City · Iowa

Charles City, Iowa

Charles City, city, in Floyd County, Iowa. Charles City had 7,013 residents on July 1, 2025 by the Census Bureau's estimate, down 5.2% since 2020; the 2020 Census counted 7,396 and the ACS 2020-2024 5-year estimates put it at 7,232 (±33). GEOID 1912765.

Residents, July 2025 estimate

7,013

Census Bureau estimate (no margin published)
2020 Census count: 7,396 · ACS 2020-2024: 7,232 ±33

Median household income

$59,180

±$9,968 (90% margin)
Iowa: $75,059

Median home value

$115,400

±$15,614 (90% margin)
Iowa: $208,000

Median gross rent

$735

±$54 (90% margin)
Iowa: $972

Where is Charles City and what county is it in?

Charles City is a city in Floyd County, Iowa. It covers 6.1 square miles of land, 1,208 residents per square mile in 2020.

Charles City (marked with a dot) in Floyd County, Iowa. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Charles City, and is it growing?

The Census Bureau estimates that 7,013 people lived in Charles City on July 1, 2025, down 5.2% since 2020, while Iowa grew 1.5%. The 2020 Census counted 7,396 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 7,232 (±33).

  • July 2020→2021 −68 (7,312)
  • 2021→2022 −82 (7,230)
  • 2022→2023 −12 (7,218)
  • 2023→2024 −104 (7,114)
  • 2024→2025 −101 (7,013)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Charles CityFloyd CountyIowa Change since 2015-2019
Total population 7,232 ±33 15,328 3,210,507 −164
Households 3,223 ±160 6,503 1,315,707 no clear change
Average household size 2.18 ±0.11 2.32 2.36 no clear change
Housing units 3,703 ±154 7,306 1,437,699 no clear change

Charles City's population since 2000

From 7,812 in 2000 to 7,013 in 2025: down 10.2%. The 2000, 2010 and 2020 figures are census counts, each for Charles City as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 7,812
  • 2005 (estimate) 7,691
  • 2010 Census 7,652
  • 2015 (estimate) 7,444
  • 2020 Census 7,396
  • 2025 (estimate) 7,013

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Charles City?

The median resident of Charles City is 42.0 years old; 22.1% are under 18 and 23.5% are 65 or older. The largest group is non-Hispanic white residents at 85.6%, then Hispanic or Latino residents (of any race) at 5.8%. 3.9% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Charles CityFloyd CountyIowa Change since 2015-2019
Median age 42.0 ±2.3 43.5 38.6 no clear change
Under 18 years 22.1% ±2.2 pts 22.7% 22.9% –
65 years and over 23.5% ±2.5 pts 23.0% 18.1% –
Male 48.6% ±2.6 pts 51.1% 50.2% –
Hispanic or Latino (any race) 5.8% ±1.1 pts 3.9% 7.3% no clear change
White alone, not Hispanic 85.6% ±2.1 pts 88.7% 82.3% no clear change
Black or African American alone, not Hispanic 1.9% ±1.0 pts 1.4% 3.8% −1.3 pts
Asian alone, not Hispanic 3.2% ±0.5 pts 1.6% 2.5% no clear change
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.3 pts 0.0% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.1% ±0.2 pts 0.1% 0.2% –
Two or more races, not Hispanic 3.2% ±1.2 pts 4.4% 3.5% –
Some other race alone, not Hispanic 0.0% ±0.3 pts 0.0% 0.3% –
Born outside the United States 3.9% ±1.3 pts 2.4% 5.9% −2.3 pts
Speak a language other than English at home (age 5+) 4.6% ±1.2 pts 3.4% 9.1% –
Civilian veterans (age 18+) 9.5% ±2.6 pts 9.4% 6.5% –
With a disability 21.3% ±3.5 pts 16.5% 12.6% –
No health insurance coverage 1.8% ±1.0 pts 3.6% 5.0% −4.4 pts
High school graduate or higher (age 25+) 94.6% ±2.1 pts 95.0% 93.3% –
Bachelor's degree or higher (age 25+) 12.8% ±3.8 pts 18.3% 31.4% −7.5 pts
Graduate or professional degree (age 25+) 3.0% ±1.9 pts 4.8% 10.5% –
Lived in the same house a year earlier 85.5% ±3.9 pts 89.4% 87.1% –
Moved from another state in the past year 2.3% ±1.9 pts 1.3% 2.2% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Charles City earn?

