune Beach, FL Neptune Beach, FL's reported median household income shown against the U.S. national quintile-share pattern (not Neptune Beach, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Neptune Beach, FL median $111,025/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Neptune Beach, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Neptune Beach, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 59.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.6%

Census ACS S2301, share of working-age residents in the labor force

Population
7,199
Median Income
$111,025
Median Home Value
$613,500
Median Age
45.0
Poverty Rate
0.0%
Labor force participation
69.6%
Bachelor's Degree+
59.6%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
7,000 residents7,100 residents7,200 residents7,300 residents 202020212022202320242025 7,194 residents 7,020 residents ▼ -2.4%
Neptune Beach's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 8
2020 5
2021 11
2022 11
2023 12
2024 15

Permit volume increased 88% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
69.9%
Carpool
4.8%
Public Transit
0.0%
Walk
0.4%
Work from Home
23.0%
Other
1.9%

Based on 4,336 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Neptune Beach sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,658/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Lake Lorraine
7,210 people
Connerton
7,159 people
Southeast Arcadia
7,247 people
Clewiston
7,257 people
West Samoset
7,273 people
Mims
7,282 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Neptune Beach's 7,199 residents (Census ACS 5-Year 2023).

San Martin, CA
7,199 people
Laurel, MT
7,198 people
Dahlonega, GA
7,194 people
Delafield, WI
7,192 people
Sound Beach, NY
7,207 people
Glenolden, PA
7,207 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Neptune Beach's $111,025 (Census ACS 5-Year 2023, table B19013).

Interlaken, CA
$111,021 median income
Hopedale, MA
$111,016 median income
Nahant, MA
$111,004 median income
Edgewater, MD
$111,000 median income
Riverview Park, PA
$111,000 median income
Liberty Hill, TX
$111,000 median income

Race & Ethnicity Composition

Race and ethnicity - Neptune Beach, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Neptune Beach, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 94.7% ETHNICITY, Hispanic or Latino (any race) 5.6% White 94.7% Black or African American 0.0% Asian 0.4% American Indian 1.3% Native Hawaiian 0.1% Some other race 0.5% Two or more races 2.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Neptune Beach compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Neptune Beach (this city) 7,199 $111,025
Lake Lorraine 7,210 $91,619
Connerton 7,159 $121,461
Southeast Arcadia 7,247 $53,532
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Neptune Beach, FL?

What is the population of Neptune Beach, FL? +

Neptune Beach, FL has a population of 7,199 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Neptune Beach, FL? +

In Neptune Beach, the typical household earns $111,025 per year, based on Census ACS 2023 data.

What is the cost of living in Neptune Beach? +

BEA does not publish a city-level cost-of-living figure for Neptune Beach; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Neptune Beach, FL? +

The median home value in Neptune Beach is $613,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.