City profile · Hawaii · Census ACS 2023

Pearl, HI

Population, income, housing, safety, climate and schools for Pearl — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

45,079
Residents
$114,682
Median income
$872,200
Median home
$2,433
Median rent

Data Snapshot: Pearl, HI

Pearl is a city in Hawaii with a population of 45,079 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $114,682 per year, while the poverty rate sits at 4.3%. Typical homes in Pearl are valued around $872,200, and the median resident age is 45.0 years. About 37.0% of adults hold a bachelor's degree or higher, while 56.5% of working-age residents are in the labor force.

On a cost-of-living index where 100 equals the national average, Hawaii registers 110.0 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,433 per month. Average monthly utility bills run around $280 based on EIA 2023 residential energy data. Workers in Pearl report an average commute of 24.9 minutes, with 72.2% driving alone and 7.8% working from home. FEMA's National Risk Index rates natural-hazard exposure at 75.0 out of 100 (High).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

45,079 residents

Census ACS 2023 — Hawaii

Median Household Income

$114,682 /yr

Poverty 4.3%

Cost of Living Index

110.0 (US=100)

Near Average — BEA RPP 2024

How does Pearl compare to other US cities?

Where Pearl sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 85% higher than other cities
Home value 96% pricier than other cities
Median rent 99% pricier than other cities

Percentiles compare Pearl against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Pearl, HI Quintile shares of aggregate household income for Pearl, HI. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Pearl, HI — median $114,682/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Pearl, HI — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 37.0%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 4.3%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 56.5%

Census ACS S2301 — share of working-age residents in the labor force

Population
45,079
Median Income
$114,682
Median Home Value
$872,200
Median Age
45.0
Poverty Rate
4.3%
Labor force participation
56.5%
Bachelor's Degree+
37.0%

Commute Patterns

How workers travel to work — Census ACS 2023

Average Commute Time
24.9 minutes
Drive Alone
72.2%
Carpool
13.5%
Public Transit
3.0%
Walk
1.9%
Work from Home
7.8%
Other
1.6%

Based on 22,157 workers 16 and over.

Monthly Utility Costs

State-average estimates for Hawaii — EIA 2023 residential energy data

Electricity
$220
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$280
estimated/month

Estimates reflect Hawaii state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Hawaii state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
110.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,433/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
75.0 / 100
High
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Pearl, HI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Pearl, HI — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Pearl compares to nearby Hawaii cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Pearl) plus the nearest peer cities in Hawaii, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

HI

Pearl

114.68% top marginal rate
Structure
Progressive
Burden @ $100K
$114,682
Brackets
45
Selected

HI

Hilo

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$4,820
Brackets
48
Selected

HI

Waipahu

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$3,990
Brackets
40
Selected

HI

Kailua CDP (Honolulu County)

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$3,980
Brackets
40
Census ACS 5-year FIPS HI OMB Bulletin 23-01

What do people ask about Pearl, HI?

What is the population of Pearl, HI? +

Pearl, HI has a population of 45,079 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Pearl, HI? +

The median household income in Pearl is $114,682 per year, based on Census ACS 2023 data.

What is the cost of living in Pearl? +

Pearl has a cost of living index of 110.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

What is the median home value in Pearl, HI? +

The median home value in Pearl is $872,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →