City profile · Florida · Census ACS 2023

Polk City, FL

Population, income, housing, safety, climate and schools for Polk City - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,884
Residents
$83,333
Median income
$287,600
Median home
$1,497
Median rent (state)

Polk City - the verdict

Out of every US city with 1,000+ residents, Polk City places in the 65th percentile for household income. Source: Census ACS.

65th
percentile, household income
63rd
percentile, home value
60th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Polk City, FL

2,884 people live in Polk City, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. Polk City households earn a median of $83,333 annually, above the median for U.S. cities on this measure, with a poverty rate of 9.2%. Polk City's housing stock carries a median value of $287,600, and the median resident age is 40.5 years. Educational attainment runs 20.0% of adults with a bachelor's degree or higher. Separately, 56.3% of working-age residents are in the labor force.

In 2024, 2 residential building permits were authorized in Polk City (Construction Slowdown), down 97% from five years earlier, per Census BPS data.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,497 per month. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 96.5 out of 100 for natural-hazard exposure (Very High).

Population

2,884 residents

Census ACS 2023 - Florida

Median Household Income

$83,333 /yr

Poverty 9.2%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Polk City compare to other US cities?

Where Polk City sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 65% higher than other cities
Home value 63% pricier than other cities
Median rent 60% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Polk City against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent sits close to the middle of Florida's city distribution

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Polk City ranks #648 - the 26th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Polk City only against its own state's cities, not the full US field.

Median Household Income
#282 of 903
69th percentile in Florida
Median Gross Rent
#648 of 930
26th percentile in Florida
Median Home Value
#467 of 894
48th percentile in Florida
Poverty Rate
#390 of 930
58th percentile in Florida
Bachelor's Degree or Higher
#605 of 930
35th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

65thIncome percentile

65th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Polk City's home value compares nationally

Median home value vs. every US city (population 1,000+)

$287,600 37th percentile more affordable than 37% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Polk City $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Polk City, FL Polk City, FL's reported median household income shown against the U.S. national quintile-share pattern (not Polk City, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Polk City, FL median $83,333/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Polk City, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Polk City, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 20.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.3%

Census ACS S2301, share of working-age residents in the labor force

Population
2,884
Median Income
$83,333
Median Home Value
$287,600
Median Age
40.5
Poverty Rate
9.2%
Labor force participation
56.3%
Bachelor's Degree+
20.0%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,700 residents2,800 residents2,900 residents3,000 residents3,100 residents3,200 residents 202020212022202320242025 2,774 residents 3,082 residents ▲ +11.1%
Polk City's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 68
2020 76
2021 10
2022 13
2023 11
2024 2

Permit volume decreased 97% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
79.0%
Carpool
11.7%
Public Transit
0.7%
Walk
0.0%
Work from Home
7.6%
Other
1.0%

Based on 1,381 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Polk City sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,497/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.5 / 100
Very High
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Polk City's 2,884 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Polk City's $83,333 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Polk City, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Polk City, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 63.8% 8.4% 20.5% ETHNICITY, Hispanic or Latino (any race) 33.6% White 63.8% Black or African American 5.7% Asian 1.6% American Indian 0.0% Native Hawaiian 0.0% Some other race 8.4% Two or more races 20.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Polk City compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Polk City (this city) 2,884 $83,333
Lake Helen 2,877 $94,952
Olga 2,876 $90,733
Westlake 2,876 $140,000
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Polk City, FL?

What is the population of Polk City, FL? +

Polk City, FL counts 2,884 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Polk City, FL? +

In Polk City, the typical household earns $83,333 per year, based on Census ACS 2023 data.

What is the cost of living in Polk City? +

BEA does not publish a city-level cost-of-living figure for Polk City; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Polk City, FL? +

Polk City's median home value sits at $287,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.