Half of Charles City's 3,223 households earn less than $59,180 a year (±$9,968), against $68,557 in Floyd County and $75,059 in Iowa. In 2015-2019 it was $50,532 in 2024 dollars; the margins of error cannot tell the two periods apart. 13.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Charles CityFloyd CountyIowa Change since 2015-2019
Median household income $59,180 ±$9,968 $68,557 $75,059 no clear change
Mean household income $65,875 ±$7,024 $85,469 $98,187 –
Per capita income $30,770 ±$2,932 $36,197 $40,877 no clear change
People below the poverty line 13.3% ±4.6 pts 11.6% 11.1% −11.1 pts
Children under 18 below the poverty line 16.5% ±9.6 pts 16.6% 12.9% −29.7 pts
Households receiving SNAP 12.1% ±3.6 pts 8.3% 8.8% –
Households with a computer 89.7% ±4.8 pts 89.4% 94.7% –
Households with a broadband subscription 83.4% ±4.5 pts 83.4% 88.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Charles City?

Owners occupy 67.9% of Charles City's occupied homes and renters 32.1%. The median owner-occupied home is valued at $115,400 by its owner (±$15,614). The median renter pays $735 a month including utilities, and 37.2% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Charles CityFloyd CountyIowa Change since 2015-2019
Median home value (owner-occupied) $115,400 ±$15,614 $143,500 $208,000 no clear change
Median gross rent $735 ±$54 $745 $972 no clear change
Renters paying 35% or more of income on rent 37.2% ±13.4 pts 34.3% 35.2% no clear change
Median monthly owner costs, with a mortgage $1,144 ±$120 $1,287 $1,533 –
Owner-occupied homes 67.9% ±6.2 pts 76.6% 71.7% +8.7 pts
Renter-occupied homes 32.1% ±6.2 pts 23.4% 28.3% –
Housing units 3,703 ±154 7,306 1,437,699 no clear change
Homeowner vacancy rate 2.5% ±3.2 pts 1.1% 0.8% –
Rental vacancy rate 2.1% ±3.2 pts 2.5% 5.7% –
Single-family detached homes 77.7% ±5.0 pts 84.7% 72.2% –
Mobile homes 0.0% ±0.7 pts 1.3% 3.2% –
Built 2020 or later 1.3% ±1.7 pts 1.3% 1.7% –
Built 2010 to 2019 1.0% ±1.0 pts 3.0% 9.2% –
Built 1939 or earlier 28.4% ±5.1 pts 34.8% 23.5% –
Households with no vehicle 8.7% ±3.5 pts 6.7% 5.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Charles City building?

Builders took permits for 42 new housing units in Charles City in 2025 (2 in single-family houses), 6.0 per 1,000 residents against 4.2 across Iowa.

  • 2019 1 units
  • 2020 6 units
  • 2021 3 units
  • 2022 4 units
  • 2023 9 units
  • 2024 1 units
  • 2025 42 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Charles City work and get to work?

81.2% of Charles City's workers drive alone and 5.1% work from home. The average trip to work takes 15.2 minutes. The unemployment rate in 2020-2024 averaged 4.6%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Charles CityFloyd CountyIowa Change since 2015-2019
In the labor force (age 16+) 60.7% ±3.7 pts 62.0% 66.4% –
Unemployment rate 4.6% ±2.6 pts 3.3% 3.6% no clear change
Drove alone to work 81.2% ±5.6 pts 80.6% 76.0% –
Carpooled 11.9% ±5.0 pts 8.8% 7.8% –
Public transportation 0.0% ±0.8 pts 0.1% 0.7% –
Walked 1.2% ±1.4 pts 1.9% 2.9% –
Worked from home 5.1% ±2.9 pts 7.9% 11.3% no clear change
Mean travel time to work 15.2 min ±2.3 18.9 min 19.8 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Charles City?

2 census tracts lie mostly in Charles City, and 1 more reaches into it (2020 census blocks). Their median household incomes run from $48,432 (Tract 4804) to $70,168 (Tract 4805).

Census tracts in Charles City, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Charles City
Tract 4805Floyd County4,647 $70,168 $148,50087%
Tract 4804Floyd County3,096 $48,432 $94,70092%
Tract 4801Floyd County2,439 $73,750 $183,6001%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Charles City) · Census block assignment files

How does Charles City compare with other places in Iowa?

By the Census Bureau's July 2025 estimates, Charles City is the 4,065th-most populous of the 19,476 U.S. incorporated places that have one and the 60th-most populous of 939 in Iowa.

Charles City ranks 223rd of 279 places in Iowa with 1,000 or more residents and a reliable estimate, by median household income.

Charles City's rank in Iowa (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate60th939
Growth 2020-2025 (PEP)269th275
Residents per square mile99th279
Median household income223rd279
Per capita income235th279
Median home value241st279
Median gross rent213th266
Poverty rate73rd232
Bachelor's degree or higher272nd279
Median age91st279
Owner-occupied share203rd279
Work from home194th221
Travel time to work238th279

Charles City's figures with every place in Iowa (CSV)

Every place in Iowa, sortable · Compare Charles City with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Charles City?

11 of the 57 figures for Charles City on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Charles City are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Charles City.