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Place dossier plate
SheetFL-OLDSMAR-FL · Oldsmar, FL 14,872 pop · income 57th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Oldsmar
Lowest/highest poles plus peers nearest Oldsmar on median household income. Full ladder: /browse and /rankings.
median HH income
Gladeview · lowest
44,560
Gladeview · lowest
44,560 median HH income
41.7% of the leader · rank #1
Kawela Bay · near
76,094
Kawela Bay · near
76,094 median HH income
71.3% of the leader · rank #2
Albert City · near
76,094
Albert City · near
76,094 median HH income
71.3% of the leader · rank #3
Mizpah · near
76,094
Mizpah · near
76,094 median HH income
71.3% of the leader · rank #4
Medina · near
76,099
Medina · near
76,099 median HH income
71.3% of the leader · rank #5
Oldsmar · this city
76,100
Oldsmar · this city
76,100 median HH income
71.3% of the leader · rank #6
Havre de Grace · highest
106,798
Havre de Grace · highest
106,798 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Oldsmar on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 14,872.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Oldsmar - the verdict
Out of every US city with 1,000+ residents, Oldsmar places in the 57th percentile for household income and the 33rd percentile for safety. Source: Census ACS + FBI UCR.
57th
percentile, household income
71st
percentile, home value
73rd
percentile, median rent
33rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Oldsmar, FL
Census ACS 2023 estimates count 14,872 residents in Oldsmar, a small town within Florida. Median household income here is $76,100 per year, above the median for U.S. cities on this measure, with a poverty rate of 8.7%. Typical homes in Oldsmar are valued around $346,900, and the median resident age is 38.8 years. About 36.5% of adults hold a bachelor's degree or higher, while 61.0% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits), down 100% from five years earlier. Crime here tracks close to the national norm: FBI UCR figures show 1959.3 crimes per 100,000 residents, near the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,526 per month. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Oldsmar's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to housing and income to work and mobility to schools and households to population change to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Oldsmar, city-specific coverage includes FBI reported-crime rates, local building permits, matched public-school count, commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What can the FBI record say about safety in Oldsmar?
The joined FBI UCR record reports 1959.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 14% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
How far does income reach against housing in Oldsmar?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.6 times median household income. The ACS poverty estimate is 8.7%, which keeps the citywide median from describing every household.
What does the journey to work look like in Oldsmar?
Driving alone is the largest reported mode at 72.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Which cities make useful reference points for Oldsmar?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Florida, the closest population matches are Forest (14,871 residents, $84,337 income); St. Augustine (14,979 residents, $80,473 income); Lockhart (14,753 residents, $70,051 income). Outside the state, the closest population matches in this dataset are Hereford, TX (14,874 residents); Loganville, GA (14,878 residents); Riverdale, GA (14,866 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Oldsmar?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 2 public schools within the city match. 36.5% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
8.7%
Bachelor's degree+
36.5%
Matched public schools
2
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Census PEP estimates show the population declined by -395 residents from 2020 to 2025, a -2.6% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
2020 estimate
14,916
2025 estimate
14,521
Period change
-2.6%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above median income · poverty 8.7% (Above-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
C-
City profile score · Oldsmar, FL
51/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B-
36.5%
Adults with a bachelor's degree or higher; ACS.
Violent crime B-
122 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income C
$76,100
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate D
8.7%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Oldsmar profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 69/100 (B-) · 36.5%
Violent crime: 65/100 (B-) · 122 /100k
Household income: 56/100 (C) · $76,100
Poverty rate: 45/100 (D) · 8.7%
Cost of living: 25/100 (F) · 103.4 index
Where Oldsmar sits on home value vs crime among peer cities
Oldsmar's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Oldsmar highlighted among 26 peers.Read the chart values
Oldsmar, FL (this city): home $346,900, crime 1,959/100k
Hereford, TX : home $109,100, crime 1,123/100k
Loganville, GA : home $321,800, crime 944/100k
Whitehall, PA : home $229,200, crime 615/100k
Fort Payne, AL : home $158,100, crime 1,775/100k
Havre de Grace, MD : home $348,800, crime 1,404/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Oldsmar compare to other US cities?
Where Oldsmar sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income57% higher than other cities
Home value71% pricier than other cities
Median rent73% pricier than other cities
Safety33% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Florida, Oldsmar ranks #66 of 120 Florida cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Oldsmar against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Oldsmar near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Oldsmar ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oldsmar only against its own state's cities, not the full US field.
Median Household Income
#361 of 903
60th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#330 of 894
63rd percentile in Florida
Poverty Rate
#418 of 930
54th percentile in Florida
Bachelor's Degree or Higher
#302 of 930
67th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
57th percentile nationally for median household income · 33rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Oldsmar's profile vs. every US city
Income, affordability, and safety percentile
Oldsmar's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Oldsmar's home value compares nationally
Median home value vs. every US city (population 1,000+)
$346,90029th percentilemore affordable than 29% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Oldsmar's home-value-to-income ratio: 4.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,097 of 15,516
More affordable than 22% of tracked cities (pop. 1,000+)
Size class
#2,386 of 3,317
Small cities (10,000–49,999)
At 4.6×, Oldsmar sits in the moderate band:
national rank #12,097 of 15,516 and #2,386 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$76,100Oldsmar, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Oldsmar, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oldsmar, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)36.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)61.0%
Census ACS S2301, share of working-age residents in the labor force
Population
14,872
Median Income
$76,100
Median Home Value
$346,900
Median Age
38.8
Poverty Rate
8.7%
Labor force participation
61.0%
Bachelor's Degree+
36.5%
Safety & Crime
Total Crime Rate
1959.3
per 100,000 residents
Violent Crime
121.6
per 100,000 residents
Property Crime
1837.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Oldsmar's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
14,916 residents
2021
14,890 residents
2022
14,906 residents
2023
14,871 residents
2024
14,725 residents
2025
14,521 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
4
4
0
$1.6M
2020
6
6
0
$1.6M
2021
8
8
0
$2.7M
2022
0
0
0
-
2023
0
0
0
-
Permit volume decreased 100% from 2019 to 2023.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
72.3%
Carpool
4.8%
Public Transit
0.0%
Walk
1.2%
Work from Home
20.1%
Other
1.6%
Based on 7,266 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Oldsmar. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oldsmar is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oldsmar sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Oldsmar compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.