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Place dossier plate
SheetFL-NEPTUNE-BEACH-FL · Neptune Beach, FL 7,199 pop · income 84th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Neptune Beach
Lowest/highest poles plus peers nearest Neptune Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Southeast Arc… · lowest
53,532
Southeast Arc… · lowest
53,532 median HH income
34.3% of the leader · rank #1
Edgewater · near
111,000
Edgewater · near
111,000 median HH income
71.0% of the leader · rank #2
Nahant · near
111,004
Nahant · near
111,004 median HH income
71.0% of the leader · rank #3
Hopedale · near
111,016
Hopedale · near
111,016 median HH income
71.0% of the leader · rank #4
Interlaken · near
111,021
Interlaken · near
111,021 median HH income
71.0% of the leader · rank #5
Neptune Beach · this city
111,025
Neptune Beach · this city
111,025 median HH income
71.0% of the leader · rank #6
San Martin · highest
156,292
San Martin · highest
156,292 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Neptune Beach on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 7,199.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Neptune Beach - the verdict
Measured against every US city with at least 1,000 residents, Neptune Beach lands in the 84th percentile for household income and the 52nd percentile for safety. Source: Census ACS + FBI UCR.
84th
percentile, household income
90th
percentile, home value
73rd
percentile, median rent
52nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Neptune Beach, FL
Florida's Neptune Beach is a small town, with 7,199 residents per the latest Census Bureau ACS figures. Median household income here is $111,025 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Neptune Beach run a median of $613,500, and the median resident age is 45.0 years. Educational attainment runs 59.6% of adults with a bachelor's degree or higher. Separately, 69.6% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 15 residential units were authorized in 2024 (Building Boom), up 88% from five years earlier. Neptune Beach reports a comparatively low crime rate: per-100,000 total crime stands at 1301.7 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).
A decision-led reading path
Useful questions to ask of Neptune Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to work and mobility to housing and income to comparison shortlist to schools and households to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Neptune Beach, city-specific coverage includes local building permits, FBI reported-crime rates, annual population history, commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Neptune Beach growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -174 residents from 2020 to 2025, a -2.4% change. Separately, Census BPS recorded 15 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What does the journey to work look like in Neptune Beach?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 69.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Neptune Beach?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.5 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Neptune Beach?
Within Florida, the closest population matches are Lake Lorraine (7,210 residents, $91,619 income); Connerton (7,159 residents, $121,461 income); Southeast Arcadia (7,247 residents, $53,532 income). Outside the state, the closest population matches in this dataset are San Martin, CA (7,199 residents); Laurel, MT (7,198 residents); Dahlonega, GA (7,194 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Neptune Beach?
The NCES join finds 2 public schools within the city match. 59.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Matched public schools
2
Bachelor's degree+
59.6%
Poverty estimate
0.0%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What can the FBI record say about safety in Neptune Beach?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1301.7 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 43% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1171.5
Violent rate
130.2
Total reported rate
1301.7
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Above-average cost · BEA RPP 2024, Florida average
B
City profile score · Neptune Beach, FL
72/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share A+
59.6%
Adults with a bachelor's degree or higher; ACS.
Household income A-
$111,025
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime C+
130 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Neptune Beach profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 91/100 (A+) · 59.6%
Household income: 82/100 (A-) · $111,025
Violent crime: 63/100 (C+) · 130 /100k
Cost of living: 25/100 (F) · 103.4 index
Where Neptune Beach sits on home value vs crime among peer cities
Neptune Beach's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Neptune Beach highlighted among 25 peers.Read the chart values
Neptune Beach, FL (this city): home $613,500, crime 1,302/100k
Laurel, MT : home $232,700, crime 4,148/100k
Delafield, WI : home $504,500, crime 2,137/100k
Glenolden, PA : home $203,100, crime 2,293/100k
Clewiston, FL : home $210,000, crime 513/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Neptune Beach compare to other US cities?
Here's how Neptune Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income84% higher than other cities
Home value90% pricier than other cities
Median rent73% pricier than other cities
Safety52% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Florida, Neptune Beach ranks #42 of 120 Florida cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Neptune Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Neptune Beach near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Neptune Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Neptune Beach only against its own state's cities, not the full US field.
Median Household Income
#103 of 903
89th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#85 of 894
90th percentile in Florida
Poverty Rate
#855 of 930
0th percentile in Florida
Bachelor's Degree or Higher
#54 of 930
94th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
84th percentile nationally for median household income · 52nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Neptune Beach's profile vs. every US city
Income, affordability, and safety percentile
Neptune Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Neptune Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$613,50010th percentilemore affordable than 10% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Neptune Beach's home-value-to-income ratio: 5.5×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#13,614 of 15,516
More affordable than 12% of tracked cities (pop. 1,000+)
Size class
#10,176 of 11,323
Micro cities (under 10,000)
At 5.5×, Neptune Beach sits in the pressured band:
national rank #13,614 of 15,516 and #10,176 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$111,025Neptune Beach, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Neptune Beach, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Neptune Beach, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)59.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)69.6%
Census ACS S2301, share of working-age residents in the labor force
Population
7,199
Median Income
$111,025
Median Home Value
$613,500
Median Age
45.0
Poverty Rate
0.0%
Labor force participation
69.6%
Bachelor's Degree+
59.6%
Safety & Crime
Total Crime Rate
1301.7
per 100,000 residents
Violent Crime
130.2
per 100,000 residents
Property Crime
1171.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Neptune Beach's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
7,194 residents
2021
7,092 residents
2022
7,091 residents
2023
7,070 residents
2024
7,035 residents
2025
7,020 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
8
8
0
$3.3M
2020
5
5
0
$1.8M
2021
11
11
0
$6.4M
2022
11
11
0
$7.4M
2023
12
12
0
$8.1M
2024
15
15
0
$8.8M
Permit volume increased 88% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.9%
Carpool
4.8%
Public Transit
0.0%
Walk
0.4%
Work from Home
23.0%
Other
1.9%
Based on 4,336 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Neptune Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Neptune Beach is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Neptune Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Neptune Beach compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.