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Place dossier plate
SheetFL-SAFETY-HARBOR-FL · Safety Harbor, FL 17,040 pop · income 81st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Safety Harbor
Lowest/highest poles plus peers nearest Safety Harbor on median household income. Full ladder: /browse and /rankings.
median HH income
Bristol · lowest
44,706
Bristol · lowest
44,706 median HH income
25.0% of the leader · rank #1
Safety Harbor · this city
105,813
Safety Harbor · this city
105,813 median HH income
59.2% of the leader · rank #2
San Dimas · near
105,833
San Dimas · near
105,833 median HH income
59.2% of the leader · rank #3
Bethany Beach · near
105,833
Bethany Beach · near
105,833 median HH income
59.2% of the leader · rank #4
Three Lakes · near
105,833
Three Lakes · near
105,833 median HH income
59.2% of the leader · rank #5
Oconomowoc · near
105,833
Oconomowoc · near
105,833 median HH income
59.2% of the leader · rank #6
Lake Butler · highest
178,750
Lake Butler · highest
178,750 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Safety Harbor on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 17,040.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Safety Harbor - the verdict
Out of every US city with 1,000+ residents, Safety Harbor places in the 81st percentile for household income and the 71st percentile for safety. Source: Census ACS + FBI UCR.
81st
percentile, household income
80th
percentile, home value
73rd
percentile, median rent
71st
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Safety Harbor, FL
Safety Harbor is a small town in Florida, home to 17,040 residents per U.S. Census Bureau ACS 2023 estimates. Safety Harbor households earn a median of $105,813 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.1%. Home values in Safety Harbor run a median of $433,300, and the median resident age is 49.1 years. Educational attainment runs 47.2% of adults with a bachelor's degree or higher. Separately, 60.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier. Safety Harbor reports a comparatively low crime rate: FBI UCR figures show 821.3 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Workers in Safety Harbor report an average commute of 18.7 minutes, with 65.4% driving alone and 23.2% working from home. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Safety Harbor's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to work and mobility to housing and income to comparison shortlist to population change to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Safety Harbor, city-specific coverage includes annual population history, local building permits, FBI reported-crime rates, matched public-school count, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Safety Harbor?
The NCES join finds 2 public schools within the city match. 47.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
What does the journey to work look like in Safety Harbor?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 65.4%. The reported mean trip to work is 18.7 minutes.
How far does income reach against housing in Safety Harbor?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.1 times median household income. The ACS poverty estimate is 3.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Safety Harbor?
Within Florida, the closest population matches are New Port Richey (17,057 residents, $46,160 income); Ojus (17,101 residents, $64,667 income); Upper Grand Lagoon (17,162 residents, $73,438 income). Outside the state, the closest population matches in this dataset are Aberdeen, WA (17,040 residents); Fairview Park, OH (17,049 residents); Oswego, NY (17,028 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Safety Harbor growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -431 residents from 2020 to 2025, a -2.5% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-2.5%
2025 estimate
16,624
2020 estimate
17,055
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What can the FBI record say about safety in Safety Harbor?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 821.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 64% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
691.3
Violent rate
130.0
Total reported rate
821.3
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Above-average cost · BEA RPP 2024, Florida average
B-
City profile score · Safety Harbor, FL
65/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A-
47.2%
Adults with a bachelor's degree or higher; ACS.
Household income B+
$105,813
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.1%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C+
130 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Safety Harbor profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 81/100 (A-) · 47.2%
Household income: 79/100 (B+) · $105,813
Poverty rate: 78/100 (B+) · 3.1%
Violent crime: 63/100 (C+) · 130 /100k
Cost of living: 25/100 (F) · 103.4 index
Where Safety Harbor sits on home value vs crime among peer cities
Safety Harbor's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Safety Harbor highlighted among 26 peers.Read the chart values
Safety Harbor, FL (this city): home $433,300, crime 821/100k
Aberdeen, WA : home $225,100, crime 3,345/100k
Huntington, IN : home $104,300, crime 395/100k
Norwalk, OH : home $156,000, crime 653/100k
Bristol, VA : home $168,700, crime 3,464/100k
Belle Glade, FL : home $141,100, crime 3,987/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Safety Harbor compare to other US cities?
Where Safety Harbor sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income81% higher than other cities
Home value80% pricier than other cities
Median rent73% pricier than other cities
Safety71% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Florida and the picture shifts: Safety Harbor ranks #24 of 120 Florida cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Safety Harbor against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Safety Harbor near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Safety Harbor ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Safety Harbor only against its own state's cities, not the full US field.
Median Household Income
#125 of 903
86th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#200 of 894
78th percentile in Florida
Poverty Rate
#751 of 930
19th percentile in Florida
Bachelor's Degree or Higher
#170 of 930
82nd percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
81st percentile nationally for median household income · 71st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Safety Harbor's profile vs. every US city
Income, affordability, and safety percentile
Safety Harbor's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Safety Harbor's home value compares nationally
Median home value vs. every US city (population 1,000+)
$433,30020th percentilemore affordable than 20% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Safety Harbor's home-value-to-income ratio: 4.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,965 of 15,516
More affordable than 29% of tracked cities (pop. 1,000+)
Size class
#2,070 of 3,317
Small cities (10,000–49,999)
At 4.1×, Safety Harbor sits in the moderate band:
national rank #10,965 of 15,516 and #2,070 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$105,813Safety Harbor, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Safety Harbor, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Safety Harbor, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)47.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)60.7%
Census ACS S2301, share of working-age residents in the labor force
Population
17,040
Median Income
$105,813
Median Home Value
$433,300
Median Age
49.1
Poverty Rate
3.1%
Labor force participation
60.7%
Bachelor's Degree+
47.2%
Safety & Crime
Total Crime Rate
821.3
per 100,000 residents
Violent Crime
130.0
per 100,000 residents
Property Crime
691.3
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Safety Harbor's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
17,055 residents
2021
17,030 residents
2022
17,057 residents
2023
17,018 residents
2024
16,855 residents
2025
16,624 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
16
16
0
$4.0M
2020
10
10
0
$2.4M
2021
3
3
0
$1.1M
2022
0
0
0
-
Permit volume decreased 100% from 2019 to 2022.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
18.7 minutes
Drive Alone
65.4%
Carpool
8.8%
Public Transit
0.3%
Walk
1.6%
Work from Home
23.2%
Other
0.7%
Based on 8,602 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Safety Harbor. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Safety Harbor is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Safety Harbor sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Safety Harbor compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.