City profile · Iowa · Census ACS 2023

Cumberland, IA

Population, income, housing, safety, climate and schools for Cumberland - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

262
Residents
$44,427
Median income
$60,000
Median home
$919
Median rent (state)

Cumberland - the verdict

Out of every US city with 1,000+ residents, Cumberland places in the 12th percentile for household income. Source: Census ACS.

12th
percentile, household income
1st
percentile, home value
6th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cumberland, IA

Cumberland is a small town in Iowa, home to 262 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Cumberland brings in $44,427 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 17.7%. Cumberland's housing stock carries a median value of $60,000, and the median resident age is 45.6 years. Educational attainment runs 8.4% of adults with a bachelor's degree or higher. Separately, 44.5% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits), down 100% from five years earlier.

Living costs in Iowa run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $919 per month. Statewide, average monthly utility bills in Iowa run around $212, per EIA 2023 residential energy data. Natural-hazard exposure scores 60.1 out of 100 on FEMA's National Risk Index (Moderate).

Population

262 residents

Census ACS 2023 - Iowa

Median Household Income

$44,427 /yr

Poverty 17.7%

Cost of Living Index (state)

87.8 (US=100)

Well Below Average - BEA RPP 2024, Iowa average

How does Cumberland compare to other US cities?

Cumberland measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 12% higher than other cities
Home value 1% pricier than other cities
Median rent 6% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cumberland against every qualifying US city; each in-state rank narrows that to Iowa only. Full formula and direction notes: methodology.

Iowa-relative analysis

Median Gross Rent places Cumberland near the bottom of Iowa's cities

Among the 858 Iowa cities PlainCities tracks with reported median gross rent data, Cumberland ranks #450 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cumberland only against its own state's cities, not the full US field.

Median Household Income
#802 of 845
5th percentile in Iowa
Median Gross Rent
#450 of 858
0th percentile in Iowa
Median Home Value
#781 of 849
8th percentile in Iowa
Poverty Rate
#76 of 858
91st percentile in Iowa
Bachelor's Degree or Higher
#744 of 858
13th percentile in Iowa

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Iowa only, not a livability score. See the methodology for the source and calculation.

12thIncome percentile

12th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cumberland's home value compares nationally

Median home value vs. every US city (population 1,000+)

$60,000 Among the most affordable more affordable than 99% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). This entry sits in this band. $75,000–$100,000: 1,086 US cities (7%). Above this entry. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cumberland $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cumberland, IA Cumberland, IA's reported median household income shown against the U.S. national quintile-share pattern (not Cumberland, IA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cumberland, IA median $44,427/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cumberland, IA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cumberland, IA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 8.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 17.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 44.5%

Census ACS S2301, share of working-age residents in the labor force

Population
262
Median Income
$44,427
Median Home Value
$60,000
Median Age
45.6
Poverty Rate
17.7%
Labor force participation
44.5%
Bachelor's Degree+
8.4%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
246 residents248 residents250 residents252 residents254 residents 202020212022202320242025 248 residents 247 residents ▼ -0.4%
Cumberland's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 1
2021 1
2022 0
2023 0
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
83.2%
Carpool
4.2%
Public Transit
0.0%
Walk
1.1%
Work from Home
11.6%

Based on 95 workers 16 and over.

Monthly Utility Costs

State-average estimates for Iowa - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$75
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$212
estimated/month

Estimates reflect Iowa state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Iowa state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cumberland sits in

Cost of Living Index
87.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$919/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
60.1 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Iowa

Dedham
262 people
Keswick
262 people
Lineville
261 people
Moorhead
263 people
Pisgah
261 people
Blencoe
264 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cumberland's 262 residents (Census ACS 5-Year 2023).

Kongiganak, AK
262 people
Grady, AR
262 people
Cromberg, CA
262 people
Guinda, CA
262 people
Sand City, CA
262 people
Brocton, IL
262 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cumberland's $44,427 (Census ACS 5-Year 2023, table B19013).

Princeton, WV
$44,428 median income
Valier, MT
$44,432 median income
Horatio, AR
$44,417 median income
Odin, IL
$44,415 median income
Riceville, TN
$44,440 median income
Trimountain, MI
$44,441 median income

Race & Ethnicity Composition

Race and ethnicity - Cumberland, IA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cumberland, IA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 93.1% 6.9% ETHNICITY, Hispanic or Latino (any race) 0.0% White 93.1% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 6.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cumberland compares to nearby Iowa cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cumberland (this city) 262 $44,427
Dedham 262 $87,083
Keswick 262 $58,571
Lineville 261 $51,375
Census ACS 5-year FIPS IA Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cumberland, IA?

What is the population of Cumberland, IA? +

The population of Cumberland, IA stands at 262 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cumberland, IA? +

In Cumberland, the typical household earns $44,427 per year, based on Census ACS 2023 data.

What is the cost of living in Cumberland? +

BEA does not publish a city-level cost-of-living figure for Cumberland; the closest available measure is the Iowa state average, a cost of living index of 87.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Iowa vary by metro area.

What is the median home value in Cumberland, IA? +

The median home value in Cumberland is $60,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.