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Place dossier plate
SheetFL-ST-PETE-BEACH-FL · St. Pete Beach, FL 8,832 pop · income 83rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around St. Pete Beach
Lowest/highest poles plus peers nearest St. Pete Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Hernando · lowest
41,564
Hernando · lowest
41,564 median HH income
30.6% of the leader · rank #1
Hatboro · near
108,927
Hatboro · near
108,927 median HH income
80.2% of the leader · rank #2
St. Pete Beach · this city
108,931
St. Pete Beach · this city
108,931 median HH income
80.2% of the leader · rank #3
Charlotte Hall · near
108,936
Charlotte Hall · near
108,936 median HH income
80.2% of the leader · rank #4
Eureka · near
108,947
Eureka · near
108,947 median HH income
80.3% of the leader · rank #5
Round Lake · near
108,965
Round Lake · near
108,965 median HH income
80.3% of the leader · rank #6
Bayport · highest
135,750
Bayport · highest
135,750 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for St. Pete Beach on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 8,832.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
St. Pete Beach - the verdict
Measured against every US city with at least 1,000 residents, St. Pete Beach lands in the 83rd percentile for household income and the 23rd percentile for safety. Source: Census ACS + FBI UCR.
83rd
percentile, household income
91st
percentile, home value
73rd
percentile, median rent
23rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: St. Pete Beach, FL
8,832 people live in St. Pete Beach, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. St. Pete Beach households earn a median of $108,931 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.7%. Typical homes in St. Pete Beach are valued around $639,900, and the median resident age is 62.2 years. Educational attainment runs 57.2% of adults with a bachelor's degree or higher. Separately, 41.8% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 19 residential units authorized here in 2024 (Low Activity). Crime here tracks close to the national norm: FBI UCR reporting places total crime at 2440.4 incidents per 100,000 residents, near the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of St. Pete Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to comparison shortlist to population change to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For St. Pete Beach, city-specific coverage includes annual population history, local building permits, commute-mode shares, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in St. Pete Beach?
Driving alone is the largest reported mode at 62.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in St. Pete Beach?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.9 times median household income. The ACS poverty estimate is 5.7%, which keeps the citywide median from describing every household.
Which cities make useful reference points for St. Pete Beach?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Florida, the closest population matches are Hernando (8,795 residents, $41,564 income); North Merritt Island (8,903 residents, $113,897 income); Indian Harbour Beach (8,991 residents, $98,046 income). Outside the state, the closest population matches in this dataset are Winslow, AZ (8,831 residents); Bayport, NY (8,831 residents); Pitman, NJ (8,834 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is St. Pete Beach growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -320 residents from 2020 to 2025, a -3.6% change. Separately, Census BPS recorded 19 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in St. Pete Beach?
The joined FBI UCR record reports 2440.4 violent and property crimes per 100,000 residents, near the 2280.5 national reference used here. The difference is 7% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
2440.4
Violent rate
310.8
Property rate
2129.6
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Above-average cost · BEA RPP 2024, Florida average
C
City profile score · St. Pete Beach, FL
57/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
57.2%
Adults with a bachelor's degree or higher; ACS.
Household income A-
$108,931
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C+
5.7%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
311 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
St. Pete Beach profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 90/100 (A+) · 57.2%
Household income: 81/100 (A-) · $108,931
Poverty rate: 61/100 (C+) · 5.7%
Violent crime: 31/100 (F) · 311 /100k
Cost of living: 25/100 (F) · 103.4 index
Where St. Pete Beach sits on home value vs crime among peer cities
St. Pete Beach's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - St. Pete Beach highlighted among 25 peers.Read the chart values
St. Pete Beach, FL (this city): home $639,900, crime 2,440/100k
Winslow, AZ : home $143,200, crime 4,449/100k
Pitman, NJ : home $258,400, crime 308/100k
Indian Harbour Beach, FL : home $387,400, crime 665/100k
Lake Park, FL : home $361,700, crime 7,445/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does St. Pete Beach compare to other US cities?
St. Pete Beach measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income83% higher than other cities
Home value91% pricier than other cities
Median rent73% pricier than other cities
Safety23% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Florida and the picture shifts: St. Pete Beach ranks #84 of 120 Florida cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares St. Pete Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places St. Pete Beach near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, St. Pete Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. Pete Beach only against its own state's cities, not the full US field.
Median Household Income
#112 of 903
88th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#73 of 894
92nd percentile in Florida
Poverty Rate
#582 of 930
37th percentile in Florida
Bachelor's Degree or Higher
#78 of 930
92nd percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
83rd percentile nationally for median household income · 23rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
St. Pete Beach's profile vs. every US city
Income, affordability, and safety percentile
St. Pete Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How St. Pete Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$639,9009th percentilemore affordable than 9% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
St. Pete Beach's home-value-to-income ratio: 5.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,000 of 15,516
More affordable than 10% of tracked cities (pop. 1,000+)
Size class
#10,403 of 11,323
Micro cities (under 10,000)
At 5.9×, St. Pete Beach sits in the pressured band:
national rank #14,000 of 15,516 and #10,403 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$108,931St. Pete Beach, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context St. Pete Beach, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for St. Pete Beach, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)57.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)41.8%
Census ACS S2301, share of working-age residents in the labor force
Population
8,832
Median Income
$108,931
Median Home Value
$639,900
Median Age
62.2
Poverty Rate
5.7%
Labor force participation
41.8%
Bachelor's Degree+
57.2%
Safety & Crime
Total Crime Rate
2440.4
per 100,000 residents
Violent Crime
310.8
per 100,000 residents
Property Crime
2129.6
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
St. Pete Beach's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
8,873 residents
2021
8,840 residents
2022
8,826 residents
2023
8,778 residents
2024
8,691 residents
2025
8,553 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Low Activity
Total Permits (2024)
19
housing units authorized
Single-Family
19
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
17
17
0
$23.7M
2024
19
19
0
$16.4M
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
62.1%
Carpool
6.9%
Public Transit
0.1%
Walk
3.0%
Work from Home
23.5%
Other
4.4%
Based on 3,523 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for St. Pete Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around St. Pete Beach is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county St. Pete Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How St. Pete Beach compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.