City · Iowa

Red Oak, Iowa

Red Oak, city, in Montgomery County, Iowa. Red Oak had 5,388 residents on July 1, 2025 by the Census Bureau's estimate, down 3.7% since 2020; the 2020 Census counted 5,596 and the ACS 2020-2024 5-year estimates put it at 5,510 (±22). GEOID 1966135.

Residents, July 2025 estimate

5,388

Census Bureau estimate (no margin published)
2020 Census count: 5,596 · ACS 2020-2024: 5,510 ±22

Median household income

$50,109

±$7,799 (90% margin)
Iowa: $75,059

Median home value

$99,700

±$17,772 (90% margin)
Iowa: $208,000

Median gross rent

$812

±$69 (90% margin)
Iowa: $972

Where is Red Oak and what county is it in?

Red Oak is a city in Montgomery County, Iowa. It covers 3.9 square miles of land, 1,425 residents per square mile in 2020.

Red Oak (marked with a dot) in Montgomery County, Iowa. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Red Oak, and is it growing?

The Census Bureau estimates that 5,388 people lived in Red Oak on July 1, 2025, down 3.7% since 2020, while Iowa grew 1.5%. The 2020 Census counted 5,596 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 5,510 (±22).

  • July 2020→2021 −14 (5,582)
  • 2021→2022 −76 (5,506)
  • 2022→2023 −28 (5,478)
  • 2023→2024 −60 (5,418)
  • 2024→2025 −30 (5,388)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Red OakMontgomery CountyIowa Change since 2015-2019
Total population 5,510 ±22 10,214 3,210,507 +148
Households 2,441 ±129 4,585 1,315,707 no clear change
Average household size 2.20 ±0.11 2.18 2.36 no clear change
Housing units 2,671 ±124 5,005 1,437,699 −181

Red Oak's population since 2000

From 6,197 in 2000 to 5,388 in 2025: down 13.1%. The 2000, 2010 and 2020 figures are census counts, each for Red Oak as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 6,197
  • 2005 (estimate) 5,955
  • 2010 Census 5,742
  • 2015 (estimate) 5,426
  • 2020 Census 5,596
  • 2025 (estimate) 5,388

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Red Oak?

The median resident of Red Oak is 40.2 years old; 24.4% are under 18 and 18.5% are 65 or older. The largest group is non-Hispanic white residents at 88.7%, then non-Hispanic residents of two or more races at 4.4%. 2.5% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Red OakMontgomery CountyIowa Change since 2015-2019
Median age 40.2 ±5.2 43.5 38.6 no clear change
Under 18 years 24.4% ±2.1 pts 22.6% 22.9% –
65 years and over 18.5% ±2.5 pts 23.1% 18.1% –
Male 50.4% ±1.9 pts 50.2% 50.2% –
Hispanic or Latino (any race) 0.6% ±0.8 pts 0.8% 7.3% –
White alone, not Hispanic 88.7% ±1.3 pts 92.0% 82.3% −2.1 pts
Black or African American alone, not Hispanic 3.0% ±1.8 pts 1.8% 3.8% –
Asian alone, not Hispanic 2.0% ±1.2 pts 1.1% 2.5% –
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.1% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.7% ±0.8 pts 0.4% 0.2% –
Two or more races, not Hispanic 4.4% ±2.2 pts 3.2% 3.5% –
Some other race alone, not Hispanic 0.5% ±0.6 pts 0.7% 0.3% –
Born outside the United States 2.5% ±1.3 pts 1.6% 5.9% no clear change
Speak a language other than English at home (age 5+) 4.1% ±2.3 pts 2.5% 9.1% –
Civilian veterans (age 18+) 7.2% ±2.0 pts 7.0% 6.5% –
With a disability 23.3% ±4.2 pts 18.1% 12.6% –
No health insurance coverage 4.0% ±1.8 pts 3.7% 5.0% no clear change
High school graduate or higher (age 25+) 88.7% ±3.3 pts 91.7% 93.3% –
Bachelor's degree or higher (age 25+) 17.7% ±4.5 pts 20.4% 31.4% no clear change
Graduate or professional degree (age 25+) 4.5% ±2.5 pts 5.3% 10.5% –
Lived in the same house a year earlier 86.9% ±4.3 pts 88.9% 87.1% –
Moved from another state in the past year 1.9% ±1.7 pts 1.8% 2.2% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Red Oak earn?

