City profile · Iowa · Census ACS 2023

Charlotte, IA

Population, income, housing, safety, climate and schools for Charlotte - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

431
Residents
$69,792
Median income
$95,500
Median home
$956
Median rent (state)

Charlotte - the verdict

Out of every US city with 1,000+ residents, Charlotte places in the 49th percentile for household income. Source: Census ACS.

49th
percentile, household income
8th
percentile, home value
11th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Charlotte, IA

Charlotte is a small town in Iowa, home to 431 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $69,792 per year, below the median for U.S. cities on this measure, with a poverty rate of 2.7%. Typical homes in Charlotte are valued around $95,500, and the median resident age is 36.8 years. Educational attainment runs 14.2% of adults with a bachelor's degree or higher. Separately, 66.3% of working-age residents are in the labor force.

In 2024, 1 residential building permits were authorized in Charlotte (Low Activity), per Census BPS data.

Living costs in Iowa run below the national norm: on BEA's 100-equals-national-average cost index, Iowa scores 87.8 (Well Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $956 monthly. EIA 2023 residential energy data puts Iowa's average monthly utility costs around $212 (state average). Natural-hazard exposure scores 64.8 out of 100 on FEMA's National Risk Index (Moderate).

Population

431 residents

Census ACS 2023 - Iowa

Median Household Income

$69,792 /yr

Poverty 2.7%

Cost of Living Index (state)

87.8 (US=100)

Well Below Average - BEA RPP 2024, Iowa average

How does Charlotte compare to other US cities?

Charlotte measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 49% higher than other cities
Home value 8% pricier than other cities
Median rent 11% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Charlotte's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Iowa, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

49thIncome percentile

49th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Charlotte's home value compares nationally

Median home value vs. every US city (population 1,000+)

$95,500 Among the most affordable more affordable than 92% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Charlotte $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Charlotte, IA Charlotte, IA's reported median household income shown against the U.S. national quintile-share pattern (not Charlotte, IA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Charlotte, IA median $69,792/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Charlotte, IA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Charlotte, IA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 14.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.3%

Census ACS S2301, share of working-age residents in the labor force

Population
431
Median Income
$69,792
Median Home Value
$95,500
Median Age
36.8
Poverty Rate
2.7%
Labor force participation
66.3%
Bachelor's Degree+
14.2%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
384 residents386 residents388 residents390 residents392 residents394 residents 202020212022202320242025 389 residents 386 residents ▼ -0.8%
Charlotte's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 1
2021 1
2022 0
2023 0
2024 1

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
90.6%
Carpool
2.4%
Public Transit
0.0%
Walk
0.5%
Work from Home
6.6%

Based on 212 workers 16 and over.

Monthly Utility Costs

State-average estimates for Iowa - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$75
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$212
estimated/month

Estimates reflect Iowa state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Iowa state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Charlotte sits in

Cost of Living Index
87.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$956/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
64.8 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Iowa

Vail
431 people
Galva
432 people
Marquette
432 people
Martelle
432 people
Scranton
434 people
McCallsburg
435 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Charlotte's 431 residents (Census ACS 5-Year 2023).

Prattsville, AR
431 people
Bethel, DE
431 people
Slaughter Beach, DE
431 people
Grand View, ID
431 people
Waveland, IN
431 people
McGregor, MN
431 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Charlotte's $69,792 (Census ACS 5-Year 2023, table B19013).

Dyer, AR
$69,792 median income
Daisy, GA
$69,792 median income
Irwin, ID
$69,792 median income
Caledonia, MN
$69,792 median income
Clarks Grove, MN
$69,792 median income
Alexander, NY
$69,792 median income

Race & Ethnicity Composition

Race and ethnicity - Charlotte, IA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Charlotte, IA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.1% 15.1% ETHNICITY, Hispanic or Latino (any race) 13.9% White 83.1% Black or African American 0.0% Asian 0.0% American Indian 0.9% Native Hawaiian 0.0% Some other race 0.9% Two or more races 15.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Charlotte compares to nearby Iowa cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Charlotte (this city) 431 $69,792
Vail 431 $66,458
Galva 432 $70,714
Marquette 432 $38,125
Census ACS 5-year FIPS IA Census BPS 2024 OMB Bulletin 23-01

What do people ask about Charlotte, IA?

What is the population of Charlotte, IA? +

The population of Charlotte, IA stands at 431 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Charlotte, IA? +

The median household income in Charlotte is $69,792 per year, based on Census ACS 2023 data.

What is the cost of living in Charlotte? +

BEA does not publish a city-level cost-of-living figure for Charlotte; the closest available measure is the Iowa state average, a cost of living index of 87.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Iowa vary by metro area.

What is the median home value in Charlotte, IA? +

A typical home in Charlotte is worth $95,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.