Half of Red Oak's 2,441 households earn less than $50,109 a year (±$7,799), against $63,666 in Montgomery County and $75,059 in Iowa. In 2015-2019 it was $53,024 in 2024 dollars; the margins of error cannot tell the two periods apart. 21.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Red OakMontgomery CountyIowa Change since 2015-2019
Median household income $50,109 ±$7,799 $63,666 $75,059 no clear change
Mean household income $64,302 ±$8,060 $84,366 $98,187 –
Per capita income $28,822 ±$3,401 $37,894 $40,877 no clear change
People below the poverty line 21.9% ±5.8 pts 15.3% 11.1% +9.3 pts
Children under 18 below the poverty line 25.4% ±13.8 pts 18.6% 12.9% no clear change
Households receiving SNAP 21.1% ±5.8 pts 14.5% 8.8% –
Households with a computer 88.4% ±3.9 pts 90.9% 94.7% –
Households with a broadband subscription 83.3% ±4.7 pts 85.9% 88.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Red Oak?

Owners occupy 59.9% of Red Oak's occupied homes and renters 40.1%. The median owner-occupied home is valued at $99,700 by its owner (±$17,772). The median renter pays $812 a month including utilities, and 55.5% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Red OakMontgomery CountyIowa Change since 2015-2019
Median home value (owner-occupied) $99,700 ±$17,772 $121,400 $208,000 no clear change
Median gross rent $812 ±$69 $814 $972 no clear change
Renters paying 35% or more of income on rent 55.5% ±13.2 pts 46.7% 35.2% +21.3 pts
Median monthly owner costs, with a mortgage $995 ±$98 $1,099 $1,533 –
Owner-occupied homes 59.9% ±6.6 pts 69.1% 71.7% no clear change
Renter-occupied homes 40.1% ±6.6 pts 30.9% 28.3% –
Housing units 2,671 ±124 5,005 1,437,699 −181
Homeowner vacancy rate 0.0% ±1.7 pts 0.3% 0.8% –
Rental vacancy rate 2.7% ±4.2 pts 2.7% 5.7% –
Single-family detached homes 76.9% ±5.6 pts 82.4% 72.2% –
Mobile homes 2.7% ±1.7 pts 2.8% 3.2% –
Built 2020 or later 1.9% ±2.5 pts 1.4% 1.7% –
Built 2010 to 2019 3.1% ±2.7 pts 2.6% 9.2% –
Built 1939 or earlier 29.1% ±5.8 pts 36.6% 23.5% –
Households with no vehicle 6.0% ±2.9 pts 4.0% 5.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Red Oak building?

Builders took permits for 24 new housing units in Red Oak in 2025 (1 in single-family houses), 4.5 per 1,000 residents against 4.2 across Iowa.

  • 2019 2 units
  • 2020 2 units
  • 2021 1 units
  • 2022 1 units
  • 2023 4 units
  • 2024 6 units
  • 2025 24 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Red Oak work and get to work?

75.1% of Red Oak's workers drive alone and 11.0% work from home. The average trip to work takes 20.9 minutes. The unemployment rate in 2020-2024 averaged 2.9%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Red OakMontgomery CountyIowa Change since 2015-2019
In the labor force (age 16+) 54.9% ±5.8 pts 57.9% 66.4% –
Unemployment rate 2.9% ±1.8 pts 2.6% 3.6% no clear change
Drove alone to work 75.1% ±7.5 pts 77.8% 76.0% –
Carpooled 13.3% ±5.6 pts 10.2% 7.8% –
Public transportation 0.0% ±1.1 pts 0.0% 0.7% –
Walked 0.7% ±1.0 pts 1.9% 2.9% –
Worked from home 11.0% ±5.5 pts 10.0% 11.3% +7.3 pts
Mean travel time to work 20.9 min ±3.7 22.3 min 19.8 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Red Oak?

2 census tracts lie mostly in Red Oak, and 1 more reaches into it (2020 census blocks). Their median household incomes run from $49,000 (Tract 9602) to $52,716 (Tract 9603).

Census tracts in Red Oak, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Red Oak
Tract 9603Montgomery County2,909 $52,716 $79,80094%
Tract 9602Montgomery County2,723 $49,000 $168,00091%
Tract 9601Montgomery County1,868 $85,583 $169,9001%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Red Oak) · Census block assignment files

How does Red Oak compare with other places in Iowa?

By the Census Bureau's July 2025 estimates, Red Oak is the 4,695th-most populous of the 19,476 U.S. incorporated places that have one and the 77th-most populous of 939 in Iowa.

Red Oak ranks 266th of 279 places in Iowa with 1,000 or more residents and a reliable estimate, by median household income.

Red Oak's rank in Iowa (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate77th939
Growth 2020-2025 (PEP)252nd275
Residents per square mile62nd279
Median household income266th279
Per capita income265th279
Median home value267th279
Median gross rent155th266
Poverty rate12th232
Bachelor's degree or higher236th279
Median age128th279
Owner-occupied share266th279
Work from home79th221
Travel time to work124th279

Red Oak's figures with every place in Iowa (CSV)

Every place in Iowa, sortable · Compare Red Oak with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Red Oak?

11 of the 57 figures for Red Oak on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Red Oak are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Red Oak.